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    • Useful info / Finance / Insurance
    • 2026/09/29 (Tue)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [October 5, Zoom] Social Security: Are You Deciding Based Solely on the Age at Which You Start Receiving Benefits? ？

    When it comes to Social Security,

    “Start receiving benefits at age 62 ？ ”
    “Wait until age 67 ？ ”
    “It’s better to wait until age 70 ？ ”

    —are you only considering the age at which you start receiving benefits? ？

    In fact, Social Security involves not only your own retirement benefits but also spousal benefits, benefits for divorced spouses, survivor benefits, and benefits for children—all of which are governed by various rules depending on your family situation.
    In this financial education seminar, we’ll explain everything from the basics of Social Security to key points you should know about receiving benefits in an easy-to-understand way.

    ・ Retirement Benefits ： When to Start Receiving Them ？
    ・ Spousal Benefits ： Spousal Benefits
    ・ Divorced Spousal Benefits ： Benefits After Divorce
    ・ Survivor Benefits ： If Your Spouse Passes Away
    Dependent Benefit ： If You Have Children
    ・ Receiving Social Security While Working
    ・ Important Points to Know When Returning to Japan
    Real-Life Case Studies

    Furthermore, rather than simply discussing “what age is generally best,” we’ll use real-life examples to show how your approach to claiming benefits changes depending on your family structure and circumstances.

    [Date and Time]
    October 5, 2026 （ Monday ）
    6:00 PM – 7:00 PM （ PT ）
    8:00 PM – 9:00 PM （ CT ）
    9:00 PM – 10:00 PM （ ET ）

    [Format]
    Held online via Zoom

    The first session of the Financial Education Class is free for first-time participants.
    If you would like to participate, please click the link below to pre-register.
    After you register, we will send you the Zoom meeting details; please use those to join the session.

    Social Security is one of the key sources of income to consider when planning for life after retirement.

    Even if you’re thinking, “I’m still a long way from receiving benefits,” why not start by learning about the system? ？

    リタイアメント資産形成老後資金金融教育ソーシャルセキュリティー

    First time free

    • Useful info / Finance / Insurance
    • 2026/09/25 (Fri)
    Vivinavi New Jersey

    Health Insurance : GetcoveredNJ and Medicare in NJ

    Looking for help to apply GetcoveredNJ and Medicare in NJ.
    I am the agent to help you who speaks Japanese.

    GetcoveredNJMedicare
    • Useful info / Finance / Insurance
    • 2026/09/22 (Tue)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can handle the buying and selling of real estate, the savings plans that derive from it, and everything else ！.

    I want to buy a house within 5 years ！" "I am considering the sale and purchase of the house in which I am currently living"
    But I do not know how to make a plan... ？

    In the buying and selling of real estate, various worries come with it. Our company will provide you with advice and suggestions on the best method for your savings plan, asset management method
    consultation, mortgage loan, etc.

    You can contact us in Japanese, so please feel free to contact us ！

    We look forward to hearing from you.

    • Event / Finance / Insurance
    • 2026/09/21 (Mon)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ✈ Returning to Japan ・ What You Need to Know Before Returning to Japan ！ A Seminar on Preparing for Your Return to Japan: “Money ・ Taxes ・ Career” Explained by Three Experts

    [Click here to apply]
    https://insurance110usa.com/webinar/collaboration-oct2026/

    Before we know it, there are only three months left in 2026. For expatriates returning to Japan in December, as well as
    those returning from the U.S. to Japan ・ and those planning to return permanently to Japan, for those returning to Japan ・ or permanently returning to Japan,
    before your return ・ or permanent return, here’s what you need to know: ！ “Money ・ Taxes ・ Career”—explained by three expert firms A Repatriation Preparation Seminar Has Been Scheduled ！

    Do you have any of these questions? ？
    ・ What should I do with the dollar-denominated assets I’ve accumulated in the U.S.?
    ・ What tax procedures are required upon returning to Japan—such as the 183-day rule, double taxation, and Form W-8BEN?
    ・ How can you leverage your overseas work experience in your career after returning to Japan?

    While these are common concerns for expatriates—particularly those on fixed-term assignments—who are considering a return to Japan in the future, it is also true that finding the “correct answer” on your own can be quite difficult.
    We have invited experts from three firms—insurance110 USA, HLS （ Hotta Liesenberg Saito LLP ）, and QUICK USA, Inc.—to
    “Dollar-Denominated Assets ・ U.S. Taxation ・ Post-Return Career,” we will provide clear and easy-to-understand explanations of the key points you need to know before returning to Japan.

    Registration is on a first-come, first-served basis, and there will be no on-demand replay, so please take advantage of this once-in-a-lifetime opportunity and feel free to ・ join us from anywhere in the U.S. ！
    * The seminar start time varies by region. Please check the registration page for details.

    • Problem solution / Finance / Insurance
    • 2026/09/15 (Tue)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Credit Card Payment Specialist ！ We offer the lowest rates available anywhere and prompt, courteous service.

    Business owners, are you satisfied with your current credit card processing ？

    service businesses such as restaurants and salons, retail and online stores
    any business model, from individual businesses to franchises
    Smart International can help you with your credit card payment needs.
    "I want to introduce a new tablet POS to improve business efficiency"
    "I want to introduce contactless payment system such as Apple Pay"
    "I feel the fee is too high" …

    ＼ "We have 30 years of history. <1667> With 30 years of history, we support Japanese companies in the U.S. with credit card payment ／

    Of course, if you are just starting a new business or
    "I don't understand the credit card payment system", we can help you. Please consult with us first.

    ＜ ＜ Services ＞ ＞
    ◆ Business Bank Account&Application for Merchant Account

    ◆ Full Merchant Account Support ◆ Payment Terminal (Terminal) rental free of charge
    ◆ Technical support for payment terminal
    ◆ Tablet POS installation
    ◆ Online payment consulting

    ---------*----------*------- ---*----------*----------

    ＼ This is what we do ！ ／

    ■ Full support in Japanese, polite and reliable
    On behalf of busy business owners We will communicate with the settlement bank on your behalf.
    We can handle payment confirmations, chargebacks, and bank account changes for you.
    We are the only company in the U.S. that offers credit card payment services in Japanese.

    ■ Safe Security
    Our partner banks in the U.S.
    are among the best in the industry and guarantee a safe and secure transaction.

    ■ Knowledgeable staff
    knowledgeable in credit card processing, terminals and POS devices
    to support your business. We try to provide easy-to-understand explanations for beginners.

    ■ Affordable price
    We provide our services at the lowest rate anywhere.


    Your business is also smart.
    Convenient and efficient business management and credit card payment system will be a strong ally of your business and will surely improve your sales performance ！


    ---------*----------*------- ---*----------*----------

    For more information on our services, please visit the Town Guide in the yellow phone directory (click on the yellow icon below).

    Japanese-language customer service is available ♪
    If you have any questions about credit card payment, please feel free to contact us first ！

    Call us at (800)500-2899 or click on "Send Message". Feel free to also contact us via "Send Message".

    クレジットカードカード決済クレジットカード決済POS
    • Introduction / Finance / Insurance
    • 2026/09/14 (Mon)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Don't Miss Out! ！ Introducing Our Seminar on Financial Literacy for Life in the U.S.

    I moved to the United States in 1998. After working in the restaurant and trading industries, I am now a Certified Social Security Analyst, offering advice on savings, insurance, retirement, and other financial matters. ・ I myself once carried a heavy debt burden, which forced me to seriously study money management.
    It is precisely because of that experience that I truly understand how “financial knowledge can greatly influence your life.” It truly is “knowledge is power.” ！

    I currently hold retirement seminars across the United States, providing easy-to-understand explanations in Japanese on retirement planning, Social Security, insurance, long-term care insurance, and personal pensions.
    I also offer free individual consultations via Zoom or in person on an ongoing basis.

    ＼ I regularly hold seminars in various cities across the U.S., ／

    Do you have any of these concerns? ？

    ＊ Social Security,
    ＊ How do I set up a personal pension plan? ？
    ＊ I haven’t touched my previous employer’s 401(k) as-is
    ＊ I want to fully understand the details of my current life insurance policy
    ＊ I want long-term care insurance that works in both Japan and the U.S.
    ＊ I’m worried about my retirement savings a> ＊ I want to start building my assets, but I don’t know where to start
    ＊ I want to invest but don’t want to take risks
    ＊ Are there savings plans I can start with a small amount? ？

    If this sounds like you, please join us for a seminar.

    “To avoid losing out due to a lack of knowledge ！ ”

    We are here to help you face the future with peace of mind.

    You can find details about our next seminar via the link below ！

    Free admission ！ Japanese Seminar

    • Signature service / Finance / Insurance
    • 2026/09/11 (Fri)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [U.S. Tax Returns] Leave it to us ！.

    ＼ ＼ Tax return time has arrived ／ ／

    We provide the best tax advice for each of our clients ！
    Our US tax experts will assist you ！
    US tax questions, ！

    Japanese ・ Chinese ・ English is available💡

    [Corporate Tax Returns]
    Small and Medium Business Tax Returns
    We will help you comply with US tax laws and pay the appropriate tax amount. We will assist you.

    [Individual Tax Returns]
    For Country Resident and Non-Resident Taxpayers
    We will assist you in filing your tax returns and help you legally receive the maximum refund possible.

    [Partnership Taxation]
    Corporate Taxation with Partners
    For those who operate a business with partners, we help you manage your tax liability.

    We also offer
    [Gift Taxation]
    [1031 Exchanges]
    [Foreign Estate Tax Law]
    [Estate ・ Trust Taxes]
    [Tax Planning and Consulting] and more.

    Please feel free to contact us.

    • Introduction / Finance / Insurance
    • 2026/09/08 (Tue)
    Vivinavi Los Angeles

    米国からマネープランの無料相談が可能！日本の資産運用や帰国後の不安をぜひご相談ください。

    【米国在住・日本へ帰国予定の方へ】

    米国にいながら、オンラインで日本の資産運用や帰国後のマネープランを無料相談できます。

    弊社GAIA（ガイア）は、米国で主流の「資産運用と継続フォローに特化した”米国型”のFP事務所」です。

    日本の税制や年金、アメリカから持ち帰る資産の管理など、帰国前後の不安をオンラインでクリアにしませんか？

    日米の資産管理に詳しい担当者が対応いたします。

    • Signature service / Finance / Insurance
    • 2026/09/07 (Mon)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    I'm almost 65 ！ How do I apply for Medicare ？ If you are looking for Medicare health insurance, please feel free to contact me in Japanese ！.

    Are you turning 65 this year and starting Medicare ！
    Are you having trouble figuring out how to apply ？

    ＜ Frequently Asked Questions ＞
    • When, where and how should I apply for Medicare
    • What to do after applying for Medicare ？
    • When and where to apply for Part D ？
    • What is the Part D penalty ？
    • What Medicare health insurance plans are available ？
    • What do you mean there is no Plan F ？
    • You can't apply if you get sick ？
    • What is a plan with a premium of $ 0? ？ It is really possible It is doubtful ！


    We are sure we can help you ！


    [Service Flow]

    1 ． Call/Interview to understand your current situation, plan preferences, needs, etc.
    ↓
    2. Find a plan
    ↓
    3 ． Plan proposal
    ↓
    4 ． Application process <5366> Application Procedures


    [Our Services]

    ・ Original for soon to be 65 year olds ・ Advice on Medicare (PartA&B：) application procedures
    Plan Selection Consultation （ Advantage or Supplement, Quotes, Benefit Comparison, etc. ）
    ・ Medical ・ Group and Doctor Search
    ・ Annual Fall Renewal Consultation ・ Drug Cost Savings Consultation
    ・ Switching from Employer Insurance
    ・ Assistance in using benefits after plan enrollment


    Not just a specific insurance company plan but many plans We can help you enroll in a plan that allows you to save as much as possible on premiums, medical expenses, and drug costs while still allowing you to get the doctors and care you want.

    And all of our services are free of charge ！
    We never charge our clients any fees, so please feel free to contact us.


    We are a broker specializing in health insurance, so we do not handle any insurance products such as individual annuities or savings type life insurance.


    Please feel free to contact us anytime at Cell: (310)505-9003 or Email: info@tnciaca.com!




    *We do not offer all plans available in your area.
    For information on all options, contact Medicare.gov, 1-800-MEDICARE(1-800-633-4227),
    or your state's health insurance program (SHIP).

    メディケア健康保険HMOアドバンテージサプリメント
    • Useful info / Finance / Insurance
    • 2026/09/04 (Fri)
    Vivinavi Los Angeles

    「今、買う？売る？待つ？」金利と不動産の最新事情を解説！

    「金利が下がるまで待ったほうがいい？」
    「今は買い時？それとも売り時？」
    そんな疑問をお持ちではありませんか？

    米国経済・金利・不動産市場の動向から、住宅ローンの選び方、購入・売却のポイントまで、専門家が日本語でわかりやすく解説します。

    同じ内容を9月17日（木）夕方と9月19日（土）午前の2回開催。
    会場参加とオンライン参加、どちらも可能です。
    参加無料、会場参加の方には軽食もご用意しています。

    FRBの利下げで、これから住宅ローン金利はどう変わる？
    金利が変わると、不動産価格や売買のタイミングにはどんな影響がある？

    「家を買いたいけれど、何から始めればいい？」
    「頭金が少なくても購入できる？」
    「FICOスコアが低くてもローンは組める？」
    「自営業で申告所得が低いけれど大丈夫？」
    「今の家を売らずに、新しい家を買いたい！」

    そんな疑問やお悩みに、不動産とローンの専門家が日本語でわかりやすくお答えします。

    不動産市場と金利の現状から、住宅購入・売却の基本、さまざまな住宅ローンの種類と活用法まで、これからの不動産戦略に役立つ情報をまとめてお届けします。

    📅 同じ内容を2日程で開催！
    ① 9月17日（木）17:30〜
    ② 9月19日（土）10:30〜

    ご都合の良い日時をお選びください。

    📍 会場： オレンジアイランド・カルチャーサロン
    17811 Sky Park Cir. # J
    Irvine CA, 92614

    駐車無料

    💻 オンライン同時開催
    🎟️ 参加無料
    🥪 軽食付き（会場参加の方のみ）

    ※両日ともセミナー内容は同じです。

    📚 セミナー内容
    ① 押さえておきたい「市場と金利の動向」
    米国経済と不動産市場、金利の現状と今後の予測
    FRBの利下げ、株、国債がローン・不動産に及ぼす影響
    今買うべき？売るべき？待つべき？
    プロの視点から見る、これからの不動産市場

    ② 米国不動産購入・売却の基礎知識
    住宅購入・売却のStep by Stepガイド
    「買う」「売る」と決めたら準備しておきたいこと
    勝てるオファーの書き方
    競争を煽るリスティングへの対応　ほか

    ③ 目的別・住宅ローンの種類と利用法
    頭金が少なくても買えるローンがある？
    自営業・申告所得が低い場合でも借入額を引き上げる方法
    リファイナンスなしでEquityを現金化できるローンとは？
    返済不要のリバースモーゲージとは？
    政府の頭金補助プログラム、その資格と利用方法
    今の家を売らずに次の物件を買うには？　ほか
    --------------------------------------------------------------

    🎤 講師
    加藤 有香（かとう ゆか）
    カリフォルニア州公認不動産エージェント
    TOGETHER REALTY | DRE# 02032261

    イギリス留学後、アメリカ企業調査会社 Dun & Bradstreet（通称：ダンレポート）に勤務。その後、駐在員妻としてアーバインへ。

    子供の病気をきっかけにアメリカ永住を決意し、同時に不動産ライセンスを取得。

    牧野 可奈（まきの かな）
    ローンオフィサー
    WEST CAPITAL LENDING, INC | NMLS#2504398 | DRE# 02053858

    140社以上のパートナー金融機関による、多種多様な住宅ローンを取り扱う。

    自身もカリフォルニアとハワイに7件の不動産を所有し、短期・長期のレンタルビジネスを管理。

    豊富な不動産売買の経験をもとに、不動産を活用した資産形成のノウハウをお伝えします。

    -------------------------------------------------------
    🏡 こんな方におすすめです
    ・これからアメリカで家を購入したい
    ・今の家を売るか迷っている
    ・金利の動向が気になる
    ・今買うべきか、もう少し待つべきか知りたい
    ・頭金が少なく、購入を諦めている
    ・FICOスコアや収入面でローンに不安がある
    ・自営業で住宅ローンを検討している
    ・今の家を売らずに新しい物件を購入したい
    ・不動産を活用した資産形成に興味がある

    📩 お申込み・お問い合わせ
    WEBフォーム（QRコード）
    または
    お電話・テキストにてお申込みください。

    📞 949-266-7761
    📞 949-246-1862

    ※軽食をご用意する関係上、事前のお申し込みをお願いします。

    「金利が下がるまで待つ」は本当に正解？
    買うのか、売るのか、それとも待つのか。

    金利だけではなく、不動産市場・ローン・ご自身の資金計画を合わせて考えることが大切です。

    この機会に専門家の話を聞いて、
    あなたに合った不動産戦略を考えてみませんか？

    参加無料・日本語開催。

    ぜひご都合の良い日時でご参加ください。

    同じ内容で2回開催！
    ご都合の良いお日にちでご参加ください。

    9月17日（木）夕方
    9月19日（土）午前

    • Signature service / Finance / Insurance
    • 2026/08/31 (Mon)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Mimura Accounting] We provide not only tax returns but also various accounting services.

    Bilingual ＆ Bicultural Accountants
    Company Incorporation ・ General Tax ・ Company Operations ・ Payroll ・ Various Audits, etc.


    ✨ Advantages of choosing us ✨
    ・ Reasonable pricing - free estimates and reasonable prices
    ・ Easy to understand Japanese - easy to understand explanations of difficult industry terms ・ Experienced tax advice - tailored to your situation
    ・ Service offered throughout the U.S. - examples of areas ： New York, Texas, Florida, Washington DC, Hawaii, Atlanta, etc.
    [General Taxation]
    ・ Tax Preparation
    ・ Individual/Corporate Tax Applications

    We can provide guidance from detailed consultation on a case by case basis to general measures We accept e-files and other past troublesome files. We also serve as an Audit representative.


    [Accounting Services]
    ・ Accounting Support
    ・ Payroll

    We use computer software to support the needs of each individual client.


    [Consulting]
    ・ Company/Corporation
    ・ Business Expansion
    ・ Internal Control

    Not only business aspect, but also with our long experience living in the U.S., we are able to provide a wide range of services. We will advise you on various aspects including dialogue with your business partners.
    We are familiar not only with California but also with the entire U.S., so you can consult with us with confidence.



    U.S. Tax Attorney - Yukitaka Mimura
    Born in Matsumoto （ Shinshu ） Japan, Mimura moved to the U.S. by himself at the age of 16. After graduating from high school in New York State, he attended the State University of New York at Albany. Studied computer science.
    After graduating from the same school, worked for the New York State Department of Education for 10 years as a debt analysis specialist. He then opened his own accounting firm in Torrance in 1995.

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