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• コストコのやつ
• 2026/01/25 (Sun) 21:55
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I don't remember how many times the name changed and what it is now, but the insurance I got through Costco was the cheapest. We have always had Deductible set at ＄ 1000. Basically, we only have accidents where the other party is 100% at fault.

When it is my fault, I set the Deductible high to pay ＄ 1000 gracefully.

I think only 3600 miles a year should be pretty cheap. You should check your mileage ！

So many people are in AAA. I hear that a lot.

• マイル君
• Yesterday 10:08
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I heard from someone who worked for AAA about a technique to lower the cost of insurance. The low mileage （ proof needed ） thing you mentioned was the best.　I was set up with 3000 miles all along as told by the unfriendly BBA at the insurance company （ Mercury ） but I didn't want to talk to the BBA so I got a different agent and sent another agent a picture of my actual mileage of 4750 miles and a receipt with mileage for an oil change. I sent the receipt with the actual mileage of 4750 miles and oil change to another agent and got a much lower price.　Unfortunately, I did not get the money back that I kept paying for nothing.　It also depends on your Commuting and Pleasure settings for Primary Use of the Vehicle.　In case you are wondering, Costco is very inexpensive, but for several years now, they have not been able to accept new subscriptions for vehicles in the state of California.

• CA driver
• mail
• Yesterday 12:59
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Thanks for the reply. I'm a little further away from an update, so I'll check things out.

• コストコのやつ
• Yesterday 21:44
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I see ！ I can't get a new one in …

The same with the mileage ！ It's dishonest that it was set at 30000 miles. I remember agents usually asking me all kinds of questions to make it as low as possible.

I applied for Costco online, so I don't have an agent, but I had a bad experience with Farmers, and since then I have been avoiding Farmers. I need to review my insurance policy as well.

• マイル君
• Today 07:27
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AAAに働いていた方（Jさん）からの話です。先ず、業界の中でかなり保険料が高いらしく、理由は保険加入者からのお金を回して経営を成り立たせるためだそうです。会社としての資金が少ないので、事故が発生すると出来るだけお金を払わないようにするわけです。例として、修理すると高そうな事故車を全損扱いにしてブルーブックより安い金額で処理＞事故車は砂漠のどこかに大量に集められ、中古車販売所に売ったり部品を売ったりしたお金で次の事故車の修理代に回します。Jさん曰く、保険会社はドロボーと同じだそうです。家の保険についても話を聞きましたが、トピがCar insuranceなので止めときます。

• いちご大福
• Yesterday 21:45
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Good luck when you find it ～ ！

• .倍金萬
• 2026/01/09 (Fri) 22:47
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An old popular song with soprano saxophone.

Careless Whisper

https://www.youtube.com/watch?v=aXZvDVleDrc&list=RDaXZvDVleDrc&start_radio=1

• .倍金萬
• 2026/01/10 (Sat) 16:47
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I looked up when the song Careless Whisper hit and it was 1984.

That means I was 40 years old.

The singer is George Michael. Both of them are not my last name.

I miss this song very much, but was this song popular in Japan ？?

• 危うし日本
• 2026/01/10 (Sat) 17:05
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George ・ Michael was a kind-hearted man.

He had many behavioral problems, but he was also very charitable,
volunteering for the homeless, donating to infertility patients,
inviting nurses to his gigs, and
giving a debt-stricken nursing student waitress a £5,000 tip. He has also given £5,000 tips to a debt-stricken nursing student waitress.

Royalties from his still popular "Last ・ Christmas" were donated entirely to Ethiopian hunger,
and donations to several charities have continued after his death.

• バイキン
• 2026/01/23 (Fri) 10:10
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Alto saxophonist Kaori Kobayashi's ♪ Nothing Go'na Change My Love ♪ is also pretty cool.

https://www.youtube.com/watch?v=q-fxs_ZWXH4&list=RDaXZvDVleDrc&index=2

• 倍金萬です
• Yesterday 21:41
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It has nothing to do with the elderly, but when I was a kid, which was about 10 years after the end of the war, model trains were very popular.

They were what we would call O-gauge now, with three rails, and my parents had a model shop (now a dead word, too?) where they sold them with freight cars. \My parents bought me one model of a freight car at a model shop.

I was so happy with it that I would 'just' roll it around on the table or on my desk.

https://images.search.yahoo.com/search/images?p=O%E3%82%B2%E3%83%BC%E3%82%B8%E6%A8%A1%E5%9E%8B&fr=mcafee&type=E210US1357G0&imgurl=https%3A%2F%2Ftetsudomokei-kaitori.co.jp%2Fwordpress%2Fwp-content%2Fthemes%2Ftetsudomokei%2Fimages%2 Finnerpages%2Fcategory%2Fo_top_info_pic_001.jpg#id=62&iurl=https%3A%2F%2Fauctions.c.yimg.jp%2Fimages.auctions.yahoo.co.jp%2 Fimage%2Fdr000%2Fauc0105%2Fuser%2Fa272440bb5bfaf9632f1c754febd520d0038b77512bd0c1b2797dac9919f4516%2Fi-img850x661-17460953899634fb 7yon66555.jpg&action=click

• Zoo
• 2026/01/25 (Sun) 01:33
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I have been there a few years ago and last summer. It is in the airport, above the international exit, so it is on the second floor. The airport is L-shaped, and I think there is a sign posted at the corner of the L-shaped airport. The venue, or rather the office, is very small. There are a lot of chairs in front of the entrance, and there are usually a few people sitting there waiting for their appointments. You can walk there from the airport parking lot. If you are worried, call the office directly and check. In my experience, sometimes they answer the phone and sometimes no one answers, and once I was told that the office had moved and I should call this number, but they had not moved. Of course you have an appointment ？

• mahalo
• 2026/01/25 (Sun) 16:46
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Dear Zoo
Thank you ！
I have already made an appointment.
I'm not sure what they will ask me, but I'll do my best ！.

• Zoo
• 2026/01/25 (Sun) 18:47
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The word "interview" may make you feel a bit nervous, but it's okay, because unlike a visa interview, it's just a face-to-face paperwork process. As I recall, even Japanese nationals living in Japan who do not have permanent resident status in the U.S. can apply for the visa now.

• あ
• Yesterday 18:36
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Just the basics, like names. The rest is fingerprinting and such. Just answer the questions they ask you, like have you ever committed a crime, and you'll be fine ！ although some people might be annoyed by the bureaucratic nature of it all. It's fine ！.

• よくある話し
• 2025/12/29 (Mon) 08:22
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I was surprised when I ran to the bathroom at home because I couldn't stand to use the bathroom and it was dirtier than my own.

I remember a coworker of mine who was very clean and had a dirty car 😂

I also heard of a celebrity friend who bought a 5-bedroom condo in a luxury residential area.

• よくある話し
• 2026/01/03 (Sat) 15:53
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Remarried with children ？
Beware of money-grubbing

• LOL
• 2026/01/04 (Sun) 00:20
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I wonder why that celebrity lied so much lol, no shame when they find out ？.

• また値上げ🫠
• 2026/01/24 (Sat) 07:01
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Even though it's hard to budget for entertainment, the prices are going up again.
medical insurance is up $ 200 per month, Creampan rice balls are up $ 2 to 2.5, sushi sets are up $ 6.5 to $ 8. There is no end in sight, I will be making my own rice balls for lunch starting next week.
How is everyone living ？
Is it going past recession and into the Great Depression ？
I hope it doesn't turn into hyperinflation.

• Almond
• Yesterday 10:06
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An article that appeared on the Internet.

On the 26th, Nasu Shiobara Police Station of Tochigi Prefectural Police announced that ・ a man （ 56 ） who runs a restaurant in Los Angeles, U.S., was a victim of SNS-type investment fraud and was defrauded of 188.4 million yen in cash.

According to the announcement, the man joined an investment group last August after seeing an advertisement on a SNS. He started investing through the website of an investment company that was recommended to him, and transferred 2 million yen in cash to the designated account on September 23. The site indicated that he was making a profit, so he transferred an additional 186.4 million yen.
When he tried to withdraw some of his profits, the site pointed out that he would have to pay a fee, and when the man became suspicious, he investigated and found that the company was a non-existent investment company. The investment company was posing as an affiliate of a major Japanese company.

Oh, he did it. I can only say I feel sorry for you.
Needless to say, be very careful about investing on social networking sites.

• green
• 2026/01/25 (Sun) 11:10
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I'm the same way ！ I want to know but I don't know how to find out...
I'm not fluent in English and I'm afraid to call them.

• mii
• 2026/01/25 (Sun) 21:38
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I have a different name, but I was not rejected.
By the way
Passport
Hanako Yamada
Green Card
Hanako Yamada Smith
Like this.

• MCSに通わせてました
• 2026/01/16 (Fri) 16:07
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Now MCS has not passed 78% of the Punahou.
The pass rate has been slowly declining for the past few years and finally last year there were 3 students.
The 78% is listed for the past 5 years, but it is not an accurate percentage because the school stopped publishing it after the pass rate started dropping. Now only 30%~40% are passing.

• ミドル
• 2026/01/16 (Fri) 17:43
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＃ Thank you, 48.
I still think 78% is strange. I thought it was strange because they stopped announcing it on their website and the percentage didn't change even though only 3 out of 9 students were accepted. 30%? I was wondering if I should send my daughter to Pre, but I will consider it ！ Thank you for the accurate information.

• タコパ
• 2026/01/18 (Sun) 13:43
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I am a parent considering transferring my child to Montessori 3rd grade starting August 2026. I have confirmed with the school that they have quite a few vacancies and are looking for students in all grades. it seems that the school has up to 6th grade and then 30% of the students are accepted and go on to Punahou middle and the rest are Mid-pac and Public. I know there is a difference in academic ability, but I wonder if they can keep up with their studies if they are accepted from middle school to punahou or Iolani … Of course, I know it is impossible to take the middle school entrance exam without a tutor.
I would like to know the actual situation of children who went from Montessori to Punahou or Iolani in the middle school. Thank you in advance.

• minami
• 2026/01/24 (Sat) 19:47
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Nice to meet you, my oldest entered Punahou from middle from MCS about 5 years ago.
At that time, about 80% of MCS graduates were accepted to Punahou, and my second child took the Punahou exam from MCS the year before last and was not accepted.
That year, 11 students took the Punahou exam and only 4 passed. Therefore, the older child is in Punahou and the younger child is in another middle school.
To enter Punahou middle school from MCS, you must have a Tutor. All of us had a Tutor. The school says it is not necessary, but it was impossible without a Tutor.
Since I entered Punahou Middle, I have had a lot of difficulties every year. The kids coming up from the bottom of Punahou are really smart. The kids coming up from the bottom at Punahou are really smart, a little surprising.
At MCS, my older son was able to come in at the top of his class, but once he entered Punahou, he felt inferior, and he was shocked.

We can't play tennis, swimming, or soccer in the MCS facilities; PE itself, we raised them in a situation where there was no place to do PE. There is no ground.
I grew up in a small group and did not notice the difference in academic ability. Now I am struggling a lot in Punahou. The MCS graduates who entered Punahou with me
are also not at the average level. I realized that there is such a big gap in academic achievement after I joined Punahou.
As others have said, many families at MCS have siblings attending together, and it was a very small, non-competitive, and relaxed environment.
I feel that if I only knew MCS as a school, I would have become an MCS believer. I think I became a believer in MCS because of the totally unfounded rumors that "MCS is a popular school, if you are in MCS, you can get into Punahou, Iolani from the middle, the acceptance rate is high, and even after getting into Punahou, Iolani, MCS graduates are at the top" and so on.
I also believed this until my two children took the entrance exam and went to other schools, but the reality is completely different.
MCS graduates do not reach the average level of Punahou. The percentage of MCS to Punahou acceptance is already below 30%. In fact, the numbers are clear in the school's announcement. Currently, the acceptance rate continues to drop dramatically, so it is not released publicly, but only announced to current students via email at graduation.
As a parent, I also regret that I believed the rumors within MCS and believed the fictions inside MCS such as 90% of Punahou pass and that you can be very high ranked even after entering Punahou. It seems like brainwashing.
In fact, 80% of the kids who go from Punahou to IVY or equivalent are from Kinder.

As well as the facilities of MCS schools, without being a weird MCS believer, and with an eye on reality, Elementary does not recommend MCS.

• blue sky
• 2026/01/25 (Sun) 12:53
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My child attended MCS in preschool. When it was time to go from preschool to kinder, I took the Punahou and Iolani exams and failed both.
They did not stay at MCS and moved to another school. 8 students from MCS Pre took the Punahou Kinder exam and 3 were accepted. Iolani had 4 students take the test and 2 were accepted. I had heard that Kinder had a high turnout, but we did not even get an alternate at all.
minami's story inside MCS, I heard it many times in my 2 years of pre. （ LOL ） Indeed, ！
many parents of MCS alumni have their children attending or have several siblings attending, so there is some kind of false "internal MCS agaea myth" being spread ！
Punahou likes MCS.................. （ lol ）
The actual percentage of students going to Punahou and Iolani is much lower than the 78% on the website. One of my co-workers has a child who failed the 4th Punahou exam from MCS and was moved up from the 7th Punahou Waitlist and is in the bottom 20% of Punahou students. I heard that some of my friends who entered Punahou from MCS are struggling to reach the average. I think they are the same age as your child.

The preschool was good, including the teachers. However, I think that Elementary has been slipping away to other schools not only because of the facilities, but also because of the quality of the teachers, the decline in academics, and too few students in the same grade level. I am glad I moved my child from Kinder to another school and put her in an environment full of classmates in the same grade level. The Montessori pedagogy itself is only adaptable from age 1 to 6, so I'm not sure there is any point in being at Montessori after that. The only Montessori elementary in Hawaii is MCS because Montessori education is not adapted in elementary.
However, the preschool didn't teach much academically, but my child enjoyed it very much, so I have no regrets ！.