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Vivinavi Los AngelesＡＴＭ（デビット）とクレジットの違い
- #1
-
- おせーて
- 2010/12/20 11:43
自分はクレジットカードは持っていないのですが、銀行のカードにＶＩＳＡが付いてます。
いつもスーパーとかで買い物する時にデビットがクレジットか選ぶのですが…。
正直違いが良くわかりません。
デビットは即引き落とし、ていうことはわかってるんですが、クレジットを選んでも実際のクレジットカードとかじゃないし、だからこちらも即引き落とし。
このクレジット機能付きのバンクカードでのデビットとクレジットとの違いはなんですか?
pinナンバーかサインかという違い以外でなんか違いあるんでしょうか?
- #2
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- エドッコ3
- 2010/12/21 (Tue) 10:55
- Report
> pinナンバーかサインかという違い以外でなんか違いあるんでしょうか?
ほとんどないと思います。
VISA や MasterCard のロゴが入っていれば、支払いの時、クレジットカードのように処理されますが、Transaction はデビットカードと全然変わりません。
と言うことは、クレジットカードのように上限ギリギリまで使えて、その残高を借金のようにちびちび返すこともできません。
その辺はすでに知っていらっしゃると思えますけど。
- #3
-
- Yochan3
- 2010/12/21 (Tue) 12:28
- Report
PINナンバーを盗まれそうなところでは
Credit 扱いにしてサインしてる。
- #5
-
- 猫ちょろ
- 2010/12/21 (Tue) 16:36
- Report
私も興味が有って聞いたことがあります。
デビットはその場で（口座から）引き落としされ、クレジットの場合は引き落としまでに2－3日掛かると聞かされました。
ちなみに、Visaなどのマークが付いているのは、それを取り扱っている所で使用できるだけであり、通常のCredit Cardの様にCredit Historyには一切ならないとのことでした。
Posting period for “ ＡＴＭ（デビット）とクレジットの違い ” has been closed.
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