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• おとっつぁん
• 2022/08/19 (Fri) 20:00
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12

How much are you paying?

• C Plan
• 2022/08/19 (Fri) 20:10
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Did the agent decide on Suppliment without explaining ？ Medicare A （ inpatient ） 100% but B （ doctors, tests, etc ） only 80% so you have to pay 20% of your own expenses?

Suppliment seems to be a lucrative business and we get a lot of ads when we renew in October. We have a cheap plan, ＄ about 120 for 2 people, so ＄ 300 is a very advanced plan without deductible. I don't know if it would be a good idea if you have a pre-existing condition and have high medical expenses.　It seems that it is almost impossible to upgrade, but it is easy to change to a cheaper plan. You can do a little research on your own and then talk to other agents.

• C Plan
• 2022/08/20 (Sat) 10:48
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I understand that the coverage is the same because it is subject to the Medicare A and B rules, which everyone is on.
The difference will be how much Medicare B pays for the 20% co-pay. （ Basically, I think the Deductible is higher or lower, but check with your agent ）

＃ Of the 16 medical expenses, did you have zero co-pay ？

Medicare's I found the site and have attached a link to it below.　Since hospitalization is covered 100% by Medicare A, it is unlikely that Medicare B （ doctors, tests, etc. ） co-pays would be as high as $10,000.

Medicare D will not cover drugs unless they are separately enrolled in Medicare D. Maybe ＄ the 300 premium includes this ？ cheap Medicare D is ＄ less than 10.

https://www.medicare.gov/supplements-other-insurance/how-to-compare-medigap-policies

• C Plan
• 2022/08/21 (Sun) 12:02
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＃ 19 , may be a high grade Medigap called Deductible zero.　Since I never reached Deductible even with substantial medical expenses, for example, $ 1,500 Deductible, I am in High Deductible because I think it makes sense to pay a higher premium of $ 1,200 per year to reduce 1,500 Deductible to zero.

I think there are other Benefit for High Deductible other than Deductible, but...

Now I regret a little that I should have taken （ Drug separately ） Advantage for about ＄ 10 per month, but I cannot change it.

At any rate, you should check what your current plan is and consider what to do when you renew in October.

• ブルークロス
• 2022/09/05 (Mon) 21:40
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It seems to be jumbled up and out of place. 🙏🙇 ♀️🙏🙇 ♀️