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Topic

Vivinavi Hawaii
401K withdrawal under consideration.

Problem / Need advice
#1
  • Nobu
  • mail
  • 2020/10/10 13:19

If you can't work for the next few months due to the corona disaster.
Based on the fact that even if you could work, your salary might be cut in half.

I am considering withdrawing my 401K.

They don't charge the 10% fee normally charged for withdrawals due to Corona.
How long will that be ？

who has actually withdrawn without the 10% fee.
I would be happy to know.

Anyone familiar with 401Ks.
If you do, you should never withdraw.
If you have an opinion, it would be helpful if you could tell us why.

Please do.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2

Nobu

401k penalty will be waived in 2020
but
your situation depends on whether you are still working or not.

If you would like, please contact me directly
and I will provide you with more details.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • Nobu
  • 2020/10/19 (Mon) 19:05
  • Report

#2 Happy888

Thank you very much for your comment.
I have just emailed you directly.
Please do.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4

Nobu

I guess you did not receive my email.
Could you please send it again ？

Thank you!

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#5
  • Rainbow
  • 2020/10/24 (Sat) 17:18
  • Report

Happy888
May I ask you too ？?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#6
  • Nobu
  • 2020/10/31 (Sat) 16:47
  • Report

Viewers can listen to the talk without showing up on ZOOM.

Or, if it is too difficult to explain by email

Is there anyone who lives in Hawaii who can meet with us and explain ？

Please do so.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#7

I made a 401K withdrawal. It was deposited into my account within about 5 days of processing.
I am not a loan （ I also owe ） I made a withdrawal and usually have to pay a penalty ＆ fee of about 30% （ maybe more ） but this time they only took 10% due to hard living. Very reasonable. I am also off work all the time, but I did drop my 401K to pay my children's college expenses every 6 months. I think it is best to leave it as is, especially if you don't have to withdraw it, but I recommend it because the fees and penalties are cut drastically this time because of the special measures. The period is for the end of this year, but at this rate, there may be an extension. However, you need to check with your company's general manager. I read that it may not be possible depending on the company.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#8
  • Nobu
  • 2020/11/01 (Sun) 19:00
  • Report

#7 AY

Hello. Thank you very much for sharing your experience.

It helps.

I will immediately ask someone at work tomorrow ！.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#9
  • Nobu
  • 2020/11/05 (Thu) 13:14
  • Report

If you cannot go to work in Corona

I can confirm that you can withdraw

without 10% penalty fee until 12/30.

Thank you very much.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#10
  • Nobu
  • 2021/01/26 (Tue) 16:51
  • Report

Hello.

I don't think they will charge 10% penalty fee in 2021.

I was going to withdraw in January this year because customer center told me that if I withdraw in 2020,

I will have to pay tax in the tax return procedure in 2021.

Then I was told that there would be a 10% penalty fee.

The law may change again when the president changes.

If anyone has withdrawn their 401k after 2021 and not been charged 10% penalty

I would be very interested to know.

Please do.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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