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Vivinavi Los Angeles娘のクレジットカードが作れない
- #1
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- みかんとリンゴ
- 2014/11/17 09:33
19歳の娘がクレジットカードを作ろうと何箇所に申し込んだのですが断られました。 どうすれば作れるのでしょうか? 今はセキュアカードとかいうのもないようですね。 娘のチェッキングとセービングの口座がある銀行でも無理だろうと言われました。
- #12
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テクニックありますよ。
まずは親の名義でクレジットカードを作って、家族のメンバーとして、娘さんの名前のカードを作ってあげて下さい。数ヶ月後、ご両親の名義をそこから取り除く手続きを行うと娘さんのアカウントだけが残ったアカウントが出来ます。住所の変更が必要な場合はまた数ヶ月後に行うと良いかもしれません。
注意：親のクレジットヒストリーが悪くてカードが作れない場合は無理ですのでお気をつけくださいね。
- #15
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書き込み有難うございます。
デビットカードはあるのですが、クレジットヒストリーを作りたいようです。 親の下で作ってもヒストリーはつかないので、自分のカードが欲しいようです。
- #14
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自分のクレティットヒストリーとスコアをチェックしてから申込みましたか? その辺りの常識とか借金の責任を持てるようになってからカードを持つのが良いのではと思います。やたらと申し込むとネガティブな要素がヒストリーに残る可能性もあります。 うちはクレディットヒストリーをまず作るところから始めました。
- #17
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- 昭和のおとっつぁん
- 2014/11/18 (Tue) 10:02
- Report
クレジットカードを持たすのは悪くないが
毎日一緒に過ごしていたら自分の子供の金銭感覚が分かるので
カードを持たした後に娘の生活に変化が起きたら要注意。
Posting period for “ 娘のクレジットカードが作れない ” has been closed.
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