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    • Useful info / Finance / Insurance
    • 2026/09/04 (Fri)
    Vivinavi Los Angeles

    「今、買う？売る？待つ？」金利と不動産の最新事情を解説！

    「金利が下がるまで待ったほうがいい？」
    「今は買い時？それとも売り時？」
    そんな疑問をお持ちではありませんか？

    米国経済・金利・不動産市場の動向から、住宅ローンの選び方、購入・売却のポイントまで、専門家が日本語でわかりやすく解説します。

    同じ内容を9月17日（木）夕方と9月19日（土）午前の2回開催。
    会場参加とオンライン参加、どちらも可能です。
    参加無料、会場参加の方には軽食もご用意しています。

    FRBの利下げで、これから住宅ローン金利はどう変わる？
    金利が変わると、不動産価格や売買のタイミングにはどんな影響がある？

    「家を買いたいけれど、何から始めればいい？」
    「頭金が少なくても購入できる？」
    「FICOスコアが低くてもローンは組める？」
    「自営業で申告所得が低いけれど大丈夫？」
    「今の家を売らずに、新しい家を買いたい！」

    そんな疑問やお悩みに、不動産とローンの専門家が日本語でわかりやすくお答えします。

    不動産市場と金利の現状から、住宅購入・売却の基本、さまざまな住宅ローンの種類と活用法まで、これからの不動産戦略に役立つ情報をまとめてお届けします。

    📅 同じ内容を2日程で開催！
    ① 9月17日（木）17:30〜
    ② 9月19日（土）10:30〜

    ご都合の良い日時をお選びください。

    📍 会場： オレンジアイランド・カルチャーサロン
    17811 Sky Park Cir. # J
    Irvine CA, 92614

    駐車無料

    💻 オンライン同時開催
    🎟️ 参加無料
    🥪 軽食付き（会場参加の方のみ）

    ※両日ともセミナー内容は同じです。

    📚 セミナー内容
    ① 押さえておきたい「市場と金利の動向」
    米国経済と不動産市場、金利の現状と今後の予測
    FRBの利下げ、株、国債がローン・不動産に及ぼす影響
    今買うべき？売るべき？待つべき？
    プロの視点から見る、これからの不動産市場

    ② 米国不動産購入・売却の基礎知識
    住宅購入・売却のStep by Stepガイド
    「買う」「売る」と決めたら準備しておきたいこと
    勝てるオファーの書き方
    競争を煽るリスティングへの対応　ほか

    ③ 目的別・住宅ローンの種類と利用法
    頭金が少なくても買えるローンがある？
    自営業・申告所得が低い場合でも借入額を引き上げる方法
    リファイナンスなしでEquityを現金化できるローンとは？
    返済不要のリバースモーゲージとは？
    政府の頭金補助プログラム、その資格と利用方法
    今の家を売らずに次の物件を買うには？　ほか
    --------------------------------------------------------------

    🎤 講師
    加藤 有香（かとう ゆか）
    カリフォルニア州公認不動産エージェント
    TOGETHER REALTY | DRE# 02032261

    イギリス留学後、アメリカ企業調査会社 Dun & Bradstreet（通称：ダンレポート）に勤務。その後、駐在員妻としてアーバインへ。

    子供の病気をきっかけにアメリカ永住を決意し、同時に不動産ライセンスを取得。

    牧野 可奈（まきの かな）
    ローンオフィサー
    WEST CAPITAL LENDING, INC | NMLS#2504398 | DRE# 02053858

    140社以上のパートナー金融機関による、多種多様な住宅ローンを取り扱う。

    自身もカリフォルニアとハワイに7件の不動産を所有し、短期・長期のレンタルビジネスを管理。

    豊富な不動産売買の経験をもとに、不動産を活用した資産形成のノウハウをお伝えします。

    -------------------------------------------------------
    🏡 こんな方におすすめです
    ・これからアメリカで家を購入したい
    ・今の家を売るか迷っている
    ・金利の動向が気になる
    ・今買うべきか、もう少し待つべきか知りたい
    ・頭金が少なく、購入を諦めている
    ・FICOスコアや収入面でローンに不安がある
    ・自営業で住宅ローンを検討している
    ・今の家を売らずに新しい物件を購入したい
    ・不動産を活用した資産形成に興味がある

    📩 お申込み・お問い合わせ
    WEBフォーム（QRコード）
    または
    お電話・テキストにてお申込みください。

    📞 949-266-7761
    📞 949-246-1862

    ※軽食をご用意する関係上、事前のお申し込みをお願いします。

    「金利が下がるまで待つ」は本当に正解？
    買うのか、売るのか、それとも待つのか。

    金利だけではなく、不動産市場・ローン・ご自身の資金計画を合わせて考えることが大切です。

    この機会に専門家の話を聞いて、
    あなたに合った不動産戦略を考えてみませんか？

    参加無料・日本語開催。

    ぜひご都合の良い日時でご参加ください。

    同じ内容で2回開催！
    ご都合の良いお日にちでご参加ください。

    9月17日（木）夕方
    9月19日（土）午前

    • Event / Finance / Insurance
    • 2026/08/31 (Mon)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [Do You Really Understand Social Security? ？] Free Retirement Seminar in Irvine ！

    Even if you think, “That’s still a long way off,” whether or not you know about this can make a big difference in your future.

    We’ll provide easy-to-understand explanations of pensions ・, long-term care ・, and wealth building—essential topics specifically for those living in the U.S. ！

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    ■ Seminar Content
    ━━━━━━━━━━━━━━━

    ◆ Topic 1 ： 9:30 a.m. ～
    The Basics and Mechanisms of Social Security
    Optimal timing for claiming benefits for married couples ・ and singles,
    What Happens in the Event of Divorce? ？ Points to Note When Returning to Japan, etc.,
    With Easy-to-Understand Explanations That Also Cover Japanese Pensions

    ◆ Topic 2 ： 10:45 a.m. ～
    The Current State of Long-Term Care and Long-Term Care Insurance
    When to start preparing for future long-term care costs and how much you’ll need,
    as well as points to consider if your retirement residence is undecided,
    and how to utilize U.S. long-term care insurance that is valid in Japan, among other topics

    ◆ Topic 3 ： 12:00 p.m. ～
    Smart Asset Building in U.S. Dollars for Adults and Children
    ・ Financial products that can be used by financial products that both adults and children can use
    ・ Secure investment methods with principal protection, as well as how to make the most of IRAs and 401 （ Ks
    ・ We’ll explain reliable and sound asset planning strategies, such as lifetime annuities

    ━━━━━━━━━ ━━━━━━
    ■ Date and Time
    ━━━━━━━━━ ━━━━━━

    October 4 (Sun)

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    ■ Venue
    ━━━━━━━━━ ━━━━━━

    Courtyard by Marriott Irvine John Wayne Airport
    2701 Main St., Irvine, CA 92614

    * We recommend attending starting with Topic 1 to ensure a better understanding.

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    ■ Registration ・ Inquiries
    ━━━━━━━━━━━━━━━

    714 -269-8892 （ Contact Satoko ）
    www.fpesusa.com

    Please feel free to join us ！

    ソーシャルセキュリティ介護老後備え

    Please feel free to join us ！.

    • Signature service / Finance / Insurance
    • 2026/08/31 (Mon)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Mimura Accounting] We provide not only tax returns but also various accounting services.

    Bilingual ＆ Bicultural Accountants
    Company Incorporation ・ General Tax ・ Company Operations ・ Payroll ・ Various Audits, etc.


    ✨ Advantages of choosing us ✨
    ・ Reasonable pricing - free estimates and reasonable prices
    ・ Easy to understand Japanese - easy to understand explanations of difficult industry terms ・ Experienced tax advice - tailored to your situation
    ・ Service offered throughout the U.S. - examples of areas ： New York, Texas, Florida, Washington DC, Hawaii, Atlanta, etc.
    [General Taxation]
    ・ Tax Preparation
    ・ Individual/Corporate Tax Applications

    We can provide guidance from detailed consultation on a case by case basis to general measures We accept e-files and other past troublesome files. We also serve as an Audit representative.


    [Accounting Services]
    ・ Accounting Support
    ・ Payroll

    We use computer software to support the needs of each individual client.


    [Consulting]
    ・ Company/Corporation
    ・ Business Expansion
    ・ Internal Control

    Not only business aspect, but also with our long experience living in the U.S., we are able to provide a wide range of services. We will advise you on various aspects including dialogue with your business partners.
    We are familiar not only with California but also with the entire U.S., so you can consult with us with confidence.



    U.S. Tax Attorney - Yukitaka Mimura
    Born in Matsumoto （ Shinshu ） Japan, Mimura moved to the U.S. by himself at the age of 16. After graduating from high school in New York State, he attended the State University of New York at Albany. Studied computer science.
    After graduating from the same school, worked for the New York State Department of Education for 10 years as a debt analysis specialist. He then opened his own accounting firm in Torrance in 1995.

    • Signature service / Finance / Insurance
    • 2026/08/25 (Tue)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [U.S. Tax Returns] Leave it to us ！.

    ＼ ＼ Tax return time has arrived ／ ／

    We provide the best tax advice for each of our clients ！
    Our US tax experts will assist you ！
    US tax questions, ！

    Japanese ・ Chinese ・ English is available💡

    [Corporate Tax Returns]
    Small and Medium Business Tax Returns
    We will help you comply with US tax laws and pay the appropriate tax amount. We will assist you.

    [Individual Tax Returns]
    For Country Resident and Non-Resident Taxpayers
    We will assist you in filing your tax returns and help you legally receive the maximum refund possible.

    [Partnership Taxation]
    Corporate Taxation with Partners
    For those who operate a business with partners, we help you manage your tax liability.

    We also offer
    [Gift Taxation]
    [1031 Exchanges]
    [Foreign Estate Tax Law]
    [Estate ・ Trust Taxes]
    [Tax Planning and Consulting] and more.

    Please feel free to contact us.

    • Signature service / Finance / Insurance
    • 2026/08/07 (Fri)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    I'm almost 65 ！ How do I apply for Medicare ？ If you are looking for Medicare health insurance, please feel free to contact me in Japanese ！.

    Are you turning 65 this year and starting Medicare ！
    Are you having trouble figuring out how to apply ？

    ＜ Frequently Asked Questions ＞
    • When, where and how should I apply for Medicare
    • What to do after applying for Medicare ？
    • When and where to apply for Part D ？
    • What is the Part D penalty ？
    • What Medicare health insurance plans are available ？
    • What do you mean there is no Plan F ？
    • You can't apply if you get sick ？
    • What is a plan with a premium of $ 0? ？ It is really possible It is doubtful ！


    We are sure we can help you ！


    [Service Flow]

    1 ． Call/Interview to understand your current situation, plan preferences, needs, etc.
    ↓
    2. Find a plan
    ↓
    3 ． Plan proposal
    ↓
    4 ． Application process <5366> Application Procedures


    [Our Services]

    ・ Original for soon to be 65 year olds ・ Advice on Medicare (PartA&B：) application procedures
    Plan Selection Consultation （ Advantage or Supplement, Quotes, Benefit Comparison, etc. ）
    ・ Medical ・ Group and Doctor Search
    ・ Annual Fall Renewal Consultation ・ Drug Cost Savings Consultation
    ・ Switching from Employer Insurance
    ・ Assistance in using benefits after plan enrollment


    Not just a specific insurance company plan but many plans We can help you enroll in a plan that allows you to save as much as possible on premiums, medical expenses, and drug costs while still allowing you to get the doctors and care you want.

    And all of our services are free of charge ！
    We never charge our clients any fees, so please feel free to contact us.


    We are a broker specializing in health insurance, so we do not handle any insurance products such as individual annuities or savings type life insurance.


    Please feel free to contact us anytime at Cell: (310)505-9003 or Email: info@tnciaca.com!




    *We do not offer all plans available in your area.
    For information on all options, contact Medicare.gov, 1-800-MEDICARE(1-800-633-4227),
    or your state's health insurance program (SHIP).

    メディケア健康保険HMOアドバンテージサプリメント
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