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    • Useful info / Finance / Insurance
    • 2024/05/24 (Fri)
    Vivinavi Seattle

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Must See ！ ！ For First Time Home Buyers in California ！ ！

    About CalHFA]

    CalHFA is a program that helps first-time homebuyers to make buying easier.
    It provides loans for down payment （ Down Payment ） and other expenses （ necessary to make the loan ） Closing Cost .

    And this part of the loan does not have to be repaid until you sell the house or do a loan modification （ Refinance ）.
    （ Silent Second ） which is designed to make it easier to pay with lower monthly payments.

    The first condition for borrowers is Primary Residence Only, which can only be used to purchase a house to live in.
    And the borrower must be a First Home Buyer （ who has not been a homeowner for at least the past three years ）.

    There are income limits by County.
    （ Income Limit ） Must take Home buyer Education Counseling and obtain Certificate.

    [How To Apply]
    Apply only through a Mortgage Broker or Lender that handles CalHFA.
    Documents to be submitted are the same as for other loans.
    （ Pay Stubs, Bank Statement, Tax Return, Employment History, etc. ）

    First Mortgage is a Government Loan （ FHA, VA, USDA or Conventional Loan.

    Saving for a down payment can be a challenge. The part of the loan that serves as the down payment is the second mortgage, where the first and second loans are combined together,
    but as I mentioned before, you only need to make the first mortgage （ payment ） payment .

    CalHFA Goverment Loan （ FHA ） would be supported by this program for 3 ． 5% （ of the purchase price or the lower of the appraisal value ）.
    CalHFA Conventional Loans are supported at 3%.

    Closing Cost Assistance Program is called Zip.

    It is of course possible to get both this and a down payment, but the first mortgage rate will increase by about 1 ． 25%.
    This would increase your monthly repayments, so you would need to do a detailed calculation with your loan officer to determine this.

    Even if you purchase through one of these programs, this will not drag on for years, and
    California has a higher real estate appreciation rate than the rest of the country, so in 2 ， 3 years you will have Equity and be able to refinance your loan!

    Refinancing will also allow you to eliminate things like Mortgage Insurance that you had to pay because of a small down payment.
    While you are saving up for a down payment, the price of real estate will go up and up. It may be a good time to consider the buying options discussed here.

    There are many things about loans that are not clear.
    In such cases, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mgagee ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If we are unable to answer your call, please contact us by clicking on "Send message" below.

    **************************************************************************************************************

    Currently this program is a lottery and we are not sure about the next one.
    We look forward to working with you to prepare for the next one ？ Please feel free to contact us ！

    **************************************************************** **********************************************

    住宅ローン家モーゲージ
    • Useful info / Life / Housing
    • 2024/05/09 (Thu)
    Vivinavi Houston

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ！ Once you have decided to move to Houston, … here are some tips to help you find and sign a rental contract smoothly.

    Once you have decided to relocate to Houston, here are some tips to help you find a house ！
    and sign a rental contract smoothly.

    ① Find the right real estate agent for you
    Renting property （ both apartments and houses ） can be done without a real estate agent.
    If you know the location and can negotiate on your own, you may be able to communicate on your own without a real estate agent.
    However, the rental agreement may be complicated and difficult to understand, and negotiations may not go smoothly ？ so it is important to find a real estate agent who can meet your needs.
    It is best to find someone who has a good understanding of the rental situation in the area, the living environment in the area, the schools, etc., so that the process goes smoothly.
    Please find a real estate agent who is a good fit for you by contacting them by email, phone, or talking to them on ZOOM, etc.
    ***In most cases in Texas right now, the landlord （ apartment ） pays the brokerage fee, so in that case, the tenant （ tenant ） does not have to pay the brokerage fee***

    ② Is an apartment better ？ or a house ？
    For example, if you are a single person, you don't need to live in a house, which tends to be complicated to repair.
    If you have a large family, an apartment is too small and you will need a detached house.
    You should think about what you are looking for ？ first.
    For example, if you are in Houston, detached properties are much harder to find in the Houston area, so the probability is that you will live in the Houston suburbs or near suburbs, such as Houston.

    ③ If you have children, the most important thing ？ is which school district you live in
    As you probably know, if you have children, the most important thing ？ is where you live.
    Here you can find school ranks and other information on the following website to find out how schools are rated.
    However, you should not only choose a school based on these ratings, but you also need to actually contact the school and check the school's staff and the availability of ESL programs, etc., if your child does not speak English. Once you have actually arrived,
    https://www.greatschools.org/
    https://www.schooldigger.com/
    https://www.niche.com/k12/search/best- school-districts/s/texas/
    https://txschools.gov/
    https://www.har.com/school

    ④ To be able to open a bank account in the US immediately
    Whether you are renting an apartment or a house, you will usually need to pay a one or two month deposit （ and one month's rent （ ） before you can move in.
    Open a bank as soon as you arrive in the U.S., even if you can bring in cash.

    ⑤ Prepare proof of employment and other documents
    This can be done after you have arrived, but you will be asked for proof of income for both apartment units.
    If you are going to a new place of employment, many companies will accept a certificate of employment from the company as proof of income, so it is important to discuss this with the human resources department and be prepared to have it issued immediately upon your arrival.

    We provide consistent support in Japanese from consultation （ before you come to the U.S. ） through e-mail, ZOOM, etc. and after you come to the U.S., we provide utility information and **utility support so that everything goes smoothly from property guidance, contract negotiations, to moving in. Utility support is available for a fee. ***Utility support is available for a fee.
    Please contact us when you decide to move to Houston.

    If you are interested in renting an apartment or house ・ please feel free to contact us.

    ▼ Contact us
    Tel ： 713-702-9011
    Email: eriko@erikoishii.com
    www.houston-fudosan.com

    アパート戸建て住宅コンドミニアム
    • Useful info / Life / Housing
    • 2024/05/04 (Sat)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    3 Things I Learned at Feng Shui School About Bedrooms 🛏 [LA ・ OC ・ RS ・ SB Real Estate

    Hello, my name is Tokimi Matsumo, Los Angeles Real Estate Services.
    I am actually a certified Feng Shui appraiser.

    Today we are going to talk a little bit off the subject of buying or selling a house, but I thought I would share a few things that
    might be helpful when thinking about bedroom furniture placement.

    The bedroom is an important place because it is where you spend the majority of your life.

    There are actually several schools or teachings of Feng Shui, so
    opinions are sometimes divided, but here I will share some of what I learned in my
    Feng Shui school.

    1 ． Shape of bedroom
    rectangle or square is best
    triangular or odd shaped rooms
    should not be used as a bedroom.

    2 ． Number of mirrors （ Placement ）
    Lots of mirrors should not be placed in a bedroom.
    Especially not in front of the bed.

    This is not very good for your mood
    and from there you may end up
    harming your health.

    Waking up in the middle of the night in the dark
    and seeing my reflection in front of me
    might be a little weird.

    3. Bed position
    The head of the bed should be against the wall.
    In short, it is not a good idea to have the bedding in the
    middle of the room.

    Do not place the bed in the
    doorway when the bedroom door is opened.



    That's all for today anyway.

    You may not be able to arrange the furniture
    in the ideal way depending on the layout, but
    there is no such thing as a perfect house
    anyway, so don't worry about it.

    Free consultation for all real estate matters

    不動産住宅管理ロサンゼルス不動産チノヒルズ住宅売買
    • Signature service / Professional
    • 2024/06/02 (Sun)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can help you buy or rent a house, find a local school for your children, or provide interpreter support when you move to a new home.

    ・ Reliable ・ Safe Housing for Your Move to California
    A trusted broker ・ with over 30 years of experience will assist you in your search for housing.
    We can help you buy or rent a home, find local schools for your children, and provide interpreter support when you move.
    We can help you in many ways ！
    Please feel free to contact us. [ email: info@goldseai.com | phone: 424-216-2444 ]

    Please feel free to contact us.

    引っ越し駐在移住通訳アメリカ
    • Introduction / Life / Housing
    • 2024/05/31 (Fri)
    Vivinavi Seattle

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＜ Did you know ？ ＞ when you want to buy a house, the first thing you need is the documents from the loan company ！

    Most people, when buying a house, will first contact a real estate agent.
    Then you will be asked, "Do you have a Pre-approval Letter?

    ◎What is a Pre-approval Letter ？
    This is a document that the buyer of real estate can use to prove that he or she can go to a loan company for advice and obtain a loan.

    This Pre-approval Letter is the basis for the loan program, but in many cases it takes a long time to actually get a loan because of
    preparation of credit history and bank ・ statements.

    So, if you think "I want to buy a house soon," we recommend that you contact a loan company as soon as possible.

    At Director's Mortgage, we will introduce you to a mortgage company that will satisfy your ・ future plans.

    Buying a house is a big purchase in your life. You want to make a careful decision.

    If this is the case, please contact Mitsuko Miller.

    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Press Release / Media
    • 2024/05/31 (Fri)
    Vivinavi Hawaii

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Walking Around Town ： Latest Articles （ Check here for information on Hawaii ）

    Alii ・ Coffee ・ Company, a cafe where Hawaii's coffee connoisseurs go crazy for the hottest craft coffee
    https://hawaii.vivinavi.com/ss/article/0001

    International menu wins hearts ！
    Sho's Kitchen Honolulu, a popular local bento shop
    https://hawaii.vivinavi.com/ss/article/0002
    Clean from the inside out. 100% plant-based burgers from a food truck ！
    https://hawaii.vivinavi.com/ss/article/0003

    Royal Hawaiian ・ The Center's recommended breakfast spot
    Safe dining with outdoor seating and open space
    https://hawaii.vivinavi.com/ss/article/0004

    Oahu. The ・ Bus, Hawaii's only public transportation system, is the best way to explore in depth ！
    https://hawaii.vivinavi.com/ss/article/0005

    Getting from Honolulu airport to Waikiki Means
    https://hawaii.vivinavi.com/ss/article/0006

    Hawaii Kai, an exclusive residential area surrounded by natural beauty where you can free your mind
    https://hawaii.vivinavi.com/ss /article/0007

    A gourmet town of Hawaii ！ Kaimuki, Hawaii
    https://hawaii.vivinavi.com/ss/article/0008

    Hawaii Travel
    Oli Oli Oli Plaza in Waikiki is open to all visitors to Hawaii ！
    https://hawaii.vivinavi.com/ss/article/0009
    Honolulu ・ A Walk in Chinatown
    https://hawaii.vivinavi.com/ss/article/0010

    Look at Kakaako, a new place with wall art all over town ！
    https://hawaii.vivinavi.com/ss/article/0011

    Hawaii's Super Cheap Shopping Paradise ！ "Waikele ・ Premium ・ Outlets"
    https://hawaii. vivinavi.com/ss/article/0012

    Latest ！ Lanikai in Summer 2022 ＆ Enjoy Kailua ！
    https://hawaii.vivinavi.com/ss/article /0013

    Travel Back in Time to the Kingdom ！ Visit Iolani Palace
    https://hawaii.vivinavi.com/ss/article/0014

    Hawaii Souvenirs for 2022 From the standard items to new seasonal items ～
    https://hawaii.vivinavi.com/ss/article/0015

    [Basic Information on Hawaii Island] Discover a new you in the great outdoors ！ Different from Oahu Enjoy the charm of Hawaii
    https://hawaii.vivinavi.com/ss/article/0016

    Ukulele stores in Hawaii ・ 4 ukulele schools ！ How to choose one
    https:// hawaii.vivinavi.com/ss/article/0017

    Plane fans will love ！ The best place to go "Lagoon Drive ・ Parking ・ Lot"
    https://hawaii .vivinavi.com/ss/article/0018

    Hawaii's Security
    https://hawaii.vivinavi.com/ss/article/0019

    Beyond the Epic History of "Hawaii ！
    https://hawaii.vivinavi.com/ss/article/0020

    [Very Popular] Visit a Farmer's Market in Hawaii! ！
    https://hawaii.vivinavi.com/ss/article/0021

    The Hilton ・ Hawaiian ・ Village Fireworks Show ！ https://hawaii.vivinavi.com/ss/article/0022

    Top 5 Foods to Try When in Hawaii ！ Top 5 Typical Foods in Hawaii
    https://hawaii. vivinavi.com/ss/article/0023

    Black Friday in Hawaii&Cyber Monday
    https://hawaii.vivinavi.com/ss/article/0024

    Surfing Mecca ！ Visit Old Town Haleiwa on the North Shore ！
    https://hawaii.vivinavi.com/ss/article/0025

    Oahu Panoramic view of the South Coast ！ Basic knowledge of Diamond Head before climbing
    https://hawaii.vivinavi.com/ss/article/0026

    New Wave of Waikiki Hotels "Twin Fins ！
    https://hawaii.vivinavi.com/ss/article/0027

    Power in Waikiki ／ Healing spots in Waikiki
    https://hawaii.vivinavi.com/ss/article/0028

    Waikiki Market finally opens with Hawaiian food culture ！
    https://hawaii.vivinavi. com/ss/article/0029

    Hawaiian Language ・ Summary of Hawaiian Dialects|Let's learn words used everyday ！
    https://hawaii.vivinavi.com/ss/article/ 0030

    Shangri-La ・ La Mansion
    https://hawaii.vivinavi.com/ss/article/0031

    Coco Head ・ How hard is the trail ？ Difficulty and things to keep in mind
    https://hawaii.vivinavi.com/ss/article/0032

    Arizona Memorial Museum to experience firsthand the history of Japan and the United States
    https ://hawaii.vivinavi.com/ss/article/0033

    The hottest topic right now ！ Fantastic new luau show "Aloha ・ Kai ・ Luau" under the stars
    https://hawaii .vivinavi.com/ss/article/0034

    Grand Opening of New Resort Complex Wai Kai （ Wai Kai ） in Eva Beach
    https://hawaii.vivinavi.com/ ss/article/0035
    It's more interesting to go there after knowing the name of the place ！ Oahu Activity Spots
    https://hawaii.vivinavi.com/ss/article/0036
    I went to ！ Joy of Sake event in Hawaii
    https://hawaii.vivinavi.com/ss/article/0037

    It took about 100 years to complete ！ St. ・ Andrews Cathedral, a church famous for its stained glass
    https://hawaii.vivinavi.com/ss/article/0038

    After 50 years, the ban has finally lifted ！ "The Little ・ Plumeria ・ Farm Tour"
    https://hawaii.vivinavi.com/ss/article/0039

    Hawaii ・ Oahu's best beaches for surfing ・ 6 points of interest ！ What are the best places for beginners ？
    https://hawaii.vivinavi.com/ss/article/0040

    Fastest growing in attention ！ Hawaii 5 Ube Sweets Recommendations
    https://hawaii.vivinavi.com/ss/article/0041

    The Appeal of Hawaiian Koa Wood and 4 Stores to Buy Koa Products
    https://hawaii. vivinavi.com/ss/article/0042

    Reef-safe sunscreen is a must in Hawaii ！ Recommended sunscreens available over the counter
    https://hawaii.vivinavi.com/ ss/article/0043

    Enjoy the feeling of being a driver ！ Ride the Skyline, Oahu's new public transportation system ！
    https://hawaii.vivinavi.com/ss/article/ 0044

    Enjoy Shopping at Hawaii's Top 3 Supermarkets ！ Which do you like, Walmart, Target or Whole Foods ？
    https://hawaii.vivinavi.com/ss /article/0045

    Everyday is a Resort ！ Plant Lover Primer - Places to Check Out While in Hawaii
    https://hawaii.vivinavi.com/ss/article/0046 <

    Discover the International Marketplace ！ The more you know, the more interesting it is
    https://hawaii.vivinavi.com/ss/article/0047

    With Your Dog ！ Dog Friendly Hiking Spots in Oahu ・ 7 Beach Spots
    https://hawaii.vivinavi.com/ss/article/0048

    Stylish Souvenirs of Hawaii Hawaii Souvenirs Here ！ Kahala Mall Walking Tour 2023
    https://hawaii.vivinavi.com/ss/article/0049

    Charming local atmosphere ！ Pearlridge Introducing Pearlridge Center （ Pearlridge Center ）
    https://hawaii.vivinavi.com/ss/article/0050

    More and more, we cannot take our eyes off ！ Kapolei, the heart of West Oahu
    https://hawaii.vivinavi.com/jpn/ss/article/0051

    The "House of the Sun", the sunrise, the lavender highlands … Maui, the island with so much to offer.
    https://hawaii.vivinavi.com/jpn/ss/article/0052

    Like a neighbor island ！ Feel the great outdoors on Oahu
    https://hawaii. vivinavi.com/jpn/ss/article/0053

    120 years of love. Let's go to Waikiki Aquarium ！
    https://hawaii.vivinavi.com/jpn/ss/article/0054

    China Walls, a spectacular spot that Hawaii connoisseurs want to keep secret
    https ://hawaii.vivinavi.com/jpn/ss/article/0055

    Honolulu City Shines ！ Honolulu ・ City ・ Lights" to make you feel Christmas
    https ://hawaii.vivinavi.com/jpn/ss/article/0057

    Feel the ZEN in Hawaii ～ Heidoin Temple ～
    https://hawaii.vivinavi.com/jpn /ss/article/0058

    Recommended beaches on the west coast of Hawaii Island and a walk around the historic town of Honokaa from Waimea, the third largest city on Hawaii Island ＜ Part 1 ＞
    https://hawaii.vivinavi.com/ jpn/ss/article/0059

    You already feel like a local when you eat it ！ Spam, Hawaii's soul food
    https://hawaii.vivinavi.com/jpn/ss/article/0060
    Beginner's Guide ！ Honolulu Marathon Preparation
    https://hawaii.vivinavi.com/jpn/ss/article/0061

    Honolulu Marathon 2023 10K Participation Report
    https://hawaii.vivinavi.com/jpn/ss/article/0062

    Recommended beaches on the west coast of Hawaii Island and a walk from Waimea, the third largest city on Hawaii Island, to the historic town of Honokaa ＜ Part 2 ＞
    https://hawaii.vivinavi.com/jpn/ss/article/0063

    Lots of good things for the user ！ "Short term lease" now available ！
    https ://hawaii.vivinavi.com/jpn/ss/pickup/0018

    Tasteful and comfortable ！ Major renovation completed at Hilton's Tapa Tower
    https://hawaii. vivinavi.com/jpn/ss/pickup/0019

    Available from the moment you arrive on the plane ！ Convenient for your Hawaii trip ・ Great value ・ Smart eSIM is a hot trend
    https:// hawaii.vivinavi.com/jpn/ss/article/0056

    What the statuesque royals wear ？ Learn more about Hawaii's traditional dress and its history ！
    https://hawaii .vivinavi.com/jpn/ss/article/0064

    Elegant time spent on the heights of Tantalus ～ Registry Land House ～
    https://hawaii.vivinavi.com/ jpn/ss/article/0065

    Oahu's Hole in the Wall "Yokohama ・ Bay （ Yokohama Bay ）" ！
    https://hawaii. vivinavi.com/jpn/ss/article/0066

    Take Full Advantage of Four Major Benefits ！ Save on Women's Travel at Hale Puna Waikiki by Halekulani
    https://hawaii.vivinavi.com/jpn/ ss/pickup/0020

    Kodak Hula Show is back after more than 20 years ！ "Kilohana Hula Show"
    https://hawaii.vivinavi.com/jpn/ss/article/ 0067

    Visit the reopened DFS Waikiki
    https://hawaii.vivinavi.com/jpn/ss/article/0068

    Kawaii never stops Cat Café MOFF is now available at many large malls in Hawaii ！
    https://hawaii.vivinavi.com/jpn/ss/article/0069

    "I want to rent a car ！. ？
    https://hawaii.vivinavi.com/jpn/ss/pickup/0021

    Feel the Urban Hawaiian Life ！ Enjoy the Ward Area <33266> Enjoy the Ward Area ！
    https://hawaii.vivinavi.com/jpn/ss/article/0070

    Sneak into the factory of "Diamond Bakery" established in 1921! The secret of its popularity
    https://hawaii.vivinavi.com/jpn/ss/article/0071

    Speaking of Hawaii ！ ～ Various recommended poke ～
    https://hawaii.vivinavi.com/jpn/ss/article/0072

    Chocolate in Hawaii is a great souvenir ！ Recommendations
    https://hawaii.vivinavi .com/jpn/ss/article/0073

    Feel the royal treatment at the Hilton's The ・ Ali'i from the moment you arrive
    https://hawaii.vivinavi.com/jpn/ss/ pickup/0022

    Spectacular views of Oahu's south coast are right in front of you ！ What is "Punchbowl"
    https://hawaii.vivinavi.com/jpn/ss/article/0074

    One of the best waterfalls to see on Hawaii Island ＜ Rainbow Falls ＞ and a walk in downtown Hilo
    https://hawaii.vivinavi.com/jpn/ss/article/0077

    • Signature service / Professional
    • 2024/05/30 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can help you buy or rent a house, find a local school for your children, or provide interpreter support when you move to a new home.

    ・ Reliable ・ Safe Housing for Your Move to California
    A trusted broker ・ with over 30 years of experience will assist you in your search for housing.
    We can help you buy or rent a home, find local schools for your children, and provide interpreter support when you move.
    We can help you in many ways ！
    Please feel free to contact us. [ email: info@goldseai.com | phone: 424-216-2444 ]

    Please feel free to contact us.

    引っ越し駐在移住通訳アメリカ
    • Press Release / Media
    • 2024/05/29 (Wed)
    Vivinavi Hawaii

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Cat Cafe ・ Mohu" with cute cat latte art opens at Ala Moana Center on June 1 ！.

    （ From Honolulu ） Cat Cafe ・ Moff, which aims to "create a society where animals and humans can live happily and with smiles on their faces," will open its long-awaited third location on June 1, 2024 （ Sat ） following its first store on the second floor of International Market Place in Waikiki and its second store at Pearlridge Center. > At 10:00 a.m., the long-awaited third store will open on the first floor of the Diamond Head Wing, ocean side, of Ala Moana Center.

    Cat Cafe ・ Mofu has professional keepers with a proper understanding of feline ecology, and the health of the more than 15 cats that are residents at the Ala Moana Center store are constantly monitored and lovingly cared for. For cat lovers who cannot keep pets due to housing conditions, family allergies, or other reasons, and for children who want to interact with animals, Cat Cafe ・ Mofu has chosen a safe and convenient location in a shopping center to provide a healing experience. At "Kaukau （ ） Time," which means "meal time" in Hawaiian at noon and 5 p.m. every day, visitors can enjoy watching the cute cats eat and learn about the species and habits of the resident cats from their caretakers.

    Mr. Sohei Yaguchi, the company's representative, had the following to say about the opening of the new store. We are very happy to finally open another Cat Cafe ・Mofu in Ala Moana Center," said Sohei Yaguchi, president of . Unlike our other two locations, the Ala Moana Center store will have a café function, so you can enjoy delicious drinks and cute cat latte art. Like the Waikiki store, which attracts cat lovers from all over the world, and the Pearlridge store, which is loved by local customers, the Ala Moana Center store is a bright space where friendly cats live free and easy.
    All of the resident cats at the Ala Moana Center store are kittens less than one year old. Various types of cats, including Persians, Scottish Folds, British Shorthairs, and Ragdolls, which are rarely seen in Hawaii, are raised together in a friendly environment. A chart listing names, species, and genders along with photos is also available.

    Cat Cafe ・ Mofu has the same pricing at all locations, with kama'aina and military discounts of 10% off.
    Cat Cafe ・ About MOFF
    MOFF opened in Japan in 2014 with the goal of "creating a society where animals and humans can live happily and with a smile. MOFF provides a healing time for those who want to adopt a pet but have difficulty keeping one at home, knowledge and information for those who have not had many opportunities to interact with animals, and a place for cat lovers to community for those who own cats. Cat Cafe ・ Moff employs professional keepers with a proper understanding of cat ecology, and customers can meet various kinds of cats while sipping a drink in a clean and well kept space.

    Ala Moana Center Store
    Address ： 1450 Ala Moana Blvd. Honolulu, HI 96814
    Ala Moana Center Diamond Head Wing ocean side 1st floor
    Phone ： (808) 679-9106
    Hours ： 10:00 AM - 8:00 PM （ Last admission 7:30 PM ）
    Closed ： Same as Ala Moana Center closing days
    Fee ： 30 minutes $ 23, 60 minutes $ 28 （ One drink included. There is a choice of drinks for an additional fee ）,
    Free admission for children under 3 years old （ However, if you want a drink, only a drink is charged ）
    Website: https://moff-usa.com/locations/amc/
    Instagram ： @catcafemoff.alamoanacenter
    Facebook: @moff.alamoanacenter
    X\ (Twitter) ： https://twitter.com/Moff _usa_amc

    Pearlridge Center Store
    Address ： 98-1005 Moanalua Rd. Aiea, HI 96701
    Pearlridge Center 1st floor on the mountain side
    Phone ： (808) 892- 7541
    Hours ： 10:00 AM - 8:00 PM （ Mon - Sat ）
    10:00 AM - 6:00 PM （ Sun ）
    Last entry 30 minutes before closing time
    Closed ： Closed on the same days as Pearlridge Center
    Price ： 30 min $ 23, 60 min $ 28 （ Including one drink ）,
    Free admission for children under 3 years old （ However, if you want a drink, only drink is charged
    Website: https://moff-usa.com/locations/prc/
    Instagram ： @catcafemoff.pearlridgecenter
    Facebook: @moff. PearlridgeCenter
    X(Twitter) ： https://twitter.com/Moff_usa_prc

    International Marketplace Store
    Address ： 2330 Kalakaua Ave. Honolulu, HI 96815
    International Marketplace, 2nd Floor
    Phone ： （ 808 ） 808-2044
    Hours ： 10:00 AM - 8:00 PM Last admission 7:30 PM ）
    Closed ： Same as International Marketplace closing days
    Price ： 30 min $ 23, 60 min $ 28 （ One drink included ） ,
    Free admission for children under 3 （ but if you want a drink, you have to pay only for the drink ）
    Website: https://moff-usa.com/locations/imp/
    Instagram @catcafemoffwaikiki
    Facebook: Cat Café MOFF International Market Place
    X\ (Twitter) ： https://twitter.com/Moff_ usa_imp

    • Signature service / Life / Housing
    • 2024/05/29 (Wed)
    Vivinavi Kisarazu

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Comprehensive Housing Exhibition Hall

    Good morning ☀
    This is Kisarazu Housing Park 🏘️

    Since the weather is nice, why don't you take a walk and visit our model houses 🤩

    I think you will find the perfect house😍
    Visit us We look forward to seeing you ♪

    • Signature service / Professional
    • 2024/05/28 (Tue)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can help you buy or rent a house, find a local school for your children, or provide interpreter support when you move to a new home.

    ・ Reliable ・ Safe Housing for Your Move to California
    A trusted broker ・ with over 30 years of experience will assist you in your search for housing.
    We can help you buy or rent a home, find local schools for your children, and provide interpreter support when you move.
    We can help you in many ways ！
    Please feel free to contact us. [ email: info@goldseai.com | phone: 424-216-2444 ]

    Please feel free to contact us.

    引っ越し駐在移住通訳アメリカ
    • Useful info / Life / Housing
    • 2024/05/28 (Tue)
    Vivinavi Las Vegas

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Las Vegas Housing Market Information (April ）)

    Hello,

    Here is April's housing update and current Las Vegas conditions.

    Townhomes and condos are currently selling for record amounts in Las Vegas.
    The median townhome/condo price in April was $290,000 （ $ 290,000 ） which broke the August 2022 high of $287,000 （ $ 287,000 ）. Demand outstrips supply and is up 7% from last year. Condo and townhome sellers are seeing increased sales, due in part to the affordability of new construction: the number of condos and townhomes on the market in April was up 10.7% from last year and up 3.8% from March. New construction is also up 5.9% over last March and 29.5% over April.

    The median price for single-family homes in April was $499,000 （ $ 499,000 ）, with 2,339 sales and a median listing price of $498,000 （ $ 498,894 ） and even The price has increased to.

    Despite 20-year high interest rates, the Las Vegas real estate market has been active, with an increase in the number of listings, higher prices, and shorter sales days.

    By the way, guess which company is currently building the most homes in Las Vegas ？
    It is Lennar （ Lennar ） based in Miami, Florida. The company built the most homes in Clark County in 2023, about 1,879, and a record 547 in the second quarter. In the first quarter, 481 units were built.
    Especially given the current high mortgage rates, new homes are attracting a lot of interest by using their own lending departments to offer flexible financing and incentives to buyers, making it easier for them to purchase.

    According to Clark County, the highest sales volume during the week ending May 13 was in the SW Zip Code 89141 area south of Enterprise and the central area of North Las Vegas. According to a new study, North Las Vegas, which was hit hard by the housing crisis during the subprime mortgage crisis, has seen home prices double in the past seven years, one of the highest increases in the Las Vegas Valley and the nation.
    Currently, the average home price in North Las Vegas is $410,000 （ $ 410,000 ）.

    Have you heard of McDonald Highlands in Henderson ？ Four Season Private Residences is under construction in that Henderson luxury residential area. Forty-six percent of the 171 high-rise condominiums have already been sold. The two-tower project, which began selling in 2023 under the Four Seasons brand name, is expected to be completed in late 2026. The $1.3 billion （ $ 1.3 billion ） total project will be the first high-rise to be completed in Las Vegas since the late 2000s. Sales prices range from $3.5 million （ $ 3.5 million ） to $29 million （ $ 29 million ）.

    Meanwhile, in the upscale neighborhood of West Samarin, Celine ・ Dion made headlines when she sold her Summit Club home, a house she never lived in, for $30 million （ $ 30 million ）. A year later, the house next door sold for $35 million （ $ 35 million ）. This is also a concierge community and currently has nearly 276 homesites. This includes custom slots, bungalows, villas and condos. The golf course clubhouse was completed last year. Summit Club dues are $250,000 （ $ 250,000 ）, annual fees are $110,000 （ $ 110,000 ）, and HOA fees for the residence are $3,000 （ $ 3,000 ） annually.

    Additionally, new development is underway in the heart of downtown. The high-rise Cello Towers in the Symphony Park project has luxury condominiums for sale that blend sleek contemporary interiors with large floor-to-ceiling windows. Here you will find a total of 240 residences, including eight penthouses, a resort-style pool and spa, as well as a golf simulator, outdoor cigar lounge, and more. The estimated completion date for the development is Q4 2026, with prices ranging from $700,000 （ $ 700,000 ） one bedroom to around $6 million （ $ 6 million ） penthouses. I have attached a map of this neighborhood, Las Vegas Medical District （ Las Vegas Medical District, LVMD ） is located in the downtown area, which includes U.M.C. （ University Medical Center ）, Valley Hospital, Cleveland Clinic Lou Ruvo Center for Brain Health, and the UNLV School of Dentistry. With the addition of UNLV's Kirk ・ Kirkorian School of Medicine to that list, current Mayor Carolyn ・ Goodman says she is fully prepared for the next step. As a side note, this mayor was born in 1939 and is a Las Vegas resident first. I am simply amazed at how quick-witted she is, and I believe she will continue to work hard to make Las Vegas a better place. This neighborhood will continue to be one to watch.

    Please refer to the attached document.

    • Wanted / Group / Organization
    • 2024/05/27 (Mon)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Seeking collaborators] Toward an American society where all people can live in peace ！.

    [We are looking for others who are willing to join forces and work together to solve the problems of homelessness and poverty.

    Did you know that more than 60,000 homeless people sleep without a roof over their heads on the streets every night in Los Angeles?

    We have been aware of this crisis for decades and have worked hard to improve it. Governments have also implemented numerous programs to address the problem, but the problem is getting worse and solutions are largely nowhere in sight.


    Daruma, a non-profit organization, was founded out of a desire to help the homeless and a belief that the long history of this problem must come to an end.


    We are dedicated to building a community that supports affordable housing, food, clothing, and housing ＋ and jobs for homeless and low income people.
    We will create educational facilities to equip them with Skill （ and Technology ） and create a system for the homeless to pay their own taxes.
    We are serious about this issue.


    President Biden has proposed a 1 trillion yen budget and is working to eliminate 25% of homelessness, Daruma's goal is 100%.
    Daruma's proposal ・ The proposal is ready to be sent to President Biden and will be sent soon.

    We are looking for people, organizations ・ and companies interested in this grand project.

    Also, this project is working towards the Olympic Games to be held here in Los Angeles in 2028.
    Let's make America a safe place for everyone to live and make the Olympics a success ！
    We will join forces with the homeless and work with them to solve this problem.



    There will be a 100 million yen reward for those who participate in this project and make it a success.



    We invite you to help us establish a system that enables all people to live a stable life and create a sustainable and developable society ？
    Students ・ Individual volunteers and participation Companies ・ Organizations, etc., who share our aspirations, please contact us.



    Please feel free to contact us if you have any questions or if you are interested.
    Best regards.

    • Useful info / Finance / Insurance
    • 2024/05/25 (Sat)
    Vivinavi Seattle

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to take advantage of the Reverse Mortgage, a loan program for seniors age 62 and older ？.

    Reverse mortgages are designed specifically for seniors age 62 and older. It lends against the difference ） between the Equity （ of your home （ minus your current mortgage ） if you have one , but unlike a regular loan, you do not have to make monthly payments. The only thing you have to pay is property tax and fire insurance. Even if you are paying off your mortgage, you are still paying these taxes and fire insurance, just like someone without a loan. The loan can be paid off when the house is sold. Until you sell it, you have 100% ownership of the property and it is treated the same as a regular loan. The loan can be modified as many times as you want, just like a regular loan.

    Below are some highlights of how you can take advantage of this.

    #1 You can use it to buy a house. As you get older, it can be intimidating to take on debt, but with a reverse mortgage you only need about half the down payment, depending on your age, and you don't have to use 100% cash. If you sell your current home and downsize, you can still keep half of the Cash on hand.

    #2 When you suddenly need cash, for example, a large sum of money for roof repairs, medical bills, or car repairs, problems happen when you least expect it. With a regular loan, monthly payments begin, but with a reverse mortgage, no payments occur. This program was created so that seniors can use their homeownership and not have to worry about money problems.

    #3 Increase your retirement income. We live in a world of fast-paced political and economic change. Even if you think you have a retirement plan in place, you can't help but feel anxious about the future. Recently, financial planners have begun to focus on this reverse mortgage. In addition to Social Security, you can also use a reverse mortgage to generate, for example, ＄ 1000 extra income each month. （ Unlike in the past, the FHA rules have improved and financial planners are now comfortable recommending this mortgage. The cost of the loan is now the same as a regular loan. ）

    Even if you have a loan on your home now, you can convert it to a reverse mortgage. Also, since the income is not paying off the loan, you will only be considered to be able to pay property taxes, fire insurance, and Home Owners Due （ ） if any. We would be happy to help you live a long and meaningful life. Please do not hesitate to contact us （ free of charge ） to discuss any concerns you may have about your own or your parents' retirement.



    There are many questions about loans.
    If you are in such a case, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Signature service / Professional
    • 2024/05/24 (Fri)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can help you buy or rent a house, find a local school for your children, or provide interpreter support when you move to a new home.

    ・ Reliable ・ Safe Housing for Your Move to California
    A trusted broker ・ with over 30 years of experience will assist you in your search for housing.
    We can help you buy or rent a home, find local schools for your children, and provide interpreter support when you move.
    We can help you in many ways ！
    Please feel free to contact us. [ email: info@goldseai.com | phone: 424-216-2444 ]

    Please feel free to contact us.

    引っ越し駐在移住通訳アメリカ
    • Useful info / Life / Housing
    • 2024/05/23 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    LA Real Estate for a Reason] House whose resident just passed away ～ You would buy ？ I would not buy ？

    This is Kimi Matsumoto, a real estate service in Los Angeles.

    In the U.S., a house whose occupants have been murdered, committed suicide, or been involved in a crime in the house is called a Stigmatized Property.

    In Japanese, it is a house that has been stigmatized or branded.

    There are many old houses in the U.S., and I am sure there are many houses where such incidents occurred decades ago. But be careful, when selling a house, the seller is required to disclose in writing to the buyer if such an incident has occurred within the past three years.


    Although I mentioned crime and suicide above, even if the person who lived in the house died peacefully of old age, there are some people who are concerned about it and consider it as Stigmatized Property as well. It is better for the seller to disclose this information to the buyer in advance.

    The same is required not only for the sale of a house, but also for renting a house.


    When a friend of mine rented an apartment when I was a student a long time ago,

    he used to make a fuss about how "the landlord went out of his way to tell me that my grandmother had recently passed away here - I didn't want to hear that!"

    But this is not true. This was, in fact, the landlord's duty.

    Free consultation for all real estate matters

    ロサンゼルス不動産オレンジ不動産不動産物件管理ビジネス売買
    • Signature service / Professional
    • 2024/05/22 (Wed)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can help you buy or rent a house, find a local school for your children, or provide interpreter support when you move to a new home.

    ・ Reliable ・ Safe Housing for Your Move to California
    A trusted broker ・ with over 30 years of experience will assist you in your search for housing.
    We can help you buy or rent a home, find local schools for your children, and provide interpreter support when you move.
    We can help you in many ways ！
    Please feel free to contact us. [ email: info@goldseai.com | phone: 424-216-2444 ]

    Please feel free to contact us.

    引っ越し駐在移住通訳アメリカ
    • Signature service / Life / Housing
    • 2024/05/22 (Wed)
    Vivinavi Kisarazu

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Kisarazu Residential Park 🏘️

    Hello 😃
    This is Kisarazu Housing Park 🏘️ ✨
    Rain is forecast for next week ☔ ️
    This is the best week to visit our model houses ✨
    We have many nice model houses😍
    If you are thinking about a house at all, please visit a housing exhibition 🤩.

    • Signature service / Professional
    • 2024/05/21 (Tue)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We can help you buy or rent a house, find a local school for your children, or provide interpreter support when you move to a new home.

    ・ Reliable ・ Safe Housing for Your Move to California
    A trusted broker ・ with over 30 years of experience will assist you in your search for housing.
    We can help you buy or rent a home, find local schools for your children, and provide interpreter support when you move.
    We can help you in many ways ！
    Please feel free to contact us. [ email: info@goldseai.com | phone: 424-216-2444 ]

    Please feel free to contact us.

    引っ越し駐在移住通訳アメリカ
    • Introduction / Life / Housing
    • 2024/05/20 (Mon)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Thinking of buying or selling a home ？ We can help you plan for your long-term future.

    Sakura Realty is a real estate firm led by Yasumi Maruyama ）, a veteran MBA/Broker with over 20 years of experience in the San Francisco East Bay. Whether you are looking to buy or sell a home involving complex procedures such as Probate Sale, Trust Sale, Foreclosure, REO, sell your home in the U.S. and return permanently to Japan, or purchase your first home, we are ready to meet all your real estate needs. We are ready to meet all your real estate needs. From the initial planning of your property to achieving your goals, our bilingual, California licensed real estate team is dedicated to providing you with attentive service at every step of the process. Founded in 2003, our agency has completed over 700 real estate transactions and has evolved into a beacon of trust and excellence in the real estate community. Our success is built on satisfied clients and referrals, and is a testament to our belief in exceeding expectations and building long-lasting relationships. At Sakura Realty, we don't just do the transaction, we help you begin the process and make your dream of home ownership a reality. Our team, which includes marketing ・ specialists, social networking experts, transaction ・ managers, and attorneys, provides quality service and attention to detail, utilizing the latest technology and a network of trusted professionals. We strive for clear communication, transparency, and proactive problem solving to minimize client stress and achieve superior results. Choose Sakura Realty and experience professional teamwork that puts the client first and provides the highest level of competence in your buying and selling experience. We are here to serve the real estate needs of our clients in Contra Costa County and throughout the San Francisco Bay Area. Please feel free to contact us and we will be happy to assist you.

    Online
    • Satisfaction guaranteed / Life / Housing
    • 2024/05/16 (Thu)
    Vivinavi Ichihara

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Reducing Electricity Bills by Installing Solar Panels ！ Further Reduction by Linking with Power Storage [Free Estimates Available].

    Inquiries are increasing rapidly ！ With electricity costs continuing to rise, it is no exaggeration to say that solar power generation is now a must.
    Installation of solar panels is environmentally friendly and can further reduce electricity bills.

    For example, if you put 4kw solar panels on a typical house
    you will save about 4kwh of electricity per day and have about 9kwh left over.
    This extra 9kwh of electricity can be sold if there is no storage battery, or stored and used if there is a storage battery.
    The unit price of electricity is the unit price + renewable energy levy + fuel adjustment fee + consumption tax, but if we assume that the unit price is about 40 yen,
    4kwh per day × 40 yen ＝ 160 yen 9kwh × 40 yen ＝ 360 yen can be calculated to reduce electricity costs.
    160 yen per day is 4,800 yen per month, 360 yen is 10,800 yen per month, and the total electricity bill can be reduced by 15,600 yen.

    The number of solar panels that can be installed depends on the shape of your roof, so please contact us if you are interested.
    Please feel free to contact us, as we do not make any aggressive sales pitch.

    We support your life with a waste-free system that saves money through efficient power generation and consumption, and also cares about the environment by working with clean energy.

    Since the effects and other benefits obtained vary greatly depending on the combination of systems, our professional staff will carefully listen to your wishes and explain the outline and costs in an easy-to-understand manner during the free consultation and estimation process.
    We also accept quotes from other companies, so please contact us first if you are interested.

    [Payment Methods]
    We recommend not only cash, but also APLUS renovation loans ・ bank renovation loans, as well as consolidation with a mortgage loan for those with high mortgage interest rates.

    Especially for those with interest rates around 1% or higher, it is worthwhile to do a trial calculation ！ （ We will do the simulation and advice and even make an appointment with the bank. The application and other procedures are done by you. ）