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Vivinavi Los Angelesお勧めクレジット会社＆ヒストリーの作り方
- #1
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- いいな
- 2003/06/20 06:36
アメリカ滞在が長くなりそうなので、今からクレジットヒストリーを作り始めようと考えています。学生だったのでアメリカでクレジット自体持ったことがありません。
特典が多くて利子が低めのお勧めクレジットカード会社を教えて下さい。ヒストリーがない私には銀行が出してくれるSecured Creditcardしかチョイスはないのでしょうか？
- #20
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- あれれのれ
- 2003/06/24 (Tue) 11:57
- Report
19が正しいけど、それはＳｅｃｕｒｅｄＣｒｅｄｉｔＣａｒｄとは呼ばないと思うけど。ＷＡＭＵではそうはよんでないと思うよ。
ＶＩＳＡロゴがついているのは、あくまでクレジットカードみたいに使えるってだけで、（サインが必要）クレジットカードではないの。あくまでＤｅｂｉｔカードなの。その辺しっかり理解しようね。
- #21
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私のはMAMUのものです。チェックをきって支払うって事はやっぱりクレジットカードって事でしょうか？日本でのクレジットカードはアメックスのゴールドで１０年くらいヒストリーがありました。分割で買い物した事は一度もなく全て一括で払ってました。たぶん、その日本での
クレジットヒストリーは（IDとしての提示ではなく）調べられたと思います。すごくラッキーで作れたのか銀行員のミスで作れたのか未だにわかりません。
- #22
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- 質問
- 2003/06/25 (Wed) 04:13
- Report
以前ね、友達にアメックスはクレジット機能がついているんだけど、クレジットとしては扱われていないって聞いたのだけど、本当？ 真顔で言っていたから反論できなかったんだけど、誰か詳しい人教えて！
- #23
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chaseからでているwal-martのクレジットカード等見かけましたが、私のような新人はきっとFailしてしまうのでしょうね。
Securedならどこの銀行のがいいのでしょうか？絶対期限までに支払すれば利子は無視して、年会費が安いところを基準に選べばいいの？
- #24
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tonさん、私もWAMUのデビットカードですが、VISA機能がついてるのでクレジットカードのように使ってますが、でもデビットカードだからクレジットヒストリーなんかつかないと思ってましたが？tonさんのカードとはまた違うのでしょうか？ちなみに年会費とかはいくらくらいですか？
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