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• Ezmode
• 2025/08/27 (Wed) 02:53
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I am also a condo near Ala Moana.
My car insurer told me I would get a good deal on a set
car and home insurance are the same. I heard that if you have a lot of luxury items in your personal belongings you get a
expensive insurance policy to be covered, but I don't, so it's normal.
I was told to evacuate to the 4th floor or higher on the news about the recent tsunami information
I wondered if it would be okay to not change my insurance policy, especially if I am above the 4th floor. I think the $1500 home insurance is for a single family home.

• ふどうさん
• 2025/08/27 (Wed) 12:44
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Insurance premiums in general are skyrocketing due to the Maui fires. With wildfires, hurricanes, and flooding on the mainland as well, it looks like premiums are on the rise. $ 1500 is a good price ？.

• momo
• 2025/08/27 (Wed) 19:19
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We are forced to buy condo-specified insurance if we don't have individual insurance coverage as determined by the condo.

State Farm, a major player, announced a 22% price increase and other companies are following suit.
Now, you may pay more if you switch to a new other company.

Each insurance policy is completely different in each case, so there is no point in comparing one with another.
It depends on the condo you live in. Without detailed information, it is useless to compare.

You will get more appropriate answers if you ask AI questions than if you put your personal information here.

• Ezmode
• 2025/08/27 (Wed) 21:31
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#4 I asked AI as momo advised and ours was a few hundred dollars less than the Honolulu average.

Topi Aika, talk to your car insurance agent. They told me that the set was a good deal and it was true.

• FPP
• 2025/08/28 (Thu) 12:43
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My husband owns an insurance agency. Over the past few years, the insurance industry as a whole has become very tough. It seems that the new conventional wisdom throughout the insurance industry is that we are entering an era where it is inevitable that things will get even tougher and insurance costs will rise. It is often said that the rise in insurance costs is due to the fires in Maui, but in fact, the main cause is natural disasters caused by extreme weather events that are occurring all over the world. Insurance companies are raising overall insurance rates to make up for the insurance claims that have occurred in other parts of the U.S. and around the world. They are also making the lines tighter than ever for new insureds to sign up for the natural disasters that are sure to happen in the future. The cost of insurance for my home has gone up every year for the past few years, and this year it was double the price of last year. However, as he says, "You should be thankful just to have insurance," as he sees clients every day who are unable to join any insurance company because their insurance has been unilaterally cancelled by the insurance company for various reasons. He said, "You have to be thankful just to have insurance. In addition, there are an increasing number of companies that continue to offer lower terms and conditions to their existing clients, but demand extremely strict terms and conditions from new clients. For the aforementioned reason, once you cancel your insurance, you may not be able to reapply for insurance under the same conditions as before. However, the above is not so much true for automobile insurance, which is an exception to the rule that you are required by law to purchase.

• v
• 2025/08/27 (Wed) 01:14
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Dr Arai Takayuki. Korea Town
But be careful, it is very expensive without insurance.
I saw him at GAD a few years ago, and he was a Korean who spoke Japanese and was quite good.

• KAN
• 2025/08/26 (Tue) 14:51
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It's only for serious crimes,

like drug trafficking, for example, or being the main suspect in a demonstration.
But if you have multiple repeated DUI violations, you might be in trouble.

• A
• 2025/08/26 (Tue) 15:21
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It seems to be for people staying with a visa, but I wonder if it is also for ） people whose visas have expired （ but are still staying ？
I am curious to know how far they will go in their search.

• 名無し
• 2025/08/26 (Tue) 16:23
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Only for serious offenders.

As for the parking ban, it's only a fine, not a crime.

You know, you should look up the meaning of a felony.

By the way, DUI （ and DUI ） are serious offenses.

• アミ
• 2025/08/26 (Tue) 19:08
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>>4
What a guy
It's natural to have such concerns because of that Trump and how the laws may change in the future. I wish Hawaii would go back to being friendly to Japanese with visas!

• momo
• 2025/08/26 (Tue) 20:07
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In June of this year, the Consulate General of Japan in Honolulu sent the following email regarding compliance with U.S. laws and regulations.

＜ Compliance with U.S. Laws and Regulations （ Notice from the U.S. Government ） ＞

●If you enter or stay in the U.S. illegally or violate other laws and regulations （ such as driving while intoxicated ） you may be arrested ・ fined ・ imprisoned, and may result in cancellation of your visa ・, deportation from the country
, and a ban on re-entry.

On May 29, （ Thursday, ） the U.S. government issued a reminder to embassies ・ and consulates general of all countries, including Japan, regarding compliance with laws and regulations in the United States.
The U.S. government has informed us that those who enter the U.S. illegally, exceed the period of stay in the U.S.,
or violate other laws and regulations may be subject to arrest ・ fines ・ imprisonment, or even deportation
We also ask that diplomatic missions inform their citizens that if they are deported, they may be permanently barred from re-entering the United States.

*We ask all Japanese nationals and visitors to the U.S. to be aware that illegal entry, illegal stay, violation of laws and regulations, （ activities outside the status of residence, drunken driving, etc. ） may result in arrest
and detention ・, risk of large fines, and even cancellation of visa ・ status. You may also have your visa status revoked, be deported, and be prohibited from re-entering the country
thereafter.

• 名無し
• 2025/08/25 (Mon) 20:23
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The moving company is in the Town Guide here, though. Cleaning companies were probably
in the Town Guide here, too.

Truck （ Moving company ） was probably $ 200 to $ 300 for 2 hours minimum.

• まー
• 2025/08/20 (Wed) 21:54
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I know a guy who does Uber Eats, and unlike regular Uber where you pick up people, there seems to be no danger at all. He says he sees many Asian （ Chinese ？ ） female drivers who don't speak much English.

• みーあ
• 2025/08/23 (Sat) 00:40
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I think you should try it first and if you don't think it's right for you, don't do it. I'm a girl and I was a lift driver for a little while. I haven't had any bad experiences, and I think Uber Eats would be even easier.

• Mana
• 2025/08/25 (Mon) 11:06
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I know a woman who does （ she is in her 40s, short, about 5'5" ）.
She also said that Uber Eats is good for her because she can be flexible with the hours she works.
She makes quite a bit of money. She buys a lot of food at Mac's and delivers it to some big house or something.
I haven't heard any stories of danger, but
it may not be a good fit, so you might want to try it a few times first.

• SDwellness
• 2025/08/23 (Sat) 15:43
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I don't know how to delete a topical. I think I can solve this topical, so I will close it.

• BUTAKO
• 2025/08/19 (Tue) 15:11
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Yes,... "If you attend Rainbow, you will learn Japanese well" ・ ・ ・ That doesn't mean.

"We ask for your cooperation because it is only with the daily support of the parents that the children will be able to study well." And the school is asking for it very much.
"Both English and Japanese will be halfway" ・ ・ ・ or not, it is the same in the end. Of course, the child's motivation ・and hard work are important, but even more so are the parents' efforts ＆and patience, etc.

I was a little concerned that "they may not like the Japanese-only environment" ・ ・ ・ ☆
The atmosphere is completely different between the kindergarten and elementary schools I think.
As I mentioned above, because of the Japanese style education, the teachers in the elementary school are quite strict even in the lower grades, and some of them have harsh words, so some children are scared at home or cry because they don't like it. Even I, as a parent, remember being surprised （ in many ways ） at how strict they are … when I went to visit a class.
I think many children who are used to local schools may experience culture shock.
The teachers are strict, perhaps as a measure to keep the classes from becoming a zoo, and perhaps that is how they became stricter and stricter. ・ ・ ・ The reason why the teachers are so strict may be because the children are so naughty that they cannot complete the curriculum within the allotted time.

If they don't mind these things and like their friends and school ～ more than that, they may be fine, but I have seen some children who seem to have a hard time going to school, so I think it would be better to take into consideration ？ how much Japanese they want to learn and how they want to learn it. I think it is a good idea to choose a school with your own level of Japanese language learning in mind.

I am very happy that you have developed an interest in Japanese language. May you enjoy learning Japanese ☆.

• ひらがな
• 2025/08/19 (Tue) 16:00
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Just because you get into Rainbow, doesn't mean you really all can speak and read and write Japanese ！.
My child went from Sakura to 6th grade and ran out of strength. Children of expatriate families from Japan and children whose parents are both Japanese will enjoy Rainbow because they can show their ability. But these children, on the contrary, are inferior in English. So I have met a number of parents who have told me that they want to give them confidence at Rainbow. By and large, many of those families had parents who did not speak English very well.

Where to live ！.
It is good if you are going back to Japan or plan to return to Japan.
If both parents are not good at English or cannot speak English, their children will not be able to improve their English, and they will eventually have to return to Japan or go back to Japan. They will fall behind in terms of education.　I think it is better for the future of the child to go back to Japan if he/she is not able to keep up with English classes even after entering elementary school.

Rainbow is a Japanese language school for children who are returning to Japan.

• Unicorn
• 2025/08/22 (Fri) 01:15
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Thank you all for the details ！
My child was born here and we go to Japan once a year, but he is always with my husband who speaks almost exclusively English and we have never been in a Japanese-only environment. I could inquire if Rainbow offers trial enrollment, but I don't think they do, so even if they do, I'm worried about how it would be in a Japanese environment.

• sweet
• 2025/08/22 (Fri) 12:19
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I quit Rainbow because I didn't like the community. I was invited to tea and lunch every time, and when I didn't want to go because I didn't want to, they persistently asked me when I could join ？, even though I usually don't join, and I felt uncomfortable to decline.
I was fed up with their gossip and nonsense and playing friendly games with them. Also, I had to be on duty to take care of the children during class, organize traffic, and prepare for events, and Saturdays were just a day to go to Rainbow.
At the end of the school year, we have to make class souvenirs, etc. I wonder how much time is spent on Rainbow once a week. 、、、、
I attended the Sakura class for one year and quit. To be honest, my child made more progress when she was learning at another Japanese language school.

• Unicorn
• 2025/08/23 (Sat) 03:48
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Sweet, I'm sorry you had a hard time outside of school.
I wonder if it is hit or miss depending on the class.
Thank you for your opinion from a different angle ！.

• こーの字
• 2025/08/20 (Wed) 17:49
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Here is a log about cheap plans.
https://hawaii.vivinavi.com/jpn/eb/index/-?topic_id=_widg_28a78710abb85bf802a355f307c006ab599a032530&show=all#_widg_28a 78710abb85bf802a355f307c006ab599a032530
It would be easier for everyone to comment if you stated the monthly data allowance required.

• Jasmin
• 2025/08/21 (Thu) 01:48
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I am on Spectrum after trying all the cell phone companies.

$30/month for data, text and unlimited. The antenna is the same as Verizon's so the cosmetics are definitely better. I can recommend ！

• Mint
• 2025/08/21 (Thu) 20:04
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#3 As Jasmin said, Verizon is the best Network.

Verizon → AT&T → h2o → Spectrum → Mint → Having switched carriers to Tello,

h2o, Mint and Tello are slightly inferior to AT&T Network and a bit inferior to Verizon.

Verizon has better 5G coverage and Spectrum is the best choice if you want to replace your iPhone 16pro with a higher spec.

• 老後3
• 2025/08/18 (Mon) 19:42
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Since you are asking about IRA/Roth IRAs, not Annuity, ？
then you can only accumulate in the years when you or your spouse has earned income.

• SS?
• mail
• 2025/08/19 (Tue) 18:08
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If the private pension you are talking about is really a private pension, it would be best to contact the company.
If it is a social security benefit, the details will vary depending on your age, credit, etc. Please contact the company at https://www.ssa.gov/で調べるのが確実です.

• annuity
• 2025/08/19 (Tue) 20:29
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I guess it doesn't matter if you are gainfully employed or unemployed to join ANNUITY ？ Whether you have the funds to accumulate or to deposit a lump sum.

• Kakaakochan
• 2025/06/08 (Sun) 02:33
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From your writing, you are gay.

• 田島
• mail
• 2025/06/12 (Thu) 15:04
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Certainly, in the news from Japan,
"A man is killed by a woman he doesn't know..." and
"A male employee at a nursing home..." "A male employee at a nursing home..." etc. There are many crimes committed by "men" in Japan. But it is precisely in times like these that
I hope you will remember to be yourself and live your life with dignity.