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Rico estate and Succession LLC / What are the necessary expenses after returning to Japan ？ A first-time user's guide

When thinking about returning to Japan after living abroad for a long time, many people have these concerns.

"I am worried about whether I will be able to live in Japan …" "I don't have any relatives, but I will be fine ？"

We are here to help you with such concerns, from pre-return consultation to support in living in Japan.
Here, we have compiled an easy-to-understand list of the costs and systems that you will need after returning to your home country, even if you are new to the area.

1. Health Insurance （ or Medical Insurance for the Late-Stage Senior Citizens ）

When you register as a resident in Japan, it is compulsory to join the health insurance system.
- 74 years old ： National Health Insurance
75 years old or older ： Late-Stage Senior Citizen's Medical Insurance

Enrollment procedures and premium payment will begin from the month you return to Japan. This is an important system to receive medical care with peace of mind.

2. Long-term care insurance

Long-term care insurance is also a system related to resident registration.
40-64 years old ： Nursing care insurance premiums are paid at the same time as joining National Health Insurance
65 years old and over ： Nursing care insurance premiums must be paid together with late-stage medical insurance for the elderly

To use nursing care services, only those who have been certified as requiring nursing care are covered （ 10-30% of the cost ）.

3. Resident tax （ Determined by the previous year's income ）

Resident tax depends on the previous year's income.
First year after returning: If you lived abroad, you are not subject to inhabitant tax in most cases
After the following year: If you have income in Japan, it is taxable. If your income is low, you may be exempt from tax

"Resident tax ＝ is not always paid. It depends on the situation.

4. National Pension （ If you are under 65 years old ）

If you return to your country under 65 years old, you are required to join the National Pension as a rule.
Depending on the situation, there are options such as "exemption", "partial exemption", and "voluntary enrollment".

The cost of living after returning home varies by region

Nursing care insurance premiums and national health insurance premiums vary greatly depending on the region where you live.
Keep in mind that the amount you have to pay depends on which municipality you live in.

Summary

The main expenses involved when returning to Japan are as follows.
・ Health insurance （ or medical insurance for the late-stage elderly ）
・ Nursing care insurance
・ National pension （ Under 65 ）
・ Resident tax （ Income from previous year ）

For those who have lived abroad for a long time, the Japanese system can be difficult to understand and can cause anxiety.
We, Rico Estate and Succession, provide careful assistance from consultation before returning to Japan to support your life after returning home.

Rico Estate and Succession LLC
20610 Manhattan Place, Torrance, CA, 90501 US
+1 (310) 466-1877

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This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Rico estate and Succession LLC / What are the necessary expenses after returning to Japan ？ A first-time user's guide

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
SHOKUDO to launch a new poke stand ｜ OPEN January 2026

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Japan SIM" for temporary return to Japan

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
If you are considering building a new house, please refer to No9.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Azusa Ballroom Dance School in Orange Island Culture Salon

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Movie Teppo no Mukou ni Mukou ni You Are There Screening

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Japanese lunch with seasonal dishes in a relaxed atmosphere.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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