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    • Event / Finance / Insurance
    • 2026/02/24 (Tue)
    Vivinavi San Diego

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Social Security, Understanding it Right and Receiving it Wisely ！ ] 3/29 （ Sun ） Free Retirement Seminar in San Diego ！

    Hello everyone ！
    I am Satoko Tsutsumi, a Certified Social Security ・ Analyst&Retirement Planner.

    How much do you know about Social Security ？

    "I didn't know" is a waste ！ ！
    I know you are busy, but don't put it off. ！
    Free Retirement Seminar at Culver City.

    ◉ Topic 1 : Understanding the Social Security System and Getting Smart!
    I don't know how the Social Security system works. What you need to know to avoid losing money ？
    ◉ Topic 2 ： Will you retire in the US or Japan? Do you need long-term care insurance?
    Long-term care insurance purchased in the U.S., can be used in Japan. ？ A case study on retirement in the U.S. or Japan, if you have not decided.
    ◉ Topic 3 : Smart asset planning with US dollars for both expatriates and permanent residents !
    Why don't you increase your assets with guaranteed principal without worries ？

    San Diego
    Date ： 3/29 （ Sun ） {Topic 1} 9:30 ~ {Topic 2} 10:45 ~ {Topic 3} 12:00 ~ Location ： Courtyard by Marriott San Diego Central
    8651 Spectrum Center Blvd. San Diego, CA 92123 (near Freeway 163 Balboa Ave. exit)}

    [Note: Please continue listening from Topic 1, it is best for clarity!

    Please feel free to join us.
    To register, ↓ send a message or call 714-269-8892 （ Satoko ）

    www.fpesusa.com

    ソーシャルセキュリティ介護老後備え

    Please feel free to join us ！.

    • Problem solution / Finance / Insurance
    • 2026/02/19 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Credit Card Payment Specialist ！ We offer the lowest rates available anywhere and prompt, courteous service.

    Business owners, are you satisfied with your current credit card processing ？

    service businesses such as restaurants and salons, retail and online stores
    any business model, from individual businesses to franchises
    Smart International can help you with your credit card payment needs.
    "I want to introduce a new tablet POS to improve business efficiency"
    "I want to introduce contactless payment system such as Apple Pay"
    "I feel the fee is too high" …

    ＼ "We have 30 years of history. <1667> With 30 years of history, we support Japanese companies in the U.S. with credit card payment ／

    Of course, if you are just starting a new business or
    "I don't understand the credit card payment system", we can help you. Please consult with us first.

    ＜ ＜ Services ＞ ＞
    ◆ Business Bank Account&Application for Merchant Account

    ◆ Full Merchant Account Support ◆ Payment Terminal (Terminal) rental free of charge
    ◆ Technical support for payment terminal
    ◆ Tablet POS installation
    ◆ Online payment consulting

    ---------*----------*------- ---*----------*----------

    ＼ This is what we do ！ ／

    ■ Full support in Japanese, polite and reliable
    On behalf of busy business owners We will communicate with the settlement bank on your behalf.
    We can handle payment confirmations, chargebacks, and bank account changes for you.
    We are the only company in the U.S. that offers credit card payment services in Japanese.

    ■ Safe Security
    Our partner banks in the U.S.
    are among the best in the industry and guarantee a safe and secure transaction.

    ■ Knowledgeable staff
    knowledgeable in credit card processing, terminals and POS devices
    to support your business. We try to provide easy-to-understand explanations for beginners.

    ■ Affordable price
    We provide our services at the lowest rate anywhere.


    Your business is also smart.
    Convenient and efficient business management and credit card payment system will be a strong ally of your business and will surely improve your sales performance ！


    ---------*----------*------- ---*----------*----------

    For more information on our services, please visit the Town Guide in the yellow phone directory (click on the yellow icon below).

    Japanese-language customer service is available ♪
    If you have any questions about credit card payment, please feel free to contact us first ！

    Call us at (800)500-2899 or click on "Send Message". Feel free to also contact us via "Send Message".

    クレジットカードカード決済クレジットカード決済POS

    Are you starting a new business
    or do you have a friend looking for new mer...

    • Problem solution / Finance / Insurance
    • 2026/02/16 (Mon)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Need help with California home insurance?

    In California, in recent years, we have received an increasing number of
    ✔ inquiries from customers who have been refused renewal
    ✔ and told that their premiums have increased significantly
    ✔ "FAIR Plan is the only option"

    .

    The FAIR Plan is primarily fire coverage,
    which is different from regular homeowners insurance.
    Therefore, a separate DIC policy may be required.

    "I'm not sure about it, but I'm buying it."
    "Is there any other way ？?"

    If so, please feel free to contact us first.

    Japanese ・ English is also available.
    We will explain the situation of each customer in detail.

    • Problem solution / Finance / Insurance
    • 2026/02/14 (Sat)
    Vivinavi Hawaii

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Life Insurance （ Life Insurance ） Do You Know the U.S. Life Insurance World ？

    …
    "I hear that American insurance programs are better than those in Japan, but it's true.

    In fact, there are five types of life insurance in the U.S. that are not well known in Japan.
    The following two are the most commonly offered in Japan.

    ・ Term Insurance （ Term Insurance ）
    ・ Whole Life Insurance （ Whole Life Insurance ）

    However, in the United States, the choices are even wider. In the U.S., however, the choices are even wider.

    The feature of these plans is that they can be used not only for "protection" but also for "asset building".

    Five types of life insurance in the U.S.
    ■ ■ ■
    1, Term Insurance （ Term insurance ）
    A low cost, lump sum type. However, premiums for renewal after the contract period will increase significantly depending on the age of the insured.

    2, Whole Life Insurance （ Whole Life Insurance ）
    An accumulation type that lasts for a lifetime. It provides a stable interest rate of around 4%. Monthly premiums are higher, but it is a secure, high street type.

    3, Universal Life Insurance
    5 ～ 7% interest on savings and flexible payment amount. It is attractive because it can be adjusted to fit your life plan.

    4, Variable Universal Life Insurance
    A type that invests savings in mutual funds. Depending on the market, assets may grow significantly. For those who seek risk and return.

    5, Index Universal Life Insurance
    Linked to market indices （ such as S&P500 ）. Guaranteed lower rate （ of about 1% ）, capped at over 12%. Features the ability to protect your principal while enjoying the upside of your investment.

    Hawaii residents also have peace of mind ！
    ・ Expatriates ・ Foreign students ・ Spouse visa holders can also join
    ・ Some plans can be continued after returning home
    ・ American Individual Annuities （ Annuities ） and Long-Term Care Insurance

    Recommended for ！
    ・ Those who are worried about Japanese insurance alone
    ・ Those who want to secure a source of income after retirement.
    ・ Those who want to secure a source of income after retirement
    ・ Those who want to build assets in US dollars

    We accept quotes at any time.
    Please feel free to contact us.

    Please feel free to contact us.

    • Signature service / Finance / Insurance
    • 2026/02/09 (Mon)
    Vivinavi Hawaii

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Let "Mare Tax&Accounting" handle your tax returns.

    Mare Tax&Accounting," a community-based tax ・ accounting service, helps clients manage their finances smoothly through
    tax returns and other tax services.
    We are committed to optimizing tax efficiency while ensuring compliance with laws and regulations, and we are ready to file your tax returns with confidence.

    We reduce the anxiety and burden of tax-related issues by working closely with each client's individual situation and providing a clear and courteous service.
    We leave the complicated procedures to you so that you can concentrate on the growth and development of your business.

    Mare Tax&Accounting is a trusted tax partner that values accuracy and transparency.
    Contact us today to discuss your tax return.

    See Bibinavi ！ for 10% off your bill!

    • Free trial / Finance / Insurance
    • 2026/02/05 (Thu)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Real Estate Online Seminar

    Las Vegas Emigration Seminar （ Online ）

    Fri 2/13
    Las Vegas Time 5:00 PM
    NY Time 8:00 PM

    Japan Time Sat 2/14 10:00 AM

    Move to Las Vegas ！
    What kind of city is Las Vegas as a place to live ？

    Las Vegas is not only a tourist attraction.
    Why is it actually chosen as a "city to live" ？

    Recommended for those who are considering immigrating or
    considering US real estate in the future.

    ・ Good Points about Las Vegas ・ Bad Points
    ・ What Areas and Homes
    ・ Other States ・ Real Estate Buying Process when Emigrating from Overseas
    ・ Investment purposes ・ Home use, explained from each perspective

    To apply, click on the QR Code below.

    • Useful info / Finance / Insurance
    • 2026/02/02 (Mon)
    Vivinavi San Diego

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Seminar on California's DFA Down Payment Assistance Program 2026

    California Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers.

    ・ You don't have enough saved up for a down payment or closing costs
    ・ You were told the house you want is too expensive for your current income
    ・ You are worried about your monthly payments

    Good news if you have given up on buying a home because of these reasons ！

    CalHFA has announced the application requirements for its 2026 Drea For All (DFA ) Appraisal Gain Sharing Loan Program. Up to 20% of the purchase price （ up to $150,000 ） of which is paid by the state and not repaid until the time of sale, this program is very popular with first-time homebuyers who struggle to make a down payment contribution. Applicants must submit an application, including a pre-approval letter from an approved lender, by the end of the application period, and winners will be selected by random drawing to receive a voucher. Eligibility includes first-time homebuyers and applicants must be under the maximum household income limit. This seminar will provide detailed eligibility and application requirements, as well as a detailed explanation of this and other down payment assistance programs in Japanese.

    Date and Time ： February 3 （ Tuesday ） 5:30 - 7:00 PM
    Location ： Orange Island ・ Culture Salon
    17811 Sky Park Cir. # J, Irvine CA 92614
    *Simultaneous online sessions will be held on short notice ！

    [[Drea for All Registration Period]]
    2/24/2026 - 3/16/2026

    *This program is always very popular. Prepare well and apply so as not to be disqualified ！

    ⭐︎⭐︎ Participation is free, but seats are limited, so please register in advance ！ ⭐︎⭐︎

    [[Advance Registration Method]]
    *From the web form https://bit.ly/4qCxUuU
    *Email: kmakino@westcapitallending.com
    *Tel&Text: 949-266-7761

    Kana Makino （ Kana Makino ）
    Mortgage Loan Officer / Realtor ®
    West Capital Lending | NMLS# 2504398 | DRE# 02053858

    不動産ローン住宅ローンリバースモーゲージリファイナンス

    Light meal included ！.

    • Introduction / Finance / Insurance
    • 2026/01/29 (Thu)
    Vivinavi Dallas

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can take care of your insurance ！ Japanese language ・ Free quotation ！ ！

    Farmers Insurance, America's leading insurance company that continues to be trusted.
    We will select the best plan for each customer's needs and provide prompt and detailed explanations.
    We provide total support in Japanese from quotation, application to accident handling, so you can rest assured.

    ・ Car Insurance
    Car insurance is essential for driving a car in America, a society of cars. We will select a plan that fits your needs.

    ・ Home Insurance / Renters Insurance （ Renters Insurance ）
    Home Insurance protects your precious home. Fire, theft, lightning, hail, etc. We will help you choose the right plan for you.
    Renters insurance is for people living in apartments and rented houses.　　　

    ・ Life Insurance / Private Annuities
    Various plans are available. There are also plans that do not require a medical examination, so please feel free to
    consult with us even if you are concerned about your current health condition.

    ・ Health Insurance / Medicare
    We also offer PPO health insurance, which can be used in Japan and has a low deductible, and Medicare ・ Supplement （ Medigap ）
    .

    ・ Pet Insurance
    This insurance covers the costs incurred when your beloved pet, a member of your family, receives medical attention and treatment for illness or injury.

    ・ Business Insurance
    We protect your business in America, a nation of lawsuits.　We will help you choose the right insurance policy for your business.


    If you would like to review your current insurance plan, consult with us, or have any questions, please contact us anytime.

    ・ We want to reduce your premiums.
    ・ I want to change my insurance policy.
    ・ I want to know if the plan I have joined is right for me.
    ・ I am concerned about my current health condition and would like to purchase life insurance/individual annuity that does not require a medical examination.

    There is a possibility to save a lot of money on insurance premiums.　Please feel free to contact us for a free quote in Japanese.


    Yasuhiro Yoshimi
    Cavaness Insurance Agency
    14110 Dallas Parkway #125, Dallas, Texas 75254
    Office: ( 972) 769-9136
    Japanese Line (469) 795-1190
    yasuhiro.rnicholson@farmersagency.com
    https://texasjapaneseinsurance.com

    保険生命保険個人年金健康保険メディケア
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