Discussion Forum

• Halo
• 2023/09/30 (Sat) 22:34
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If so, then the insurance coverage varies from policy to policy, but it does not mean that you have to pay the full amount of your own insurance.
Full co-pay is for people who do not have insurance, for example.
There are usually three types of insurance, （ a doctor ） who is like the first clinic you see when you decide on a family doctor,
ophthalmology, and dentistry, so if you are living here, which one is the insurance you want to buy?
And by insurance that you can get in Japan, do you mean travel insurance or something like that ？
（ Travel insurance had a duration or something, right? ）
I don't know what you want to use the insurance for, so I think it is difficult to answer your question
if you don't have a clear idea of what you intend to use the insurance for.

• SJDummy
• mail
• 2023/10/01 (Sun) 23:10
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You say "enrolled in the US," but the insurance situation is quite different between Hawaii and the mainland US, so I don't think we can have a blanket discussion about the US.
I have HMSA's Medicare Advantage ™ (PPO ™) insurance here in Hawaii, but usually a family doctor, specialist, or even a dentist will see you first and send you a bill afterwards that takes your insurance coverage into consideration. Lab tests （ X － Ray or blood tests ） also get billed later. As far as I know, the only people who have to pay the full amount out-of-pocket at the time of the medical exam are those who do not have insurance here, as Halo mentioned.
For travelers from Japan who have travel insurance when they leave Japan, I think it is common for them to pay the full amount here at one time and receive payment for the portion covered by their insurance after they return home. However, there are some travel abroad insurance policies that sell "cashless ・ medical services," so in the case of such policies, you will not have to pay the co-payment.

• Pink Lion
• 2023/10/01 (Sun) 23:34
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＞ Halo and SJDummy

Thanks for the detailed explanation.
I understand now. I am relieved to know that my employer will provide HMSA insurance and I will be charged the amount after the insurance coverage.
I was suddenly concerned when I heard someone say that even if you have HMSA or other insurance provided by the company, you have to pay the full amount once you get it. If that is not the case, I am relieved. Thank you for your response.

• ところで
• 2023/09/29 (Fri) 00:47
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I think it would be better to ask directly to some banks in the U.S. directly. This is safer than relying on unclear word of mouth or information from personal blogs or websites whose credibility is not known. In some cases, if you are suspected of money laundering or other crimes, it could be quite troublesome later on.

• ATMカード
• mail
• 2023/09/29 (Fri) 10:09
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*** I think Hawaii banks can do it ？


I thought Hawaii was in the US ？.

• SJDummy
• mail
• 2023/09/29 (Fri) 10:20
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There seems to be no way to open an ） account while in Japan without coming （ there. However, the following three banks in Hawaii seem to allow Japanese residents to open an account by visiting their branches in Hawaii. Please refer to the following article.
https://www.aloha-street.com/article/2023/04/382532/

• は？
• 2023/09/30 (Sat) 08:49
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19 is topical ？.

• ガセネタ太郎
• 2023/10/01 (Sun) 00:05
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These are the questions Yuuki asked himself.

• 不動産オーナー
• 2023/09/26 (Tue) 10:47
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It depends on whether it is short term or long term, as well as negotiations with the real estate company, but I think 10% ～ 20% of the monthly rent is typical if you ask for property management. Ours is 10% for a lease of six months or more, but I think 20% is more common for vaqueroan management. In Hawaii, if you live out of state （ including returning to Japan ）, you need to manage your property with a management company in Hawaii, but if you manage it yourself, you do not need to pay monthly property management fees. If you manage your own property, you do not need to pay monthly property management fees. When you add tenants, you will need to pay a one-time tenant introduction fee, but in many cases, you do not need to go through a real estate agency if you manage your own property. If you manage the property yourself, you will be responsible for any eviction, so there is a higher risk involved. Also, if you rent the property, the tax rate will change, GET will be charged, and HOA will also affect your profit margin.

• バブルス
• 2023/09/29 (Fri) 17:50
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Thank you ､ for the information.
It was very helpful.

• ガセネタ太郎
• 2023/09/24 (Sun) 23:40
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Let's see... they were doing export business behind the scenes without paying our taxes ？.

• ガセネタ太郎
• 2023/09/25 (Mon) 20:31
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If you don't get any response, that means that
if you did it legitimately, you wouldn't be asking these questions.

• Kei
• 2023/09/28 (Thu) 00:57
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I think the Braun Oral-B is the only choice.
The last few versions are compatible with foreign voltages and have many attachments.
I plan to replace mine next year, but it is a great series.

• おしろい
• 2023/09/26 (Tue) 08:51
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Interesting product. I did not know about it.