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1. | Vivinavi Hawaii Banks where it is easy to get a mortgage loan(1kview/9res) |
Housing | 2025/01/27 17:35 |
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2. | Vivinavi Los Angeles Palos Verdes I want to live in Palos Verdes.(6kview/50res) |
Housing | 2024/12/28 11:53 |
3. | Vivinavi Orange County I am looking for a property in Irvine.(1kview/5res) |
Housing | 2024/11/26 13:34 |
4. | Vivinavi Hawaii How to find a rental(3kview/12res) |
Housing | 2024/11/20 12:45 |
5. | Vivinavi Los Angeles Homeowner Insurance(824view/3res) |
Housing | 2024/11/19 12:36 |
6. | Vivinavi Hawaii Rents are going up - where to buy a condo ? ?(2kview/9res) |
Housing | 2024/11/16 01:27 |
7. | Vivinavi Hawaii Home Appliance Repair(2kview/7res) |
Housing | 2024/11/08 09:54 |
8. | Vivinavi Los Angeles Mobil Home(4kview/52res) |
Housing | 2024/10/28 22:33 |
9. | Vivinavi Hawaii I want to build a house.(2kview/5res) |
Housing | 2024/09/20 13:43 |
10. | Vivinavi Hawaii How do you store your shoes at home in Hawaii?(630view/0res) |
Housing | 2024/09/06 10:27 |
Vivinavi HawaiiBanks where it is easy to get a mortgage loan
- #1
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- さつき
- 2025/01/21 18:54
I am a single mother and have been working full time for about a year.
I am looking to purchase a $2 million condo with an annual income of about $40,000.
Which bank would be the easiest to get a mortgage loan for this situation ?
Has anyone gotten a loan in a similar situation ?
Any other information would be appreciated.
Thank you very much.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #6
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You will need to provide documentation of your income and taxes paid for the past two years for loan approval, but you should consult with the loan officer at the bank where you have your account ?
Affordable Condo ( Income Restricted ) Condos are also subject to loan You may want to consult with your banker.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #7
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- ocean
- 2025/01/22 (Wed) 18:37
- Report
Satsuki-san
Before you decide on a bank, you need to decide on a property, and the bank recommended by the real estate is easy to get through.
If it is an Affordable property, there are several banks that we work with.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #8
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- さつき
- 2025/01/23 (Thu) 13:11
- Report
Thanks for the info.
I made a mistake with the $200,000 not the $2 mil, I'm not sure if even $200,000 will get me through the screening process, but $2 mil is
outrageous. ( lol )
If there is a loco bank that is easier to get approved, I was thinking of switching my account to them first, but it is more
realistic to talk to the loan officer on my account or look for Affordable properties and see if they go through from a bank they are affiliated with. So it would be more realistic
to do that. I will try !
Thank you.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #9
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It is no different for any bank to say which Mortgage Loans are easier to get through. I think you should ask the loan officer at the bank for a Pre-Approved consultation, and they will tell you how much you can borrow with your current income. If the property is a condo with a leasehold ? of $200,000, then you will have to pay the mortgage loan, leasehold, and maintenance fees. I think the combined amount of the mortgage loan, leasehold, and maintenance fees must be less than 40% of your monthly income.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #10
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Hawaii's real estate market is unique and mainland banks are unlikely to mortgage a property in Hawaii. On the other hand, it is rare for Hawaii banks to provide financing for mainland properties. Therefore, it is likely that you will get a loan from a Hawaii bank. The interest rate, points, and loan approval will depend more on the banker than on which bank is easier to obtain a loan from. First Hawaiian and Bank of Hawaii are the top two major banks in Hawaii, followed by CPB and American Saving, which are the four major banks in Hawaii, Hawaii National, Hawaii State, and Hawaiian Financial. Hawaii National, Hawaii State, and Hawaiian Financial.
In Japan, the standard is five times your annual income, but in the U.S., the standard is three times or 30% of your income. A $200,000 property with an annual income of $40,000 may be a bit difficult. The best way to get a mortgage is to increase the down payment, but with the current level of interest rates, I would think that the purchase itself would be a consideration. Also, insurance premiums have gone up dramatically due to last year's natural disasters, and with the LA wildfires coming up, I think you should expect a spike in expenses other than mortgage repayment.
Affordable properties can be bought for considerably less than the value of the property. Also, PreApproval is easy to obtain, so if you take PreApproval with an estimated price that matches your purchase budget, you will have an easier time getting an offer on your purchase.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Vivinavi Los AngelesPalos Verdes I want to live in Palos Verdes.
- #1
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- Jack Ryan
- 2024/10/10 10:39
I am planning to move to Los Angeles next year for work.
My family of five, my wife and three children, would like to live in Rancho Palos Verdes, but I saw on the news that heavy rains have caused landslides, so much so that a state of emergency has been declared.
Has the area near Palos Verdes become an area to avoid? I would appreciate it if you could let me know the current situation.
Thanks in advance.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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- #43
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You have to have a lot of money to just live in PV
Torailers come and go by the hundreds in San Pedro.
Only a handful of Japanese can live in PV even after living in LA for many years.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #48
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- 昭和のおとっつぁん
- 2024/12/16 (Mon) 08:20
- Report
47
If safety and school districts were a priority, the Japanese would be living there.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #49
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48
School district and safety are among the best in the U.S.
Unfortunately,
I hear you can't live there with a normal income level
Let's watch it together from below.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #50
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- 昭和のおとっつぁん
- 2024/12/28 (Sat) 08:23
- Report
49
It's like watching the movie Heaven and Hell.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #51
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Palos Verdes Estates has its own police department and is very safe, while Rancho Palos Verdes is under the jurisdiction of the LA County Police Department and is slow to respond, so there are a lot of gated residents. Rancho is the same near the ocean, but either way, the scenery and air are great.
But I was surprised at first, when I drove a little bit, to see oil tanks lined up like in the middle east, depending on the direction of the highway. You could call the police or fire department directly and ask them. The neighboring city of Redondo Beach also seems to be nice with an independent school district and police department.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Vivinavi Orange CountyI am looking for a property in Irvine.
- #1
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- ri____km
- 2024/08/21 13:30
I will be stationed in Irvine starting in January.
I live with my 4 children, ages 4 and 2.
We are currently living in Chicago and had no choice of a house but a townhouse because Chicago is very hard to shovel snow.
Do most expatriates living in Irvine live in townhouses, apartments, or single-family homes? ?
I know there are advantages and disadvantages to each, but I can't imagine what it would be like in a different climate than Chicago.
Also, any recommendations on areas?
I am looking for rent within $5500.
Thanks in advance.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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- #2
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I used to live in Chicago. It's a nice place, but cold. LOL
It depends on what part of Irvine you want to live in, how many bedrooms you need, and if you can drive … but the climate is pleasant and comfortable year round. There is a lot of entertainment, the beach is only 15 minutes away by car, and you can even go skiing in the snowy mountains if you drive 2 hours.
With houses, you have to do the renovations and maintenance on your own, which is inconvenient. With apartments and condominiums, it's easier because they take care of the maintenance. If you have young children, I recommend a place with a park.
I think it is by far the easiest place to raise children.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #4
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- ハテナ
- 2024/09/04 (Wed) 18:04
- Report
Rent means rent, so maintenance is the landlord's obligation.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #5
-
アーバインは結構暑くなりますよ
良いところに住みたいなら海に近い所?
日系幼稚園に入れたいならタスティン辺りが便利かもしれません
予算は十分あるようなのでアーバインカンパニー系の
年式の新しいアメニティの揃ったアパートが良いと思います
プールは当然、テニスコートなどがあるところが良いかも
夕方はどの高速道路も混むので下道で通勤できるところ、学校の送り迎え出来るのが便利でしょう
アーバインはアメリカじゃないアメリカです
治安は基本とても安全ですが車上狙いはありますThis text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Vivinavi HawaiiHow to find a rental
- #1
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- waikiki
- 2024/07/22 11:33
I am planning to move to Honolulu and
looking for a room in this real estate and room-sharing board.
I would like to rent from
a rental company in the real estate section that has a company name listed, but
I am having trouble finding one.
In the room share forum,
there is an agent who introduces
a lot of units, but
he/she changes all the names in a serial(It's not against the rules and it's fine, but I can't tell the same person
from another one.
It is not mentioned on the rental page, but
Fee and referral fee ? for taking over to the owner
$350 or $500 extra
If possible, I am looking for only those who do not need to pay the fee,I'm having trouble with the confusion.
I'm looking for a furnished place to start with, for about 6 months,
is there any other way to find it ??This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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- #9
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- れんと
- 2024/08/19 (Mon) 10:30
- Report
Depending on the budget, there is an AirB & B in downtown for $ 110 + Tax per night.
Soon a slightly cheaper AirB&B will open in the same building.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #10
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- HCC
- 2024/08/19 (Mon) 13:00
- Report
Even if you find a property on Craigslist or Facebook marketplace, I think
you should be fine as long as you get a proper showing and meet the owner ? before you decide to move in.
We are on the renting side, but on the other hand, there are some suspicious prospective tenants who have not had showings and
sometimes inquire from off-island locations, such as the mainland, to decide to move in!This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #11
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- 不動産屋
- 2024/08/19 (Mon) 14:18
- Report
In Honolulu, especially in Waikiki, there are very few lenders for people who want to live in Honolulu, and there is an imbalance between the number of people who want to live in Honolulu and the number of people who rent. Therefore, the rent is going up and up.
Also, as you know, Waikiki is a hotel complex, so condominiums built in between the hotels are especially popular. Kalakaua AVE and Royal Hawaiian AVE are the center of the city, and as you move away from them, rents become a little cheaper.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #12
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- れんと
- 2024/11/10 (Sun) 23:01
- Report
Downtown, if you only want Room Rent with shared shower, toilet, and kitchen,
there are several.
The cheapest is $ 300, the most expensive, $ 2,000.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #13
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- 飲食バイト
- 2024/11/20 (Wed) 12:45
- Report
I want you to do something about the old Kansai woman who doesn't have a company in Hawaii, but is making a fortune by doing extensive bakeleng
.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Vivinavi Los AngelesHomeowner Insurance
- #1
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- 風
- 2024/11/16 12:09
We are looking for homeowner insurances that also include drainage pipe work coverage,
Please let us know if you have any recommendations.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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- #3
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Normal Homeowners Insurance includes Plumbing.
We have AAA insurance which includes auto, homeowners, and earthquake.
I've only used auto when I hit another car lightly.
I don't use insurance because I can fix things that are easily fixed by myself, such as house sewage.
The kitchen and bathroom sewage side of the house has a sewer line that runs to the street outside
Sometimes I have to dig up the yard, so I might use insurance for that.
We use AAA, but I haven't compared it to others, so I can't answer "recommended insurances".
You could go to various insurers from one end to the other and say what your requirements are and compare.
There are many different insurance companies, but I may not be able to comfortably give you a "recommendation" because the amount of payment varies greatly depending on detailed conditions.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #4
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- 風
- 2024/11/19 (Tue) 12:36
- Report
Mr. Rain
Thank you for the news !This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Vivinavi HawaiiRents are going up - where to buy a condo ? ?
- #1
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- お部屋
- 2024/11/05 14:17
A couple lives in a rental. Waikiki.
Our rent is going up again next year.
Our salaries will all go to rent.
We are talking about buying a condo next year.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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- #6
-
I bought a house from a condo 20 years ago and now I regret that I should have kept the condo because both have tripled in value, but it seems that the management fees have gone up because of that, so when you buy a condo, you should look for the actual amount plus the monthly management fees + + electricity
I think it is a good idea to include the amount of annual property tax in your budget when looking for a condo.
If you plan to live there for a long time, it would be a shame to rent, but you can also buy a reserve condo with income restrictions for less than the market price, although you are bound to have to live there for 10 years.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #7
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- nicole
- 2024/11/06 (Wed) 18:02
- Report
#4 min #6 MAHALO
It is nice that you live in a single family home.
However, I have heard of people being robbed while on vacation when the whole family is away, even with Secom.
Are you two ok ?
I have never heard of anyone being robbed in an owner-occupied condo.
It must be safe because it is a condo with many owners.
It's nice that condos have security and it's hard to tell from the outside if you're away for long periods of time, but
the downside is that management fees go up.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #8
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- お部屋
- 2024/11/06 (Wed) 22:37
- Report
Thank you all for your input.
I have started looking for an affordable condo in Waikiki !.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #9
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- ハワイ
- 2024/11/08 (Fri) 09:52
- Report
I, too, plan to buy next year.
I am looking mainly in the Makiki area.
If you are buying, you are supposed to use a real estate Agent, but
it seems that you are supposed to sign a Buyer Agent contract
with the Agent before viewing the property.
In other words, it is a contract that says, "I will select you as my Buyer Agent
." This is a contract that says "I will select you as my Buyer Agent.
In the past, there was no problem to sign this contract at any time, but
from this year, the law has changed and it is necessary to sign
before viewing. Of course, the contract with the Agent is free of charge
and the contract can be cancelled at any time.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #10
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- satou姫
- 2024/11/16 (Sat) 01:27
- Report
Rough ceilings in older condos are popcorn sealing, spray paint containing asbestos
If you buy such a room, the ceiling needs to be replaced.
If you rent, avoid rough ceilings
Asbestos is a health hazard, so be careful!This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Vivinavi HawaiiHome Appliance Repair
- #1
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- Kame34
- 2024/10/18 13:08
Repairing two Ceiling fans
purchased at Home Depot 2-3 years ago.
Fan shakes a lot and
the other Ceiling fan stopped turning fast.
Refrigerator
The inside of the refrigerator is flooded
The water runs down to the floor.
Washing machine
Surprised when dehydrating the drum type
It makes a noise and moves forward.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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- #4
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- my melody
- 2024/10/19 (Sat) 15:02
- Report
Topy
Surely both are still short.
I'll have to call each manufacturer or go online to find out the difference between the estimated repair cost and the
new replacement cost.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #5
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"The refrigerator is flooded" means that you have put too much stuff inside.We recommend that you rearrange the food inside a little.
I think the same reason applies to the washing machine.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #6
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To answer the above question differently, you can extend the warranty on expensive items by paying with a Credit Card that has an Extend warranty. After that, most whirlpool refrigerators are covered with appliance care for $ 21.99 per month. There used to be a Credit Card with Extend Warranty that didn't have an annual fee, but there are very few these days. If you know of one, please let me know ?.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #7
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- KAN
- 2024/10/21 (Mon) 17:03
- Report
In the U.S., the most common practice is to replace rather than repair electrical appliances that are out of warranty.
The reason for this is that in most cases the repair cost is the same as the new replacement cost.
First of all, the labor fee ( and labor time ) of the repair technician is much higher than in Japan.
If you must repair a product, do so only for products that you have fond memories of or something like that.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #8
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- ハワイ
- 2024/11/08 (Fri) 09:54
- Report
I recommend that you buy a new one.
# As Mr. 7 said, considering the repair cost,
it is better to buy one.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Vivinavi Los AngelesMobil Home
- #1
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- モービル
- 2024/09/20 13:27
In Gardena, I see that rent is $ 600 per month and
Is there any cost other than rent and utilities?Are there any other costs besides rent and utilities
?
Please let me know how it is to live in a mobile home.
Thank you.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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- #5
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- dobon
- 2024/09/20 (Fri) 22:02
- Report
20 years ago ? ? ?
there are property taxes now
trailer homes are not cheap
someone I know is paying $2400This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #6
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- 昭和のおとっつぁん
- 2024/09/21 (Sat) 07:55
- Report
You don't own the land,
it's owned by Mobil Home Park
you rent the lot, so you need to pay rent.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #7
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- モービル
- 2024/09/21 (Sat) 08:40
- Report
Thank you all for your writings.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #27
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- z
- 2024/10/13 (Sun) 16:35
- Report
Property taxes and repairs will be charged.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #29
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- キビシイ
- 2024/10/23 (Wed) 09:44
- Report
Mobil Home's rent of approximately $ 600 per month may include additional costs other than utilities. For example, you may have to pay for Internet access and furniture rental. It is a good idea to check with the official website of Mobil Home or the owner for specific additional costs.
You may want to check Mobil Home reviews about living comfort. While many reviews praise the comfortable living environment and convenient amenities, individual experiences may vary. Searching reviews online or taking a tour locally is a great way to get a feel for the property.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Vivinavi HawaiiI want to build a house.
- #1
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- A
- 2024/09/08 23:31
Can anyone recommend a construction company !?
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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- #2
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- 五十嵐
- 2024/09/14 (Sat) 01:58
- Report
Sekisui House or PanaHome would be good.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #3
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An open house would be good.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #4
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There is a Japanese carpenter on 10th Ave.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #5
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And I don't use Eron Musk's Tesla House Drywall. I think this is the future of housing. It's cheap in price and you can get a Mortgage
at a lower cost . watch it on you tube.
And you can compare with other companies.
It's worth a look.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #6
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Have you contacted Akimoto Koumanten ?
His personality is interesting, a bit out of the ordinary. But he is very good at what he does.
808-800-7448
akimotokoumutenusa@gmail.comThis text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Vivinavi HawaiiHow do you store your shoes at home in Hawaii?
- #1
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- マシュー
- 2024/09/06 10:27
How do you store your shoes in your house in Hawaii where there is no shoe storage space in the foyer? It is a hassle to put them away and take them out when you need to use them, so I would like to know how you all do it.
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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For those who have trouble with eyebrow makeup that doesn't look right every morning …, eyeliner that makes your eyes look panda when you look in the mirror …, and pale lips …. TAKAGI will create the ...
+1 (424) 265-9704【眉毛屋】TAKAGI BROWS
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- A non-profit organization that provides ...
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We are a community center ( NPO ) established in December 2012, based on the San Diego Town Kids Japanese Language Class that started in 2010. Our goal is to contribute to the creation of a society w...
+1 (858) 380-5899Azuna Service Center
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- Le pont", a pet-friendly group home for ...
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To enable people to engage in their work and daily lives with vigor and vitality. Le pont, a pet-friendly group home for people with disabilities, aims to realize a community where people with disabi...
+81-43-296-2400有限会社京葉トップライン
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- Oda Dental in Torrance from general dent...
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Oda Dental in Torrance accepts general dentistry, pediatric dentistry, and cosmetic dentistry. We also accept children's baby teeth and re-treatment of treatment received in Japan. Please feel free to...
+1 (310) 326-8661Dr. Jun Oda
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- We renovate your garden and other areas ...
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We have been in business for 50 years and are now in our third generation. At Saito, we put our customers' needs first and offer plans that will satisfy them. Please feel free to contact us. ・ Free Es...
+81-90-6113-5078株式会社斉藤
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- Izakaya that makes the most of fish and ...
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yairo" opened in November at the east exit of Kisarazu station. ! We look forward to seeing you at our restaurant ♪ We have a relaxing atmosphere for a date ・ One person ・ We are also available with...
+81-438-71-6719Yairo
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- We are a junior soccer academy and junio...
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With Mr. Daisuke Yoshioka, who has coached national teams and J clubs in various countries, we will establish a U-12 soccer academy in 2019 and a U-15 junior youth team in 2020. We hope that our scho...
+81-90-5580-5894株式会社LIBERDADE
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- < Volunteers ・ Investors ・ We are lookin...
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With a total of more than 40 years of experience in real estate development in Japan and the U.S., the representative of the company, Mr. Ueda, has been deeply concerned about the homeless problem in ...
+1 (619) 322-5030NPO Daruma
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- Curry with an original blend of spices 🍛...
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If you don't like spicy curry …, don't worry ! Our spice curry is not spicy. ! Although it is a blend of several spices, it is not spicy and easy to eat for everyone. ✨ In addition to waffles, we can ...
+81-90-6502-9429collier(コリエ)
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- We are an at-home izakaya that makes you...
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When you come to Choshichi on your way home from work, you are sure to find someone you know. Once you come to Choshichi, many of you will become fans of our at-home atmosphere and extensive menu ! Pl...
+81-4-7092-5676長七