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    • Problem solution / Life / Housing
    • 2024/05/01 (Wed)
    Vivinavi Chibashi

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Roof ・ Total floor space of 30 tsubo ｜ 660,000 yen (including tax) including exterior walls, scaffolding, etc.] Free estimate ＆ Available throughout Chiba Prefecture ！ Please feel free to contact us first!

    Zero sales ！ Low price because we are a company of craftsmen only ・ High quality construction ！

    ●Recommended ！ "Whole house painting package"
    ① Roof ・ Exterior walls ・ Scaffolding ・ Wood ・ Iron Gutters ・ Gutters ・ Veranda, etc., all included
    ② Value ！ 660,000 yen including tax (*Limit price)
    *It is even cheaper if there are places not painted ！
    ③ Total floor space 30

    ●Fire insurance ・ Roofing ！

    ●Many results ！ Please consult us about painting cultural assets
    ・ Imperial Palace Imperial Police Music Hall, Crown Prince's Palace ・ BMW Makuhari Head Office Building ・ ANA Hotel Narita ・ Inage Sengen Shrine and many other temples and shrines ！

    Open 24 hours a day, 7 days a week
    Please feel free to call us first ！

    Shinohashi Paint Corporation
    0120-168-118

    塗装工事外壁塗装屋根修理
    • Problem solution / Life / Housing
    • 2024/04/30 (Tue)
    Vivinavi Chibashi

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Roof ・ Total floor space of 30 tsubo ｜ 660,000 yen (incl. tax) including exterior walls and scaffolding ！ We are a company that is proud of our reliable skills and is run by craftsmen only .

    Are you sure that the painting contractor you have chosen is really safe ？ Does the price include everything including roofs, exterior walls, etc. ？
    Low price because the company has no salesmen, only craftsmen ！

    ● Whole house package <税込66万円(上限価格)>
    Roof ・ Exterior walls ・ Scaffolding ・ Wood ・ Iron ・ Gutters ・ Gutters ・ Balconies, etc. all included ！ [Total floor area: 30sqm] [10-year warranty]
    ●Fire insurance ・ Roofing and other work can also be covered ！
    ●Free estimates Free estimates
    ●Please consult with us about painting cultural properties
    ●[Construction achievements] Imperial Palace ・ Imperial Police Music Hall, Crown Prince's Palace ・ BMW Makuhari Headquarters Building ・ ANA Hotel Narita ・ Inage Sengen Shrine, many other shrines and temples ！

    Shinohashi Paint Corporation
    0120-168-118

    塗装工事外壁塗装屋根修理
    • Problem solution / Life / Housing
    • 2024/04/11 (Thu)
    Vivinavi Chibashi

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Roof ・ Total floor space of 30 tsubo ｜ 660,000 yen (including tax) including exterior walls, scaffolding, etc.] Free estimate ＆ Available throughout Chiba Prefecture ！ Please feel free to contact us first!

    Zero sales ！ Low price because we are a company of craftsmen only ・ High quality construction ！

    ●Recommended ！ "Whole house painting package"
    ① Roof ・ Exterior walls ・ Scaffolding ・ Wood ・ Iron Gutters ・ Gutters ・ Veranda, etc., all included
    ② Value ！ 660,000 yen including tax (*Limit price)
    *It is even cheaper if there are places not painted ！
    ③ Total floor space 30

    ●Fire insurance ・ Roofing ！

    ●Many results ！ Please consult us about painting cultural assets
    ・ Imperial Palace Imperial Police Music Hall, Crown Prince's Palace ・ BMW Makuhari Head Office Building ・ ANA Hotel Narita ・ Inage Sengen Shrine and many other temples and shrines ！

    Open 24 hours a day, 7 days a week
    Please feel free to call us first ！

    Shinohashi Paint Corporation
    0120-168-118

    塗装工事外壁塗装屋根修理
    • Problem solution / Life / Housing
    • 2024/03/31 (Sun)
    Vivinavi Chibashi

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Roof ・ Total floor space of 30 tsubo ｜ 660,000 yen (incl. tax) including exterior walls and scaffolding ！ We are a company that is proud of our reliable skills and is run by craftsmen only .

    Are you sure that the painting contractor you have chosen is the right one ？ Does the price include the roof, exterior walls, etc. ？
    Low price because the company has no salesmen, only craftsmen ！

    ● Whole house package <税込66万円(上限価格)>
    Roof ・ Exterior walls ・ Scaffolding ・ Wood ・ Iron ・ Gutters ・ Gutters ・ Balconies, etc. all included ！ [Total floor area: 30sqm] [10-year warranty]
    ●Fire insurance ・ Roofing and other work also available ！
    ● Free estimates
    ●Please consult with us about painting cultural properties, etc.
    ●[Construction results] Imperial Palace ・ Imperial Police Music Hall, Crown Prince's Palace ・ BMW Makuhari Headquarters Building ・ ANA Hotel Narita ・ Inage Sengen Shrine, many other shrines and temples ！

    Shinohashi Paint Corporation
    0120-168-118

    塗装工事外壁塗装屋根修理
    • Problem solution / Life / Housing
    • 2024/02/29 (Thu)
    Vivinavi Chibashi

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Challenge to the lowest price in the area ！ [Roof ・ Exterior walls] as well as iron ・ Wooden parts, balcony, etc. （ Total floor space of 30 tsubo ） All for 660,000 yen (tax included) ！

    Are you sure that the painting contractor you have chosen is really safe ？ Does the price include all roofs, exterior walls, etc. ？
    Chiba Prefecture business trip OK ♪ Chiba City, Ichihara City ・ Ooamishirasato City ・ Isumi City ・ Togane City and others.
    Please leave exterior wall painting and roof painting to us.

    ● Whole house package <税込66万円(上限価格)>
    Roof ・ Exterior wall ・ Scaffolding ・ Wood ・ Iron ・ Gutter ・ Gutter ・ Veranda etc. all included ！ [Total floor space 30 tsubo] [10 years Warranty】
    ●Fire insurance ・ Roofing, etc. also available ！
    ●Free estimates
    ●Please consult us about painting cultural properties, etc.
    ●[Construction achievements] Imperial Palace ・ Police Music Hall, Crown Prince's Palace ・ BMW Makuhari Headquarters Building ・ ANA Hotel Narita ・ Inage Sengen Shrine and many other temples and shrines ！

    Shinohashi Coating Corporation
    0120-168-118

    塗装工事外壁塗装屋根修理
    • Signature service / Life / Housing
    • 2024/02/07 (Wed)
    Vivinavi Chibashi

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Uchibo ・ Customers in the Minamiboso area are also welcome ／ Our company offers a total of 660,000 yen (including tax) for not only the roof ・ exterior walls, but also the iron parts of scaffolding ・ wooden parts, verandas and more ！.

    Are you sure that the painting contractor you have chosen is really safe ？ Does the price include everything including roofs, exterior walls, etc. ？
    Low price because the company has no salesmen, only craftsmen ！

    ● Whole house package <税込66万円(上限価格)>
    Roof ・ Exterior walls ・ Scaffolding ・ Wood ・ Iron ・ Gutters ・ Gutters ・ Balconies, etc. all included ！ [Total floor area: 30sqm] [10-year warranty]
    ●Fire insurance ・ Roofing and other work can also be covered ！
    ●Free estimates Free estimates
    ●Please consult with us about painting cultural properties
    ●[Construction achievements] Imperial Palace ・ Imperial Police Music Hall, Crown Prince's Palace ・ BMW Makuhari Headquarters Building ・ ANA Hotel Narita ・ Inage Sengen Shrine, many other shrines and temples ！

    Shinohashi Paint Corporation
    0120-168-118

    塗装工事外壁塗装屋根修理
    • Signature service / Life / Housing
    • 2024/02/01 (Thu)
    Vivinavi Chibashi

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Are you sure about that painting contractor you chose? ？ ／ [Roof ・ Exterior walls] as well as scaffolding iron parts ・ Wooden parts, balcony, etc. all for 660,000 yen (tax included) ！

    Are you sure that the painting contractor you have chosen is really safe ？ Does the price include everything including roofs, exterior walls, etc. ？
    Low price because the company has no salesmen, only craftsmen ！

    ● Whole house package <税込66万円(上限価格)>
    Roof ・ Exterior walls ・ Scaffolding ・ Wood ・ Iron ・ Gutters ・ Gutters ・ Balconies, etc. all included ！ [Total floor area: 30sqm] [10-year warranty]
    ●Fire insurance ・ Roofing and other work can also be covered ！
    ●Free estimates Free estimates
    ●Please consult with us about painting cultural properties
    ●[Construction achievements] Imperial Palace ・ Imperial Police Music Hall, Crown Prince's Palace ・ BMW Makuhari Headquarters Building ・ ANA Hotel Narita ・ Inage Sengen Shrine, many other shrines and temples ！

    Shinohashi Paint Corporation
    0120-168-118

    塗装工事外壁塗装屋根修理
    • Satisfaction guaranteed / Life / Housing
    • 2024/05/16 (Thu)
    Vivinavi Ichihara

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Reducing Electricity Bills by Installing Solar Panels ！ Further Reduction by Linking with Power Storage [Free Estimates Available].

    Inquiries are increasing rapidly ！ With electricity costs continuing to rise, it is no exaggeration to say that solar power generation is now a must.
    Installation of solar panels is environmentally friendly and can further reduce electricity bills.

    For example, if you put 4kw solar panels on a typical house
    you will save about 4kwh of electricity per day and have about 9kwh left over.
    This extra 9kwh of electricity can be sold if there is no storage battery, or stored and used if there is a storage battery.
    The unit price of electricity is the unit price + renewable energy levy + fuel adjustment fee + consumption tax, but if we assume that the unit price is about 40 yen,
    4kwh per day × 40 yen ＝ 160 yen 9kwh × 40 yen ＝ 360 yen can be calculated to reduce electricity costs.
    160 yen per day is 4,800 yen per month, 360 yen is 10,800 yen per month, and the total electricity bill can be reduced by 15,600 yen.

    The number of solar panels that can be installed depends on the shape of your roof, so please contact us if you are interested.
    Please feel free to contact us, as we do not make any aggressive sales pitch.

    We support your life with a waste-free system that saves money through efficient power generation and consumption, and also cares about the environment by working with clean energy.

    Since the effects and other benefits obtained vary greatly depending on the combination of systems, our professional staff will carefully listen to your wishes and explain the outline and costs in an easy-to-understand manner during the free consultation and estimation process.
    We also accept quotes from other companies, so please contact us first if you are interested.

    [Payment Methods]
    We recommend not only cash, but also APLUS renovation loans ・ bank renovation loans, as well as consolidation with a mortgage loan for those with high mortgage interest rates.

    Especially for those with interest rates around 1% or higher, it is worthwhile to do a trial calculation ！ （ We will do the simulation and advice and even make an appointment with the bank. The application and other procedures are done by you. ）

    • Satisfaction guaranteed / Life / Housing
    • 2024/04/29 (Mon)
    Vivinavi Ichihara

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Free Inspection of Elevated Places by Drone] We have moved from the age of buying electricity to the age of producing it. We can aim for further reductions by linking with energy storage.

    Inquiries are increasing rapidly ！ With electricity costs continuing to rise, it is no exaggeration to say that solar power generation is now a must.
    Installation of solar panels is environmentally friendly and can further reduce electricity bills.

    Chikuden Chiba can check the condition of your roof with a drone before installing solar panels.
    We have introduced a 4K drone, which enables us to inspect even the smallest details.
    The customer can check directly with their smart phone.

    The number of solar panels that can be placed on your roof depends on the shape of your roof, so please contact us if you are interested.
    Please feel free to contact us as we do not forcefully solicit our customers.

    We support your life with a waste-free system that saves money through efficient power generation and consumption, and also cares about the environment by working with clean energy.

    Since the effects and other benefits obtained vary greatly depending on the combination of systems, our professional staff will carefully listen to your wishes and explain the outline and costs in an easy-to-understand manner during the free consultation and estimation process.
    We also accept quotes from other companies, so please contact us first if you are interested.

    [Payment Methods]
    We recommend not only cash, but also APLUS renovation loans ・ bank renovation loans, as well as consolidation with a mortgage loan for those with high mortgage interest rates.

    Especially for those whose interest rate is around 1% or more, it is worthwhile to try the trial calculation ！ （ We will do the simulation, advice and even make an appointment with the bank. You are responsible for your own application and other procedures. ）

    • Useful info / Life / Housing
    • 2024/04/28 (Sun)
    Vivinavi Ichihara

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Did you know ？ Further electricity price increase is expected from May. Chikuden Chiba

    Free Estimates ・ Cross-estimates welcome ！ Reduce your electricity bill by installing storage batteries and solar panels.
    Starting in May, the government's gas ・ support program will end and electricity bills are expected to increase further.
    The increase in the renewable energy levy included in electricity bills and the end of support measures will result in a significant increase of around 1,000 yen for ordinary households.

    Now that this price hike is continuing, we are moving from the era of buying electricity to the era of producing electricity, and
    it is no exaggeration to say that solar power generation is now a must.

    By installing storage batteries and solar panels,
    you can further reduce your electricity bill while being environmentally friendly.

    ☑ Lower electricity bills
    ☑ Excess electricity can be stored and used in conjunction with storage batteries
    ☑ Peace of mind during disasters and power outages
    ☑ Consideration for the global environment is possible

    Chikuma Den Chiba is an excellent company registered with Eco-Energy Consultation Service and Guri-Energy.
    We will propose the most suitable installation for your lifestyle.
    The number of solar panels that can be installed depends on the shape of your roof, so
    please contact us if you are interested.

    [Payment Methods]
    Cash, of course, but also APLUS Reform Loan ・ Bank Reform Loan, and for those with high mortgage interest rates, we recommend consolidation with a mortgage loan.

    Especially for those with interest rates around 1% or higher, it is worthwhile to do a trial calculation ！ （ We provide simulation, advice and even make appointments with banks. The application and other procedures are done by you. ）

    When you contact us, please mention that you have read "Vivinavi".

    • Useful info / Finance / Insurance
    • 2024/04/25 (Thu)
    Vivinavi Seattle

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to take advantage of the Reverse Mortgage, a loan program for seniors age 62 and older ？.

    Reverse mortgages are designed specifically for seniors age 62 and older. It lends against the difference ） between the Equity （ of your home （ minus your current mortgage ） if you have one , but unlike a regular loan, you do not have to make monthly payments. The only thing you have to pay is property tax and fire insurance. Even if you are paying off your mortgage, you are still paying these taxes and fire insurance, just like someone without a loan. The loan can be paid off when the house is sold. Until you sell it, you have 100% ownership of the property and it is treated the same as a regular loan. The loan can be modified as many times as you want, just like a regular loan.

    Below are some highlights of how you can take advantage of this.

    #1 You can use it to buy a house. As you get older, it can be intimidating to take on debt, but with a reverse mortgage you only need about half the down payment, depending on your age, and you don't have to use 100% cash. If you sell your current home and downsize, you can still keep half of the Cash on hand.

    #2 When you suddenly need cash, for example, a large sum of money for roof repairs, medical bills, or car repairs, problems happen when you least expect it. With a regular loan, monthly payments begin, but with a reverse mortgage, no payments occur. This program was created so that seniors can use their homeownership and not have to worry about money problems.

    #3 Increase your retirement income. We live in a world of fast-paced political and economic change. Even if you think you have a retirement plan in place, you can't help but feel anxious about the future. Recently, financial planners have begun to focus on this reverse mortgage. In addition to Social Security, you can also use a reverse mortgage to generate, for example, ＄ 1000 extra income each month. （ Unlike in the past, the FHA rules have improved and financial planners are now comfortable recommending this mortgage. The cost of the loan is now the same as a regular loan. ）

    Even if you have a loan on your home now, you can convert it to a reverse mortgage. Also, since the income is not paying off the loan, you will only be considered to be able to pay property taxes, fire insurance, and Home Owners Due （ ） if any. We would be happy to help you live a long and meaningful life. Please do not hesitate to contact us （ free of charge ） to discuss any concerns you may have about your own or your parents' retirement.



    There are many questions about loans.
    If you are in such a case, please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Wanted / Group / Organization
    • 2024/04/25 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Seeking collaborators] Toward an American society where all people can live in peace ！.

    [We are looking for others who are willing to join forces and work together to solve the problems of homelessness and poverty.

    Did you know that more than 60,000 homeless people sleep without a roof over their heads on the streets every night in Los Angeles?

    We have been aware of this crisis for decades and have worked hard to improve it. Governments have also implemented numerous programs to address the problem, but the problem is getting worse and solutions are largely nowhere in sight.


    Daruma, a non-profit organization, was founded out of a desire to help the homeless and a belief that the long history of this problem must come to an end.


    We are dedicated to building a community that supports affordable housing, food, clothing, and housing ＋ and jobs for homeless and low income people.
    We will create educational facilities to equip them with Skill （ and Technology ） and create a system for the homeless to pay their own taxes.
    We are serious about this issue.


    President Biden has proposed a 1 trillion yen budget and is working to eliminate 25% of homelessness, Daruma's goal is 100%.
    Daruma's proposal ・ The proposal is ready to be sent to President Biden and will be sent soon.

    We are looking for people, organizations ・ and companies interested in this grand project.

    Also, this project is working towards the Olympic Games to be held here in Los Angeles in 2028.
    Let's make America a safe place for everyone to live and make the Olympics a success ！
    We will join forces with the homeless and work with them to solve this problem.



    There will be a 100 million yen reward for those who participate in this project and make it a success.



    We invite you to help us establish a system that enables all people to live a stable life and create a sustainable and developable society ？
    Students ・ Individual volunteers and participation Companies ・ Organizations, etc., who share our aspirations, please contact us.



    Please feel free to contact us if you have any questions or if you are interested.
    Best regards.

    • Useful info / Life / Housing
    • 2024/04/02 (Tue)
    Vivinavi Ichihara

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Did you know ？ Further electricity price increase is expected from May. Chikuden Chiba

    Free Estimates ・ Cross-estimates welcome ！ Reduce your electricity bill by installing storage batteries and solar panels.
    Starting in May, the government's gas ・ support program will end and electricity bills are expected to increase further.
    The increase in the renewable energy levy included in electricity bills and the end of support measures will result in a significant increase of around 1,000 yen for ordinary households.

    Now that this price hike is continuing, we are moving from the era of buying electricity to the era of producing electricity, and
    it is no exaggeration to say that solar power generation is now a must.

    By installing storage batteries and solar panels,
    you can further reduce your electricity bill while being environmentally friendly.

    ☑ Lower electricity bills
    ☑ Excess electricity can be stored and used in conjunction with storage batteries
    ☑ Peace of mind during disasters and power outages
    ☑ Consideration for the global environment is possible

    Chikuma Den Chiba is an excellent company registered with Eco-Energy Consultation Service and Guri-Energy.
    We will propose the most suitable installation for your lifestyle.
    The number of solar panels that can be installed depends on the shape of your roof, so
    please contact us if you are interested.

    [Payment Methods]
    Cash, of course, but also APLUS Reform Loan ・ Bank Reform Loan, and for those with high mortgage interest rates, we recommend consolidation with a mortgage loan.

    Especially for those with interest rates around 1% or higher, it is worthwhile to do a trial calculation ！ （ We provide simulation, advice and even make appointments with banks. The application and other procedures are done by you. ）

    When you contact us, please mention that you have read "Vivinavi".

    • Satisfaction guaranteed / Life / Housing
    • 2024/02/29 (Thu)
    Vivinavi Ichihara

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Free Inspection of Elevated Places by Drone] We have moved from the age of buying electricity to the age of producing it. We can aim for further reductions by linking with energy storage.

    Inquiries are increasing rapidly ！ With electricity costs continuing to rise, it is no exaggeration to say that solar power generation is now a must.
    Installation of solar panels is environmentally friendly and can further reduce electricity bills.

    Chikuden Chiba can check the condition of your roof with a drone before installing solar panels.
    We have introduced a 4K drone, which enables us to inspect even the smallest details.
    The customer can check directly with their smart phone.

    The number of solar panels that can be placed on your roof depends on the shape of your roof, so please contact us if you are interested.
    Please feel free to contact us as we do not forcefully solicit our customers.

    We support your life with a waste-free system that saves money through efficient power generation and consumption, and also cares about the environment by working with clean energy.

    Since the effects and other benefits obtained vary greatly depending on the combination of systems, our professional staff will carefully listen to your wishes and explain the outline and costs in an easy-to-understand manner during the free consultation and estimation process.
    We also accept quotes from other companies, so please contact us first if you are interested.

    [Payment Methods]
    We recommend not only cash, but also APLUS renovation loans ・ bank renovation loans, as well as consolidation with a mortgage loan for those with high mortgage interest rates.

    Especially for those whose interest rate is around 1% or more, it is worthwhile to try the trial calculation ！ （ We will do the simulation, advice and even make an appointment with the bank. You are responsible for your own application and other procedures. ）

    • Satisfaction guaranteed / Life / Housing
    • 2024/02/01 (Thu)
    Vivinavi Ichihara

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Reducing Electricity Bills by Installing Solar Panels ！ Further Reduction by Linking with Power Storage [Free Estimates Available].

    Inquiries are increasing rapidly ！ With electricity costs continuing to rise, it is no exaggeration to say that solar power generation is now a must.
    Installation of solar panels is environmentally friendly and can further reduce electricity bills.

    For example, if you put 4kw solar panels on a typical house
    you will save about 4kwh of electricity per day and have about 9kwh left over.
    This extra 9kwh of electricity can be sold if there is no storage battery, or stored and used if there is a storage battery.
    The unit price of electricity is the unit price + renewable energy levy + fuel adjustment fee + consumption tax, but if we assume that the unit price is about 40 yen,
    4kwh per day × 40 yen ＝ 160 yen 9kwh × 40 yen ＝ 360 yen can be calculated to reduce electricity costs.
    160 yen per day is 4,800 yen per month, 360 yen is 10,800 yen per month, and the total electricity bill can be reduced by 15,600 yen.

    The number of solar panels that can be installed depends on the shape of your roof, so please contact us if you are interested.
    Please feel free to contact us, as we do not make any aggressive sales pitch.

    We support your life with a waste-free system that saves money through efficient power generation and consumption, and also cares about the environment by working with clean energy.

    Since the effects and other benefits obtained vary greatly depending on the combination of systems, our professional staff will carefully listen to your wishes and explain the outline and costs in an easy-to-understand manner during the free consultation and estimation process.
    We also accept quotes from other companies, so please contact us first if you are interested.

    [Payment Methods]
    We recommend not only cash, but also APLUS renovation loans ・ bank renovation loans, as well as consolidation with a mortgage loan for those with high mortgage interest rates.

    Especially for those with interest rates around 1% or higher, it is worthwhile to do a trial calculation ！ （ We will do the simulation and advice and even make an appointment with the bank. The application and other procedures are done by you. ）