Vivinavi : World : () World

• kiki
• 2024/04/26 (Fri) 01:34
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I put out a call and got messages from people in Walnut Creek and Antioch.

• kiki
• mail
• 2024/02/02 (Fri) 02:36
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？ In the U.S., in the case of an accident, if you negotiate directly with the other party, you may get into trouble, so you read the police report on the spot.
Liability for car insurance should be compulsory.
I went to my insurance company a few days ago, and they said that Liability is compulsory for everyone.
Liability does not cover you and your car in case of an accident. Only the other person's car.
Usually, the two parties do not deal directly with each other. The insurance companies communicate with each other.
Or, if you are going through a lawyer, the lawyers will communicate with each other.
If you don't have a police report, it's hard to say because you don't have any evidence.

• kiki
• mail
• 2024/02/02 (Fri) 02:42
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If you have a lawyer, it will cost you money, but it is better to have the lawyers or the insurance company communicate with each other, based on the Police report.
I think everyone has to have Liability in California, and Liability only covers the other party's car and the other party only.
And if you don't have it, you have to pay for everything in an accident.

Or you can go to Small Claim Court and talk to the other party and the judge will decide. Unlike normal, this court deals with small items.

• A
• mail
• 2024/02/02 (Fri) 11:12
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kiki
Thanks for writing. I wanted to reply, but it was like sending an email and I'm not sure how Vivinavi works, so I'll leave it here.
We did not have Liability, but had insurance on the rental car itself. The receptionist told me Liability was optional. That's not right either. This is a rental company with quite a lot of stores. We did not call Police. We had just come to the US and had an accident and were panicking.
The other driver was from Korea, but I don't know if he was in a hurry or what, but we didn't call them.
I have looked into credit card insurance and company insurance that would cover this accident, but I seem to be at a loss. We are still in the process of negotiating the amount.
Thank you for taking the time to comment.

• kiki
• 2024/04/26 (Fri) 01:29
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In the U.S., you must call the police immediately after a traffic accident and get a police report. The first thing Americans do after an accident is to call the police. You have to do it. You should remember that.
If you don't get a police report, you will usually get into a dispute with the other party, and it will not work. If you call the police, the insurance company will take action, but if you don't get a police report, the insurance company will not take action because they don't want to pay you money. You will cry yourself to sleep.
Even now, it is better to go to Police and ask them to write a report and negotiate directly with the other party and have the insurance companies work with each other because it will never work.

• Halo
• 2024/04/19 (Fri) 01:21
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Kapolei pet hospital in Kapolei has a Japanese vet.
I think there are some in the Waikiki area, but the only one I know of is in Kapolei.
I don't know what a reasonable price is, so I can't answer your question.
We are in a care club at VCA, so vaccinations and such are free
I don't know what the market price is. I don't know what it costs.

• mmm
• mail
• 2024/04/22 (Mon) 21:45
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Dear Halo
Thank you for the information.
I will definitely refer to it ！.

• KZOO聴いてます
• mail
• 2024/04/25 (Thu) 02:38
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I believe Aina Haina Pet Hospital has a Japanese director
. I heard him on the radio once.

• mmm
• 2024/04/25 (Thu) 19:42
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Dear KZOO
Thank you for the information ！
I will definitely refer to it ！.

• 来た
• 2024/03/22 (Fri) 21:54
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Some idiot was offering a mini tote from Trejo's. It's not even a rip-off.

And he's an amazing liar, saying he was asked by someone to give it out. Shameful.

• 怒
• 2024/03/31 (Sun) 15:24
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I put one 0 wrong ？
$8 would make sense.

• は
• mail
• 2024/04/01 (Mon) 05:19
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The person who posts pictures that look like catalog pictures of the manufacturer, not of what he used to use.
When I asked for a picture of the one I actually used, they sent me a picture that hid the important part, making it meaningless.

• マルピー
• 2024/04/01 (Mon) 07:33
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I lowered the price.

Is this correct Japanese ？
I lowered the price, but I think it is correct Japanese

• thermas
• 2024/04/05 (Fri) 09:43
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nice thermas

I don't want to be a thermas . . .

• こーの字
• 2024/03/21 (Thu) 16:39
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I joined BILT with a regular Rent payment, but I will record it for future reference.

Payment is via a platform called Appfolio.
The payment is made via ACH because it is not BILT Alliance.
When I entered my account information in Appfolio, I entered my First Name, Last Name as Account Holder and Checking as Account Type as Personal Account.
By the way, when I asked this question in BILT chat, I got a reply in seconds. I was surprised at the speed and accuracy of the reply.
Since I activated BiltProtect, I think it is treated as a Debit payment and will be deducted directly from my bank account.

And I just received a notice from both Appfolio and BILT that the payment has been processed. I was nervous because it was my first payment with BILT, but it looks like it went through.
Appfolio has recently started taking the ACH fee ($ 2.49€), which was not covered by the BILT fee waiver, but was charged here.

Minimum use of BILT （ 5 times ） but I will digest 4 times, excluding Rent payments, in small amounts for me （ because I have other main cards ）.
For example, Amazon gift card charge can be done from $1 per transaction （ It seems to start from $5 if you schedule it ） .
If I can't make very small purchases, I'll charge them to Amazon while I digest the frequency.

There seems to have been an information leak at Wells Fargo, the card issuer, around last year, but it seems to be under control now.
Just to be safe, I have set up my Wells Fargo online account so that I will be contacted when I go online or $ spend more than 10.

I will figure out how to use the points now.
Will I transfer them to airline frequent flyer miles, and if so, which company, or use them as BILT points for travel? etc. etc. etc.
Not very efficient, but they can also be used for Amazon purchases （ Not very efficient since the redemption rate is 0.7%, i.e. 1000 points are worth $7 ）.

So I will use it patiently.

• Akamai
• 2024/04/13 (Sat) 00:01
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Topic.
I have completed all the procedures and debit (credit card and HOA ）), so I will give you the updated information.

I did not want to open a new bank account, so I was able to debit the BILT payment from my bank account in Hawaii.
I also made various payments with BILT and received triple points （ $ for eating and drinking ） 300 points for 100 .
After a few years, I was hoping that the mileage would accumulate a little faster as I accumulated them.

Also, referrals seem to give quite a few points to both parties.
If anyone wants to be referred
please contact me directly by clicking the letter mark ♪.

• A
• mail
• 2024/04/19 (Fri) 16:50
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Dear Akamai

Thanks for the update information.
Thanks to your help, I have received my card and have successfully completed the first HOA charge to my BILT credit card in April and have confirmed that the points were awarded ！

You mentioned that your BILT payment was debited from your bank account in Hawaii, and that you have set up your BILT I assume you mean that you have your credit card bill automatically deducted from your bank through your credit card Wells Fargo account settings ？
I paid my April credit card bill manually from my BILT account page. I made the payment.
I have various other credit cards, but none of them are set up to "pay by automatic debit from a linked bank account" at all.
I always check the billing details of my credit cards because it would complicate the DISPUTE procedure if my credit cards were automatically debited in the event of an incorrect charge.

I also confirmed that food and beverage is triple points ！
Also, on April 1, retail purchases were double points.
The first of every month is Rent Day, which seems to double points for certain categories.
https://www.biltrewards.com/rewards/rent-day/offer/earn-double-points
Food and Beverage is 6x
Travel is 4x
Others are 2x

Today, I also found an interesting blog post about BILT Rewards Elite Status that I will share.
https://onemileatatime.com/guides/bilt-elite-status/

Thank you for also sharing the useful information about referral bonus points.
I signed up as soon as I saw Akamai's post here （ Thank you ） , I had already received my card when Akamai posted about the referral ＾ ＾
I'm glad we both got points if we had waited a little longer ＾ ＾ ；

• Akamai
• 2024/04/21 (Sun) 17:46
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A

Hi ！ Thanks for the Feedback too.

I don't have automatic debit for card payments either.

Immediately after registration, my Hawaii bank was not reflected, but a few weeks later my Hawaii bank was reflected, so

I chose my Hawaii bank and debited my BILT credit card payment manually.

If the 1st of every month is the day you get more than double points, it would be a good day to buy something on the 1st ！

Thanks for sharing.

My HOA company automatically deducts money from my BILT because they don't charge me a fee by doing an automatic deduction.

It's mutually beneficial for both renters and homeowners to make referrals because the person making the referral is happy to do so.

And the referral code doesn't have your name, just a number and an English code, so you can refer without knowing each other's real names.

• A
• 2024/04/21 (Sun) 21:30
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Dear Akamai

Thank you for your reply.
You mean automatic debit of the HOA, not automatic debit of the credit card payment.
Of course, I have also set up the HOA as a SurePay auto debit using the BILT routing number and account number, and the amount debited is reflected on the BILT credit card bill. As you pointed out, I am not charged any fees this way either.

• トラ
• 2024/03/12 (Tue) 10:22
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With an annual income of $ 200000, that's 2 mil.

I'm also worried about medical expenses in my old age, so I might as well make Japan, with its low cost of living, an option.

• 後期高齢者入門
• 2024/03/12 (Tue) 11:01
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＞ Social Security has a limit on how much you can get no matter how high you pay ？

That ！ ？ "no matter how high you pay" is impossible.
Social Security, I believe, only covers up to about $80,000 of your entire annual income. So, no matter how high your income is, there is a limit to how much you can spend. Naturally, there is also a limit to the amount of money you can receive. The maximum amount you can get is about $ 4,000 per month. （ The numbers are random, as they are more than 10 years old. ）

It is great that you are in your 30s and worrying about it now.

In my case, it was a low-flying self-employed life, but real estate rose steadily in value, which helped me to build assets.

• Ohta
• 2024/03/12 (Tue) 11:36
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22
I see, that makes sense. If there is a limit to both the amount you can yield and the amount you can receive, it wouldn't be unfair. I was taking it easy until recently, I was a little impatient with the coaching. I think I will save enough to not be a burden for now. Thank you.

• 紅夜叉　　　　　　　　　　　　　　　　　 .
• 2024/03/12 (Tue) 13:46
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You're poor despite generous protection ？.

• 後期高齢者入門
• 2024/03/12 (Tue) 14:52
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＞ #24
＞ If you become a U.S. citizen, you will receive generous protection.

2500 $ You can rent a one-bed apartment for a few hundred dollars depending on your income. You must be elderly and low income, though. If you are over 80 years old, you have a big advantage, so you should apply for it now.

But if you get to that point, you may choose to go back to Japan, but the climate here is hard to beat.