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This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

For those who want to pay off their loans quickly ！. A Savings Plan to Avoid Regrets in Retirement

Many people see a loan as a debt and want to pay it off as quickly as possible ！.
However, if you put off saving and only put money toward repayment, you may find yourself in a difficult situation when you retire.

■ Home values increase every year
Across the U.S., home prices are expected to increase on average about 4% per year. The figure is only 4%, but since home prices are large in value, a 4% increase is a significant amount of money.
Thus, in other words, just by living in a house, the price of the house will increase on its own.

■ Do you have a retirement savings plan ？
Many Japanese are serious and want to pay off their loans as soon as possible.
However, if all the money that should be saved for retirement is allocated to loan repayment, you would end up living on your pension alone. While it is important to repay loans, it is equally important to save for a comfortable life in retirement. The key point here is what I mentioned earlier: "The value of a house increases 4% per year. Since the value of a house increases just by living in it, one of your options is to increase your savings through investments or 401K while you are still working, and pay off your loan at a reasonable pace. ？

That said, there are many things about loans that you don't understand.
In such a case, you may want to consider a loan. In such a case, please leave it to us, Mitsuko Miller.
We provide accurate information so that Japanese people do not lose money without understanding about loans.

Please feel free to contact us.

■ Groves Capital, Inc.(Mitsuko Miller) ）
Mitsuko has been a loan officer since 1993. Licensed in California, Oregon and Washington. She has clients throughout the U.S. and can respond to inquiries from Japan.

TEL : +1 (206) 679-3371

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