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Question | 2024/11/11 22:34 |
Vivinavi Los Angeles国民健康保険の海外での医療費への適用
- #1
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- どうしましょ
- 2007/11/14 18:33
何年か前から日本の国民健康保険が海外での医療費もカバーするようになったと思うのですが、海外旅行保険やこちらでの医療保険を買わずに国民健康保険で済ませている人はいらっしゃいますか?あまり聞かないので何か問題があるのかなあと思うのですが(こちらで受けた医療が日本では保険適用でない内容であるなど)、皆さんがそうしない(国民健康保険だけで済ませない)理由、又はトラブルなどの経験がありましたら教えて下さい。
- #8
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え?さんへ。
え?さんがおっしゃるとおり、1万5千ドルは約200万円です。
Crenshaw Blvdさんの言っているのは、日本での盲腸の平均治療価格が20万円ほどなので、日本価格(20万)の七割しか戻ってこないとということだと思いますよ。
それにしても、アメリカは治療費が高いですね(涙)。
- #10
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日本の医療費は点数制度で計算されます。
アメリカでの治療が日本で何点になるかで治療費が決まります。よってその差額が返金されるます。皆さんのおっしゃる通り、ほとんど返金されません。
でも年末調整時に高額療養費として控除されたり返金はされますよ。まず国民健康保険で申請し、次に高額療養費で申請すればけっこう返金額は増えます。
- #11
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皆さん丁寧に説明してくださってどうもありがとうございました。日本の健康保険だけ持っていても大変だということがよくわかりました!他の保険も買ってアメリカに移ろうと思います。
- #12
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皆さんのコメントで日本の国民健康保険だけでは大変だということがわかりました。実は、このたびアメリカ人と結婚して移民ビザを取りアメリカに移るのですが、彼の仕事を通しての保険が私の分が月に250ドルにもなると聞いてびっくりしています。こういうステータスでアメリカに住む時に(私が自分で健康保険をもらえるような仕事に就くまで)使えるもっと安い健康保険という物はないのでしょうか(移民だと旅行保険は使えないのかな)。よろしくお願いします。
- #13
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日本の民間生命保険の2〜4倍するのがアメリカの保険です。安くてよいプランの保険はアメリカには存在しませんよ。マイケルムーアの「シッコ」という映画を観るとアメリカ保険事情がお分かりになると思います。私たちは会社に自動車、傷害保険を年間4、5百万も支払ってもらってます。現地採用の3倍、4倍は働く自覚があります。それだけ投資されてるのに仕事がちゃらんぽらんだったら捨てられますから。
Posting period for “ 国民健康保険の海外での医療費への適用 ” has been closed.
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