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Question | 2024/04/11 13:39 |
Vivinavi Los Angelesクレジットカードを持てるようになるには
- #1
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- クレカ
- 2016/12/12 00:53
初めまして。
こちらの大学を卒業後、数ヶ月前に、日系会社に就職したものです。
先日、Bank of Americaのセキュアドクレジットカードという$500までの上限のがあるカードを作りました。
今後、車購入等にローンを組めるように、クレジットカードを作り、クレジットヒストリーをつくりたいのですが、
普通のクレジットカードが作成出来るようになるまでに、どのくらいの期間が必要なのでしょうか？
Bank of Americaに銀行口座を持っていたため、セキュアドクレジットカードが作れたのですが、
アパレル関係のお店でアプライしても、クレジットヒストリーがないためか、作れません。
日系のクレジットカード、ANA、JAL、Premioなどもあるようですが、日系のものだと、審査が厳しくなく、すぐ持てるのでしょうか？
普通のクレジットカードを持つには、収入なども関係してくるのでしょうか？
よろしくお願いします。
- #4
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- baba
- 2016/12/12 (Mon) 07:24
- Report
CREDIT UNIONで口座を開いてクレジットカードを申し込んでみるとか。
- #5
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- クレカ
- 2016/12/12 (Mon) 17:52
- Report
答えてくださったみなさん、有難うございます。
kakaさんは、どこでセキュアを作られましたか？作る銀行などでも期間は違ってくるのでしょうか？
車が買えるくらいのクレジットヒストリーをためるのに、どのくらいの期間が必要なのでしょうか？
CREDIT UNIONというのは、よく分からないのですが、セキュアではないクレジットカードを作りやすいのでしょうか？
よろしくお願いします。
- #6
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- NaokiNisaan
- 2016/12/12 (Mon) 18:04
- Report
車の購入はクレジットがなくても大きな頭金と給与証明があればできます。クレジットヒストリーもそのローンで作れます。
- #8
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私はセキュアカードを作った１年後にクレジットカードのオファーが来るようになりました。
クレジットヒストリーはその後コンスタントに使用していくと、自然にスコアが作られました。
Posting period for “ クレジットカードを持てるようになるには ” has been closed.
Please create new topic to continue the same topic.
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