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This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

We can provide you with the latest information on the Hawaii Association of Realtors (MLS) and estimated value of your property. Please contact us ！.

！
The Hawaii Lani Real Estate Team has over 25 years of Hawaii real estate experience and knowledge to assist you and provide you with the best service possible.


We can help you sell your current home and purchase your new home at the same time for capital gains tax purposes,
buy a new investment property on a 1031 Exchange,
or sell a property in the mainland US, Maui or other islands. We also have extensive experience in the sale of properties on the U.S. mainland, Maui and other islands, and the purchase of properties on Oahu using tax planning strategies.

We can also manage your property after purchase and pay common expenses, insurance, taxes, etc. on your behalf.


Tomoko Kubiak, owner of Hawaii Lani Real Estate, has over 20 years of Hawaii real estate experience.
We continue to work with long time clients and their families.
We are also grateful for the many referrals we receive from our clients to our clients.
We are very happy to meet new customers, and most of all, we are very happy that our customers are happy after a real estate transaction.


Obtained Hawaii State Real Estate License （ in 1999.
Obtained Hawaii State Real Estate Chief's License （ RB in 2009.
Established Hawaii Lani Real Estate in 2010.
Member of the National and Hawaii State Association of Realtors.



[Contact]
(808) 386-7984 （ Japanese ）
(808) 924-5040 (808) 924-5040 Japanese and English ）
email: tomoko@ hawaiilanirealty.com

★ Experienced in condominiums in Waikiki and Ala Moana area as well as in buying and selling properties in West Oahu.




Please contact us through [Contact Us] above or "Send Message" below
For more information, please visit our website below ♪
↓

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

We will provide you with up-to-date information on the market value of your property and the latest information from the Hawaii Association of REALTORS® （ MLS). Please contact us ！.

！
Hawaii Lani Real Estate TeamWith over 25 years of Hawaii real estate experience and knowledge, we will assist you from your perspective and provide you with satisfactory service.
We can provide you with information on properties for sale from the Hawaii Association of Realtors and all areas of Oahu that meet your needs.


Sell your existing property and buy your new property at the same time for capital gains tax purposes,
Buy an investment property on a 1031 Exchange,
Sell a property in the mainland US, Maui or other islands. Experienced in buying real estate properties and later buying properties on Oahu with tax savings.

We can also manage your property after purchase and pay common expenses, insurance, taxes, etc. on your behalf.


Tomoko Kubiak, owner of Hawaii Lani Real Estate, has over 20 years of Hawaii real estate experience.
We continue to work with long time clients and their families.
We are also grateful for the many referrals we receive from our clients to our clients.
We are very happy to meet new customers, and above all, we are very happy when customers are happy after a real estate transaction.


Obtained Hawaii State Real Estate License （ RA in 1999.
Obtained Hawaii State Real Estate Chief's License （ RB in 2009.
Established Hawaii Lani Real Estate in 2010.
Member of the National and Hawaii State Association of Realtors.



[Contact]
(808) 386-7984 （ Japanese ）
(808) 924-5040 (808) 924-5040 Japanese and English ）
email: tomoko@ hawaiilanirealty.com

★ Experienced in condominiums in Waikiki and Ala Moana area as well as in buying and selling properties in West Oahu.




Please contact us through [Contact Us] above or "Send Message" below
For more information, please visit our website below ♪
↓

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

GOLDSEAI can help you buy or rent a house when you come to the U.S.!

International students coming to the U.S. ・ Must-see for expatriates ！ Please contact us if you need help buying or renting a house when you come to the U.S. ！ Our local Los Angeles representative will introduce properties that meet your needs.

Our trusted brokers with over 30 years of experience will help you find a home. We can also assist you in finding a local school for your children, interpreting contracts in English, and more. Please feel free to contact us by e-mail ！ ⏩ info@goldseai.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

Please feel free to contact us for inquiries about the market value of your real estate property or the latest information on the Hawaii Association of Realtors.

！
The Hawaii Lani Real Estate team has over 25 years of Hawaii real estate experience and knowledge to assist you and provide you with the best service possible.


Sell your current property and buy your new property at the same time using our capital gains system,
Buy an investment property using our tax deferral system,
Sell a property in the mainland US, Maui or other islands after selling it, or Buy a new property using our tax deferral system. Experienced in the sale of properties on the U.S. mainland, Maui, and other islands, and the purchase of properties on Oahu using tax reduction strategies.

We can also manage your property after purchase and pay common expenses, insurance, taxes, etc. on your behalf.


Tomoko Kubiak, owner of Hawaii Lani Real Estate, has over 20 years of Hawaii real estate experience.
We continue to work with long time clients and their families.
We are also grateful for the many referrals we receive from our clients to our clients.
We are very happy to meet new customers, and most of all, we are very happy that our customers are happy after a real estate transaction.


Obtained Hawaii State Real Estate License （ in 1999.
Obtained Hawaii State Real Estate Chief's License （ RB in 2009.
Established Hawaii Lani Real Estate in 2010.
Member of the National and Hawaii State Association of Realtors.



[Contact]
(808) 386-7984 （ Japanese ）
(808) 924-5040 (808) 924-5040 Japanese and English ）
email: tomoko@ hawaiilanirealty.com

★ Experienced in condominiums in Waikiki and Ala Moana area as well as in buying and selling properties in West Oahu.




Please contact us through [Contact Us] above or "Send Message" below
For more information, please visit our website below ♪
↓

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

Please feel free to contact us with any questions you may have regarding the market value of your property or the latest real estate information from the Hawaii Association of Realtors.

！

The Hawaii Lani Real Estate Team has over 25 years of Hawaii real estate experience and knowledge to assist you and provide you with the best service possible.


Sell your existing property and buy your new property at the same time using capital gains tax planning,
Buy an investment property on a 1031 Exchange,
Sell a property in the mainland US, Maui or other islands. Experienced in buying real estate properties and later buying properties on Oahu with tax savings.

We can also manage your property after purchase and pay common expenses, insurance, taxes, etc. on your behalf.


Tomoko Kubiak, owner of Hawaii Lani Real Estate, has over 20 years of Hawaii real estate experience.
We continue to work with long time clients and their families.
We are also grateful for the many referrals we receive from our clients to our clients.
We are very happy to meet new customers, and most of all, we are very happy that our customers are happy after a real estate transaction.


Obtained Hawaii State Real Estate License （ RA in 1999.
Obtained Hawaii State Real Estate Chief's License （ RB in 2009.
Established Hawaii Lani Real Estate in 2010.
Member of the National and Hawaii State Association of Realtors.



[Contact]
(808) 386-7984 （ Japanese ）
(808) 924-5040 (808) 924-5040 Japanese and English ）
email: tomoko@ hawaiilanirealty.com

★ Experienced in condominiums in Waikiki and Ala Moana area as well as in buying and selling properties in West Oahu.




Please contact us through [Contact Us] above or "Send Message" below
For more information, please visit our website below ♪
↓

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

GOLDSEAI can help you buy or rent a house when you come to the U.S.!

International students coming to the U.S. ・ Must-see for expatriates ！ Please contact us if you need help buying or renting a house when you come to the U.S. ！ Our local Los Angeles representative will introduce properties that meet your needs.

Our trusted brokers with over 30 years of experience will help you find a home. We can also assist you in finding a local school for your children, interpreting contracts in English, and more. Please feel free to contact us by e-mail ！ ⏩ info@goldseai.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＼ Let friendly Hyunji help you buy your first overseas property ／.

🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual （ Available in Japanese, English and Korean ）
🔴 Open 24/7 for inquiries ！
🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. ： RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

Please feel free to contact us with any questions regarding the latest real estate information from the Hawaii Association of Realtors.

！
The Hawaii Lani Real Estate team has over 25 years of Hawaii real estate experience and knowledge to assist you and provide you with the best service possible.


Sell your current property and buy your new property at the same time using capital gains tax planning,
Buy a new investment property using the tax deferral exchange system,
Buy a property in the mainland US or other islands. Experienced in the sale of properties on Maui and other islands and the purchase of properties on Oahu with tax deferral.

After purchasing a real estate property, we can manage the property according to your needs and provide payment services for common expenses, insurance, taxes, etc.


Tomoko Kubiak, owner of Hawaii Lani Real Estate, has over 20 years of Hawaii real estate experience.
We continue to work with long time clients and their families.
We are also grateful for the many referrals we receive from our clients to our clients.
We are very happy to meet new customers, and most of all, we are very happy that our customers are happy after a real estate transaction.


Obtained Hawaii State Real Estate License （ in 1999.
Obtained Hawaii State Real Estate Chief's License （ RB in 2009.
Established Hawaii Lani Real Estate in 2010.
Member of the National and Hawaii State Association of Realtors.



[Contact]
(808) 386-7984 （ Japanese ）
(808) 924-5040 (808) 924-5040 Japanese and English ）
email: tomoko@ hawaiilanirealty.com

★ Experienced in condominiums in Waikiki and Ala Moana area as well as in buying and selling properties in West Oahu.




Please contact us through [Contact Us] above or "Send Message" below
For more information, please visit our website below ♪
↓

毎週土曜日のお金の授業！【無料】ファイナンス日本語ワークショップ

----------------------------------------------------------------------------------------
【資産運用】や【パーソナルファイナンス】などを耳にはするけど、「【投資】はギャンブルみたいでリスクがありそう」と思われてる方こそ必見！

・・・・・実は『お金について学ばないこと・投資をしないこと』が一番のリスクだということをご存じですか？
----------------------------------------------------------------------------------------

【旦那様or奥様】が管理しているという理由だけで、
せっかく最大限まで増やせる投資枠や額を自分や家族の分まで狭めてる可能性もあります。


ここアメリカでは学生時代から自分で学費ローンやクレジットカードの管理をし、
就職してすぐに401kやIRAなどのリタイアメントアカウントなどの設定をします。
定年を迎える頃や迎えてからも、税金や年金、資産運用などに関して決断を迫られます。
そう考えるとどのライフステージでも、いかにお金に関する知識を持つことと、判断が出来るのかがとても大事になってきます。

今は働きながら会社から提供されるベネフィット（401kや健康保険のアカウント）までをも最大限に有効活用し、
個人でもアプリやウェブサイトで貯蓄をしながら税金対策をもできる時代になりました。
・・・・・ただ、自分や家族が加入している保険の内容を100%把握してない方も多いのでは？
そんな方にも身近なところからお金について見直せるいい機会になるとご好評いただいています！


もちろん、お金について勉強はしたことないし、
人任せにしているという貴方も今からでも遅くはありません！

ファイナンシャルリテラシー（お金に対する知識を積むこと）を早く得ることで
時間を味方につけて、今からでも“ゆっくりお金持ちになる”ことが可能なのです！

でも、お金の話なんて個人的だし、誰にも聞けないし、どこで勉強すればいいの？
お任せください、私達がその知識をご提供しています。

どなたにもアクセスしやすい、Zoom（オンライン）にて

【毎月４回】のお金に関する無料セミナーを開催しています。

ちょっと敬遠していた『お金』について、きっとヒントが見つかるあるのではないでしょうか？

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・１週目■：より多くのキャッシュフローを作るには？びっくり負債返済短縮法
・２週目■：知っておくべきファイナンスの基礎とはアメリカの生命保険の種類と選び方・元本保証の金融商品
・３週目■：貯蓄効率を上げるコツと税金対策・投資信託や株式投資の基本
・４週目■：個人年金IRA、一生涯年金、介護保険の種類、メディケアの基本、遺産プラン
------------------------------------------------------------------------------------------

＊毎週【土曜日】の、午後2時スタートです。　
◆西海岸時間です

セミナーは全て”無料”。どの回からでも参加可能、何度でもご参加下さい。
スクリーンに写る資料は英語ですが、説明は全て日本語です。

※英語をご希望の方は別の日時でのZoomでのご案内になります。

椅子