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    • Introduction / Finance / Insurance
    • 2026/05/02 (Sat)
    Vivinavi Dallas

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can take care of your insurance ！ Japanese language ・ Free quotation ！ ！

    Farmers Insurance, America's leading insurance company that continues to be trusted.
    We will select the best plan for each customer's needs and provide prompt and detailed explanations.
    We provide total support in Japanese from quotation, application to accident handling, so you can rest assured.

    ・ Car Insurance
    Car insurance is essential for driving a car in America, a society of cars. We will select a plan that fits your needs.

    ・ Home Insurance / Renters Insurance （ Renters Insurance ）
    Home Insurance protects your precious home. Fire, theft, lightning, hail, etc. We will help you choose the right plan for you.
    Renters insurance is for people living in apartments and rented houses.　　　

    ・ Life Insurance / Private Annuities
    Various plans are available. There are also plans that do not require a medical examination, so please feel free to
    consult with us even if you are concerned about your current health condition.

    ・ Health Insurance / Medicare
    We also offer PPO health insurance, which can be used in Japan and has a low deductible, and Medicare ・ Supplement （ Medigap ）
    .

    ・ Pet Insurance
    This insurance covers the costs incurred when your beloved pet, a member of your family, receives medical attention and treatment for illness or injury.

    ・ Business Insurance
    We protect your business in America, a nation of lawsuits.　We will help you choose the right insurance policy for your business.


    If you would like to review your current insurance plan, consult with us, or have any questions, please contact us anytime.

    ・ We want to reduce your premiums.
    ・ I want to change my insurance policy.
    ・ I want to know if the plan I have joined is right for me.
    ・ I am concerned about my current health condition and would like to purchase life insurance/individual annuity that does not require a medical examination.

    There is a possibility to save a lot of money on insurance premiums.　Please feel free to contact us for a free quote in Japanese.


    Yasuhiro Yoshimi
    Cavaness Insurance Agency
    14110 Dallas Parkway #125, Dallas, Texas 75254
    Office: ( 972) 769-9136
    Japanese Line (469) 795-1190
    yasuhiro.rnicholson@farmersagency.com
    https://texasjapaneseinsurance.com

    保険生命保険個人年金健康保険メディケア
    • Problem solution / Finance / Insurance
    • 2026/05/01 (Fri)
    Vivinavi Hawaii

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Long-Term Care Insurance （ Long-Term Care Insurance ）

    Preparing for a secure retirement in Hawaii, it is easy to think that "it's still a long way off".

    But in fact, it is said that about 70% of people over the age of 65 in the U.S. will need some type of long-term care during their lifetime.

    In Hawaii, rising prices and labor costs have caused the cost of long-term care to rise each year; the average cost as of 2025 is as follows.

    Home care ： Monthly approx $ 4,100 to $ 4,600 （ 6 hours × 5 days a week ）
    Assisted living facility ： Monthly approx $ 5,195
    Nursing home （ Private room ） ： Monthly approx $ 11,254 （ Annual approx $ 135,000 ）
    Nursing care can come suddenly. That is why it is important to prepare early.

    Long-term care insurance types in the U.S. （ Three ）

    1, Type added to life insurance
    A simple form that allows "long-term care coverage" to be added to existing life insurance.

    2, Combined type （ Linked-Benefit Policy ）
    Long-term care ＋ A single policy can cover multiple purposes, including death benefit.

    3, Stand-Alone （ Stand-Alone Policy ）
    A plan specializing in long-term care. Attractive for its generous coverage.

    You can also choose the benefit method.

    Reimbursement （ Cost reimbursement type ）
    Cash Indemnity （ Cash benefit type ）

    \Recommended for people like ！ / ・ Want to live in Hawaii after retirement with peace of mind
    ・ Don't want to burden my family
    ・ Want to receive care that meets my needs
    ・ Looking for insurance that can continue after returning to Japan

    We are always happy to provide you with a quote.
    Please feel free to contact us.

    • Problem solution / Finance / Insurance
    • 2026/04/30 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Advantages of POS functions that you may not know now ・ Disadvantages

    Hello ！ Smart International.

    What is POS really ？
    POS (Point of Sale)System directly translated is a system where payment is made.

    Simply put, whenever a customer makes a purchase, they are making a Point of Sale payment. This term here refers to the payment exchange, which includes the management of cash as well as credit cards, so the monitors and tablets that manage the payment, the credit card terminals, the receipt printers, and the cash registers are all included in the POS.

    According to the survey, while the benefits of POS are many, 56% of businesses still do not use it, so it is important to understand what it can really do, how it can be used, what makes it useful, and to make sure it is right for your business.

    There are two main types of POS software systems.

    Computer POS:
    This is where you install a license to use the POS program and download the software to your computer. You manage the updates, etc., so the software will stay the same for as long as you don't tinker with it. The only initial setup, etc., is when you install the license, so if you need to make additional changes, etc., you will need someone with an IT brainwave.

    Cloud POS:
    This program accesses software from the Internet or other sources. Updates are self-explanatory, so you can always use the latest version. The setup itself is simple and can be managed by anyone.

    POS software can be as simple as selecting items and calculating totals, or as complex as keeping track of sales, inventory, and managing customer history. Some POS systems can also be used to manage time cards.

    When choosing a POS, it is best to write down what features you need and ask what other stores are using. More features are not always better, so ease of use and compatibility with your business flow are also important.

    Ask about the good and bad points of the POS they use, and find out what works for their business.

    We also deal with POS systems, so please feel free to contact us if you have any questions.


    =======================================================================

    At Smart, we want to be of service to you. We are offering a weekly e-mail service to send out information about credit card processing.
    Please register your e-mail address below.
    https://mailchi.mp/e185c843394a/subscribe-to-smart-international


    If you have any questions, please feel free to contact us at any time.
    Thank you for your continued support.

    クレジットカード決済アップルペイグーグルペイタップペイコンタクトレス
    • Useful info / Finance / Insurance
    • 2026/04/28 (Tue)
    Vivinavi Silicon Valley

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Japanese Driver's License ・ Car Insurance with International Driver's License ？


    "I just came to the U.S. and don't have a local license yet" "I want to buy a car with a Japanese license ・ international license"
    "I plan to use the car with my family"

    Such consultations are very increasing recently.

    In fact, there are cases where you can join with a Japanese license ・ or an international license.
    However, depending on the situation,
    ・ the companies that can join are limited
    ・ the premiums may be higher
    ・ there are conditions for registering family members
    and there are other points to note.

    In addition,
    in many cases in the U.S.,
    "you cannot receive the car without insurance", so it is very important to check before purchasing ・ the car before delivery.
    We often hear people say, "I had trouble … because I went ahead without knowing.

    ✔ You can get insurance with a Japanese license ？
    ✔ What about family use ？
    ✔ When should you prepare ？

    Actually, I have been Japanese license ・ I have actually helped several clients with international license to get car insurance.

    I can provide you with information in Japanese according to your situation.
    Please feel free to contact us.
    Please contact us through Email (nkato@farmersagent.com) or Town Guide ！.

    • Signature service / Finance / Insurance
    • 2026/04/22 (Wed)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [U.S. Tax Returns] Leave it to us ！.

    ＼ ＼ Tax return time has arrived ／ ／

    We provide the best tax advice for each of our clients ！
    Our US tax experts will assist you ！
    US tax questions, ！

    Japanese ・ Chinese ・ English is available💡

    [Corporate Tax Returns]
    Small and Medium Business Tax Returns
    We will help you comply with US tax laws and pay the appropriate tax amount. We will assist you.

    [Individual Tax Returns]
    For Country Resident and Non-Resident Taxpayers
    We will assist you in filing your tax returns and help you legally receive the maximum refund possible.

    [Partnership Taxation]
    Corporate Taxation with Partners
    For those who operate a business with partners, we help you manage your tax liability.

    We also offer
    [Gift Taxation]
    [1031 Exchanges]
    [Foreign Estate Tax Law]
    [Estate ・ Trust Taxes]
    [Tax Planning and Consulting] and more.

    Please feel free to contact us.

    • Event / Finance / Insurance
    • 2026/04/14 (Tue)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Social Security, Understanding it Right and Receiving it Wisely ！ ] 5/15 （ Fri ） 16 （ Sat ） 17 （ Sun ） Free Retirement Seminar in Illinois ！

    Hello everyone ！
    I am Satoko Tsutsumi, a Certified Social Security ・ Analyst&Retirement Planner.

    How much do you know about Social Security ？

    "I didn't know" is a waste ！ ！
    I know you are busy, but don't put it off. ！
    Free Retirement Seminar at Culver City.

    ◉ Topic 1 : Understanding the Social Security System and Getting Smart!
    I don't know how the Social Security system works. What you need to know to avoid losing money ？
    ◉ Topic 2 ： Will you retire in the US or Japan? Do you need long-term care insurance?
    Long-term care insurance purchased in the U.S., can be used in Japan. ？ A case study on retirement in the U.S. or Japan, if you have not decided.
    ◉ Topic 3 : Smart asset planning with US dollars for both expatriates and permanent residents !
    Why don't you increase your assets without worry with guaranteed principal ？

    Illinois
    Date ： 5/15 （ Fri ） 16 （ Sat ） 17 （ Sun ）

    5/15 （ Fri ）
    Topic 1>18:00~
    Topic 2 >19:00 ~
    Topic 3 > 20:00 ~

    5/16 （ Sat ）
    Topic 1>9:00~
    Topic 2 >10:10 ~
    Topic 3 >11:20 ~

    5/17 （ Sun ）
    Topic 1>10:00 ~
    Topic 2 >11:10~
    Topic 3>12:20 ~

    Location ： Doubletree Hotel by Hilton Chicago-Schaumburg
    800 National Parkway Schaumburg, IL 60173

    [Note: Please continue listening from Topic 1, it is best for clarity!

    Please feel free to join us.
    To register, ↓ send us a message or call 714-269-8892 （ Satoko ）

    www.fpesusa.com

    ソーシャルセキュリティ介護老後備え

    Please feel free to join us ！.

    • Satisfaction guaranteed / Finance / Insurance
    • 2026/04/13 (Mon)
    Vivinavi Dallas

    あらゆる住宅ローンの疑問や悩みに日本語でお答えします！

    120社以上の金融機関のローン製品を取り扱う住宅ローンのブローカーです。
    お一人お一人のニーズに合わせて、最適な条件のローンをご紹介します。

    アメリカの不動産は所収していればほとんど必ずと言っていいほど価値は上昇します。
    平均的なアメリカ人の持つ資産のうちでも最も大きな割合を占めるのが、持ち家となっています。
    どのみちずっとすみ続ける家、目先の金利や市場の動向に惑わされず、買える時にまず買っておく、というのが賢い資産運用の方法でもあると考えています。

    こんなお悩み、ご相談ください！

    ・住宅ローンを組みたいけど、どうすればいい？
    ・リモデルをしたいけれど手元に資金がない。持ち家のEquityを現金化できないか？
    ・投資物件を買って、賃貸収入を得る方法は？
    ・老後の資金繰りが心配、Reverse Mortgageって安全なの？

    自身でもカリフォルニアとハワイに7件の不動産を所有し、短期・長期の賃貸運営を行っています。
    カリフォルニア州の不動産エージェントの資格も有し、不動産売買とローンの両面から最適なアドバイスを提供！
    住宅購入から投資戦略まで、日本語で分かりやすくサポート！

    「頭金がほとんどなくてもで家を買えるのか？」
    「ローンを賢く使って資産を増やす戦略」
    「金利は下がるの？上がるの？待つべきor今動くべき？」

    無料相談随時受付中！まずはお気軽にお問い合わせください。

    牧野　可奈（まきの　かな）
    Mortgage Loan Officer / Realtor®
    West Capital Lending | NMLS# 2504398 | 1566096
    DRE# 02053858 | 02022356

    無料相談受付中！
    まずはお気軽にお問い合わせください！

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