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Vivinavi Los Angeles貯金について!
- #1
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- こっき
- 2005/09/05 00:27
皆さんは貯金ってどのくらいしてますか?ある程度貯まってから(個人差はあると思いますが)は、運用方法等はどうしてますか?ちなみにうちは4人家族ですが、なかなか貯金が出来ません。老後に備え、いくら位を目標に皆さんは貯金ってしてますか?リタイアする時にはどの位必要かな。詳しい方アドバイスお願いします。
- #2
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老後の資金に対するシュミレーションは株やミューチュラルファンドなどを扱っている会社のWEBによくありますよ。質問事項に記入していくとリタイアの時にこういう状態であるとでてきます。必ずしもそういう風になるかは分かりませんが、ある程度の目安になります。よく言われるのが、今と同じ生活を老後にしたければ、インフレ率を考えた上で、今の70-80パーセントぐらいの収入を確保しておくこと。
もし働いている会社で401kがあったら、入るといいのでは。毎月天引きされ,税金は天引きされた後にかかるので、CDなどよりも良いのでは。自分の手に入った後では、なかなか貯金は出来ないしね。
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