Discussion Forum

• nuiloamama
• 2022/02/18 (Fri) 02:07
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If it has been 6 months since your second vaccination, you can be vaccinated in Japan.
Please make an appointment through the website and bring your passport and vaccination card.

However, if you become ill after the vaccination, you will have to pay for your own medical expenses.

• Lala
• 2022/02/18 (Fri) 13:40
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Waikiki

hi hi

• Lala
• 2022/02/18 (Fri) 13:43
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nuiloamama

Thank you for your answer.
Yes,
I will carefully consider what to do in case I get sick after the vaccination.

• zebra
• 2022/02/17 (Thu) 19:43
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Topic
Hello. I live in Hawaii.
I use a frequent flyer credit card
I recommended it to a friend, but she was rejected
because she had been working for 1 year.
It is possible that I still can't get it if I have been working for 3 months.

• フロムCA
• 2022/02/18 (Fri) 00:27
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Is Hawaii a hurdle ？
I moved to Hawaii from California and already in my California days （ I made a credit card four years ago when I immigrated to the US ） and I could make a bank credit card right away. It didn't matter how much money I had in the bank or anything, as soon as I opened my account （ on the second day of immigration ） and told them that I wanted to get a credit card because I would need my score, I got one right away. It only works from about $500 at first, though. I was in the U.S., so it is not a Hawaiian bank, but just for your information, I am not sure if it is ANA America or JAL America. When I was in California, I heard from my seniors that all Japanese people started with the credit cards of the two airlines or the secure card of the bank. I think ANA and LAL might be better because you can get customer service in Japanese.

• 平和主義
• 2022/02/18 (Fri) 09:55
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Capital one is often used to build credit history for the first time.
The app makes it easy to make payments, and you will always be notified by email when your card is used, so it is very secure and prevents fraudulent use. You will build a good credit history if you continue to use the card within 30% of your credit limit.
Although the initial limit is low, this card has no limit on the number of payments per month, so try to use it while making frequent payments.

• lonsdale
• 2022/02/18 (Fri) 11:51
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I currently have a credit score of 830.
Here are the recommended steps.

First, decide on a main bank and make a Secure Card there.
Secure Card is a credit card where the amount deposited = the limit.
Then, after some time has passed, （ you can make a credit card with no annual fee for about half a year ？ ） and then you can make another credit card with no annual fee.
After some time from there, make another credit card of your choice, and another one with your choice of service and mileage accrual.
Then, when your score grows some, buy a car on lease or loan.

The key to increasing your credit score is
1 ） length of history
2 ） amount spent against credit limit
3 ） no late payments
・ ・ ・.
This combined factor determines your credit score.

To maintain the length of your history, be prepared to keep the Secure Card and the first no annual fee card you make.
History is very important.
You need to use the no annual fee credit card occasionally even after you have made other credit cards because it will be cancelled if you don't have a good usage record.
Whether the credit card has a paid or free annual fee, the effect on the score is the same.
However, the rank of the credit card you can make depends greatly on how good or bad your score is.

By the way, it is considered good that the monthly usage should not exceed 30% of the credit limit.
In order to keep this spending amount within 30%, you should make several credit cards after going through the Secure Card → no annual fee credit card stage
and increase your credit limit itself.
If you must exceed 30% by purchasing airline tickets, etc. while the limit is low,
contact the credit card company and ask for a temporary increase in the limit or deposit money into your Secure Card to increase the limit.

If you cancel your credit card, your score may drop significantly if the credit card has a large limit.
It is better not to cancel the credit card.

By the way, when you apply for a new credit card, it is safe to wait about 6 months after your last new application.
When you apply for a credit card, the credit card company checks your score, and
the frequency and type of checks can lower your score.

Retail credit cards like Nordstrom and Macy's are not recommended if you want to
get a good score over 800 quickly.
If you really want to get a discount or something, limit yourself to one credit card and pay it off immediately after use.

If you take out a loan for a car or something other than a credit card, your score will increase even more.
Since your credit score determines the financial institutions and interest rates for loans, it is best to wait until your credit score has increased to a certain level.
You will not be able to get a loan with good terms until you are at least in the mid 600s.
By continuing to make good repayments on this loan, your score will increase even more than if you were using credit cards alone.
So even if you can buy a car with cash, it is recommended if you want to buy a house with a mortgage in the future.

To monitor the growth of your credit score, we recommend that you register with Credit Karma and check your credit score regularly.
This is a free service and checking here will not negatively affect your score.
They will also introduce you to credit cards that you are more likely to apply for based on your score.
It is essential to check which cards are easier to be approved for, especially when you make a no annual fee credit card from Secure Card.

Many Japanese people will go for lump sum cash payments for everything, but unfortunately that will not increase your credit score.
A high credit score is a good thing.
When you get married, your partner's score will affect you as well. I know a business owner who decided not to get married because the partner he wanted to marry had a low score.
It depends on the individual, but credit scores are very important when living in the US.
Good luck ！

• 蕎麦好き
• 2022/02/18 (Fri) 12:24
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Thank you all for your time and comments.
Dear pacifist, a friend also recommended Capital one, I will consider it.
Dear lonsdale, Thank you for the detailed explanation. It was very helpful.
I will now proceed with the purchase of a car and home based on your advice.

• Anela
• 2022/02/16 (Wed) 18:01
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I've been wondering about this one great too, but I haven't gotten any response.
I guess all of you are rich people who don't care how much PCR is 😅
I am going to Japan next month and I would like to find out if it is possible with cheap or free PCR until the last minute.
I hope you will find a better way, ZARA.

• luna
• 2022/02/12 (Sat) 01:24
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Otto are you an owner ？
If you are an owner, you could ask the manager for the phone number of the owner of the upper floor
I think. Or you could talk to your own real estate.
Old condos are tough because they are deteriorating.

• とんとん
• 2022/02/12 (Sat) 04:53
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I was the one who caused the inconvenience to the room downstairs. At that time, the condo manager gave me the contact information for the insurance agent for the room downstairs,
and my insurance agent contacted him and had the agents communicate with each other.
So I did not communicate directly with the owner of the room downstairs.
One of the reasons is that the owner was in Japan and owned the property as an investment ）


If Mr. Otto is the owner, I think he has homeowner's insurance, so
you should contact the insurance agent once. insurance agent.
By the way, the insurance agent came to check the situation in my downstairs room in the next day or two.


You could ask the manager to get the contact information for the insurance agent for the room upstairs ？
Since you have identified the leak as an upstairs room, I think a sensible owner would
respond quickly.

You can ask for a quick response. Trouble in your room is mentally stressful ….
I hope you can solve the problem as soon as possible.

• 水漏れは2度とごめん
• mail
• 2022/02/13 (Sun) 15:29
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I have the same experience.
As the person above said, call your insurance company and ask them to come and look
you don't have to go yourself, the person upstairs will also go and look.
It was already a tough one.
A big fan kept spinning in my house for days,
people would come to my house to check on me, it was exhausting.

• Otto
• 2022/02/14 (Mon) 16:06
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luna-san, Tonton-san, I don't want to have a leak again, thank you all for your advice.

I am the owner.
My condo would not give me the contact information of the upper floor because they said "out of respect for the owners and tenants, we do not disclose personal information".
They also said that they would not mediate any communication with the upper floor and that I should talk to them directly.
The management office also has several staff members, so the answer seems to vary depending on who replies.

When we discovered the damage, we naturally reported it to the management office and the insurance company, and told them to come and see the damage, but neither of them moved.
Ten days after the report, I was told, "The leak turned out to be from the air conditioning system on the upper floor. Contact your insurance company if you need repairs".

After repeating the question many times and finally after more than a month, I received an email saying, "As I told you before, report the leak to the insurance company and proceed with the repairs. （ OTTO ）'s insurance company will contact the insurance company on the upper floor.

However, there is no assurance that the insurance company upstairs will pay for the repairs, and given the unfriendly and unqualified response so far, I am thinking that I will end up paying for the repairs myself.

Thank you all for your advice. There are management offices and insurance companies like this. I would love to give them my actual name, but I won't.

• たくや
• 2022/02/16 (Wed) 22:49
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Downtown has it
https://www.hawaiijewelrybuyers.com/

• こーの字
• 2022/02/14 (Mon) 15:04
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According to the following, you can extend your stay in the form of a renewal, not an extension of ESTA.
However, the maximum stay is 90 days.

https://www.estaform.org/faqs/can-i-extend-my-esta-while-in-the-us#:~:text=When%20you%20are%20travelling%20to,can%20be%20renewed%2C%20not%20extended.&text=So%2C%20if%20your%20plans%20change,applied%20for%20your%20existing%20one.

Does alohawa's current plan have you staying until just before 90 days? Is it your current plan to stay until the end of the 90 days?
In that case, I wonder what will happen if you get a corona, but
I think the US is flexible in dealing with such situations.
If that happens, would you consult with the Japanese Consulate General in Honolulu and explain the situation to the U.S. department in charge?

• alohawa
• 2022/02/14 (Mon) 19:52
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I see you can renew ！ I think that part is ok since I am only going for 5 days this time.
I was worried that if I stayed longer than the number of days I had applied for, such as ESTA, I would be in the country illegally.
Thank you.

• コロナ
• 2022/02/15 (Tue) 23:18
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You should also purchase insurance in case you become infected during your stay. Although Hawaii has peaked out, the number of infected people is still high. I was recently infected, and although the recent corona is said to be mild or asymptomatic, I had more than mild symptoms and was taken care of in the emergency room. I recommend travel insurance that covers corona as well.

• 酔いどれ天使
• 2022/02/14 (Mon) 18:01
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Labor after returning to the U.S. Did you live in the U.S. long enough to experience reverse culture shock ？?

• ん？
• 2022/02/14 (Mon) 20:46
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People come here back home ？

I heard that in rural Japan, stores go out of business just because of Corona

Hooray for America 🙌

• mebiusjp
• mail
• 2022/02/12 (Sat) 19:58
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For your reference
1、U.S. citizen can enter Japan and be issued tourist visa by the immigration bureau at the airport. \2, Japanese spouse visa is not applicable (this visa is only for Japanese spouse of foreign nationals living in Japan)
3, You should ask the consulate in L.A. for information regarding the new pneumonia.

• じゃぱん
• 2022/02/13 (Sun) 13:05
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Next month the conditions will change
and they are changing more and more, so what's the use of listening to the past here ？?

• SJDummy
• 2022/02/13 (Sun) 14:51
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First of all, I think it is important to check the official announcement of the Ministry of Foreign Affairs （ at the URL below. Also, each individual's situation is different, so it would be best to contact the consulate for more information.
https://www.mofa.go.jp/mofaj/ca/fna/page4_005130.html#section11

• うるさいやつ多すぎ
• 2022/02/13 (Sun) 14:51
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You're asking what's going on now ？ w

It would be sure and kinder to call the consulate and ask.

It seems like the only people here are poor losers who are abandoned and hated by society, mounted BBAs who have no friends, and single people who have retired and run off with bored wives.