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Vivinavi Los Angelesどこのhealth insuranceが一番?
- #1
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- Lemoncoke
- 2004/08/14 12:12
以前ケアアントレという保険に入っていましたが行けるクリニックが限定されるために辞めました。どこの保険が一番便利ですか?教えてください。自分は学生の身なので1か月高い保険料は払えないので日系でなくこちらでやってる保険が安いのは知っています・・・。
- #2
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もしかして勘違いをしているかもしれません。ケアアントレは保険ではありません。ディスカウントプランです。保険を売るにはライセンスが必要ですが,これには不要です。人によっては保険の充分な知識を持っていない人が売っているので、注意が必要です。日系と書いていますが、この会社はアメリカの会社です。たまたま売っている方が日本人だっただけです。日系で個人の健康保険を売っている会社は無いと思います。もしあってもアメリカの保険法で売るので、日本と同じ物はまず無いと思います。
保険会社はブルークロス、ブルーシールド、ヘルスネット、パシフィックケア、エトナ、その他いろいろあります。最初の3社のどれかが良いでしょう。保険会社にもノルマがあって、その為、比較的楽なブルークロスだけ扱っているところが多いようですが、保険としてはプランやネットワークはそんなに変わらないと思います。代理店に聞くのが、一番手っ取りばやいです。値段は保険会社の出す金額以外は、代理店が勝手に安くしたり、高くしたり出来ませんので、どの代理店で聞いても同じはずです。
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