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Vivinavi Los Angelesクレジットカード
- #1
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- yamada
- 2018/10/06 02:05
先日、クレジットカードの申込みをしたのですが、審査で落ちました。
仮に他のカードに申込みするにしても、日本だと6ヶ月以上たたないと、情報機関に記録が残っているため、6ヶ月以上経ってから申し込みするのが良いとされておりますが、アメリカも同様でしょうか?
- #4
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- ぎゅぎゅ
- 2018/10/06 (Sat) 10:37
- Report
それだけクレジットスコアがよくて審査に落ちるというのは、なにか特別なカードですか?
審査に落ちた理由によると思いますが、もし収入などの条件がクリアできずに落ちたのであれば、そういった条件のないカードに申し込むのは問題ないのではないでしょうか。
債務過多であれば、債務が減るまで待つほうがいいと思います。
- #5
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- 倍金萬
- 2018/10/06 (Sat) 11:14
- Report
このビビで質問しているのでこの地で申し込みをしたのだと思いますが、なぜ蹴られたのかが書かれていないのでヘルプは難しいです。当地の銀行にアカウントをお持ちですか。お持ちであればその銀行に頼めば簡単に作ってくれるはずですけど。
もしこの地に来たばかりで何の Financial Background もない場合は非常に難しいです。そのクレジットスコアは日本のものでしょうか。もしそうだとするとこちらのカード会社は他所の国のデータは全然信用しないので申請は受け付けないでしょう。
また何か月経っても確かな Credit Reference ができなければ常に蹴られてしまいます。
- #6
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- 倍金萬
- 2018/10/06 (Sat) 11:18
- Report
こんな情報もありました。
http://www.us-lighthouse.com/life/daijiten/credit-score.html
- #7
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もしかしたらIdentity theftがあってクレジットスコアに傷がついている可能性があるのではと思いました。クレジットスコアをチェックしたのは審査に落ちてからですか?それとも以前チェックした時のスコアですか?
- #8
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- 不思議ちゃん
- 2018/10/06 (Sat) 13:44
- Report
>これまで支払いの延滞も一切ありません。
もしかして6ヶ月以上前はあるのですか?
それとも無職ですか?
800以上あるのに審査で落ちるとは不思議です。
Posting period for “ クレジットカード ” has been closed.
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