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281.
Vivinavi Los Angeles
2025 Ross Fire（12kview/79res）		 Free talk 2025/01/28 09:11
282.
Vivinavi Los Angeles
mobile telephone company（11kview/18res）		 Free talk 2025/01/27 20:52
283.
Vivinavi Hawaii
Banks where it is easy to get a mortgage loan（3kview/9res）		 Housing 2025/01/27 17:35
284.
Vivinavi Los Angeles
Nikkei Beauty Salon Information（762view/0res）		 Beauty / Health 2025/01/27 10:52
285.
Vivinavi Hawaii
How do people who teach driving do insurance ？?（537view/0res）		 Question 2025/01/27 01:59
286.
Vivinavi Los Angeles
Torrance ・ I live in Gardena] Can you recommend a ...（1kview/3res）		 Question 2025/01/26 18:39
287.
Vivinavi Los Angeles
About Global Entry and TSA Precheck Name（1kview/6res）		 Question 2025/01/26 18:36
288.
Vivinavi Los Angeles
Electricity Bills（1kview/9res）		 Question 2025/01/24 07:45
289.
Vivinavi Los Angeles
Marriage after overstay, green card（12kview/56res）		 Problem / Need advice 2025/01/23 08:26
290.
Vivinavi Hawaii
about state farm insurance companies（1kview/3res）		 Question 2025/01/23 04:17
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Topic

Vivinavi Los Angeles
2025 Ross Fire

Free talk
#1
  • LA fire 2025
  • mail
  • 2025/01/09 11:46

There is a tremendous amount of damage, but please let me know if there is a site that can help Japanese people from this damage.

I guess there were many Japanese living in WLA and Pasadena area ？.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#60
  • もっともだ
  • 2025/01/22 (Wed) 12:36
  • Report

Wildfires, instead of stopping, they're increasing.

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#68
  • 昭和のおとっつぁん
  • 2025/01/25 (Sat) 17:24
  • Report

When President Trump visited the area damaged by the fires,
it appears that the governor of the state pleaded with him to get assistance.

It appears that because of the fires, the Governor of California has
set two conditions for the federal government to receive assistance.

1, Voter ID law （ Every voter must provide ID and check to vote ）

2, Create reservoirs （ There was no water in the reservoirs during this fire ）

This exchange was broadcast statewide. This exchange was broadcast throughout the United States.

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#69
  • そうだ
  • 2025/01/25 (Sat) 20:39
  • Report

I laugh at the fact that the governor of a state that was so unusually pro-environment has turned Los Angeles into a ruin.　

A state governor who has a policy of not requiring people to show ID to vote in elections is just crazy, but Democrat supporters are so brainwashed that they won't wake up from their brainwashing when they get a state governor like this elected and burn their own homes.　I am very tired of them saying it is Trump's fault for not helping.

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#79
  • もっともだ
  • 2025/01/27 (Mon) 12:45
  • Report

Video evidence of the start of the Eaton Fire in Altadena
As expected, sparks from a high voltage power line caught fire on the mountain
But, how is it that every year there are wildfires caused by high voltage power lines and nothing is done about it?

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#80
  • そうだ
  • 2025/01/28 (Tue) 09:11
  • Report

When Trump was giving this presidential campaign speech, he said you had to mow the bushes in Los Angeles.　

You have to mow the bushes in your home to get fire insurance, and there are people who lost their homes because they couldn't get fire insurance because they saved the money for the mowing.　The fire insurance company was more aware of the situation and doubled the insurance, but the governor set a lower cap on the insurance for the people of the state, so the insurance company left the state of California.

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Vivinavi Los Angeles
mobile telephone company

Free talk
#1
  • 香奈
  • mail
  • 2024/10/05 14:23

What cell phone carrier do you guys use ？
Any good or bad?

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#15
  • ｐｐｃｍ926
  • 2025/01/05 (Sun) 18:57
  • Report

#13 and ＃ 14 thank you for the information ！.

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#16
  • DSHONOLULU
  • 2025/01/15 (Wed) 23:38
  • Report

I live in Honolulu, though.

I use two cell phones.

One is a company called Airtalk. This is a government sponsored program that offers ＄ 9 ． 95Plan per month for free
.

The second is US Mobile. I signed up for this as a
relay plan since my Airtalk phone took a while to activate. I was going to cancel
after the 30 days free plan when I signed up for the first time, but in the end I decided it was better to have two phones, so I signed up for US Mobile's cheapest plan of ＄ 10 per month and
the second.

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#17
  • ｐｐｃｍ926
  • 2025/01/19 (Sun) 16:40
  • Report

Thank you for the information #16 as well ！
There are many ways to do this, I am learning a lot.

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#18
  • 日本で
  • 2025/01/21 (Tue) 10:10
  • Report

Every summer when I go back to my hometown in Japan for an extended period of time, I have trouble with phone calls within Japan. This time, my child was at school, so I had a lot of trouble getting a call from the school. I gave him my parents' phone number, but I can't answer the phone if I'm out of town. How are you guys doing ？

I took my pocket Wi-Fi with me, but it's too inconvenient because I can't contact anyone except on line. I couldn't even call the store and was in a state of 모듈을 고팀(I don't even know if there's a way to do that)urashima-taro.

I don't think I'll ever call Japan from the US but I don't think I'll use it within Japan.

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#19
  • MacＳ
  • 2025/01/27 (Mon) 20:52
  • Report

If I can do line, I can do e-mail.　Can't you call me ？ 2 weeks for unlimited use, pick up at Narita and return at Narita as follows, should I make a reservation ？ or no reservation ？ Please advise.

tax （ subject to 10% ） ¥ 2,196 JPY subtotal ¥ 21,960 JPY total ¥ 24,156 JPY

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Vivinavi Hawaii
Banks where it is easy to get a mortgage loan

Housing
#1
  • さつき
  • mail
  • 2025/01/21 18:54

I am a single mother and have been working full time for about a year.
I am looking to purchase a $2 million condo with an annual income of about $40,000.
Which bank would be the easiest to get a mortgage loan for this situation ？
Has anyone gotten a loan in a similar situation ？
Any other information would be appreciated.
Thank you very much.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#6

You will need to provide documentation of your income and taxes paid for the past two years for loan approval, but you should consult with the loan officer at the bank where you have your account ？

Affordable Condo （ Income Restricted ） Condos are also subject to loan You may want to consult with your banker.

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#7
  • ocean
  • 2025/01/22 (Wed) 18:37
  • Report

Satsuki-san

Before you decide on a bank, you need to decide on a property, and the bank recommended by the real estate is easy to get through.
If it is an Affordable property, there are several banks that we work with.

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#8
  • さつき
  • 2025/01/23 (Thu) 13:11
  • Report

Thanks for the info.
I made a mistake with the $200,000 not the $2 mil, I'm not sure if even $200,000 will get me through the screening process, but $2 mil is
outrageous. （ lol ）
If there is a loco bank that is easier to get approved, I was thinking of switching my account to them first, but it is more
realistic to talk to the loan officer on my account or look for Affordable properties and see if they go through from a bank they are affiliated with. So it would be more realistic
to do that. I will try ！
Thank you.

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#9

It is no different for any bank to say which Mortgage Loans are easier to get through. I think you should ask the loan officer at the bank for a Pre-Approved consultation, and they will tell you how much you can borrow with your current income. If the property is a condo with a leasehold ？ of $200,000, then you will have to pay the mortgage loan, leasehold, and maintenance fees. I think the combined amount of the mortgage loan, leasehold, and maintenance fees must be less than 40% of your monthly income.

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#10

Hawaii's real estate market is unique and mainland banks are unlikely to mortgage a property in Hawaii. On the other hand, it is rare for Hawaii banks to provide financing for mainland properties. Therefore, it is likely that you will get a loan from a Hawaii bank. The interest rate, points, and loan approval will depend more on the banker than on which bank is easier to obtain a loan from. First Hawaiian and Bank of Hawaii are the top two major banks in Hawaii, followed by CPB and American Saving, which are the four major banks in Hawaii, Hawaii National, Hawaii State, and Hawaiian Financial. Hawaii National, Hawaii State, and Hawaiian Financial.

In Japan, the standard is five times your annual income, but in the U.S., the standard is three times or 30% of your income. A $200,000 property with an annual income of $40,000 may be a bit difficult. The best way to get a mortgage is to increase the down payment, but with the current level of interest rates, I would think that the purchase itself would be a consideration. Also, insurance premiums have gone up dramatically due to last year's natural disasters, and with the LA wildfires coming up, I think you should expect a spike in expenses other than mortgage repayment.

Affordable properties can be bought for considerably less than the value of the property. Also, PreApproval is easy to obtain, so if you take PreApproval with an estimated price that matches your purchase budget, you will have an easier time getting an offer on your purchase.

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Vivinavi Los Angeles
Nikkei Beauty Salon Information

Beauty / Health
#1
  • ヘアーサロン
  • mail
  • 2025/01/27 10:52

When my friend went back to Japan, she got milk tea color, which is very popular in Japan.

It looks so nice that I want to do the same.
Please tell me a good Japanese-Japanese hair salon for coloring.

I will not be going back to Japan for a while, so I am waiting for your information.

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Vivinavi Hawaii
How do people who teach driving do insurance ？?

Question
#1
  • Hiahi
  • mail
  • 2025/01/27 01:59

I sometimes see people teaching people with provisional licenses how to drive, or services like that. ？
If a person with a provisional license has an accident while teaching, is there insurance that will cover it ？?

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Vivinavi Los Angeles
Torrance ・ I live in Gardena] Can you recommend a church for Japanese ？?

Question
#1
  • クサ
  • mail
  • 2025/01/20 11:13

We are staying in Torrance and Gardena. We would like to attend church and interact with other Japanese people.
Do you have any recommendations for a Japanese church near you ？?

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#2
  • 昭和のおとっつぁん
  • 2025/01/22 (Wed) 08:15
  • Report

Check out the churches for Japanese on the information board.

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#3
  • LA fire 2025
  • 2025/01/23 (Thu) 16:26
  • Report

Now, I have received a lot of assistance comments here on the information board.

We hope that many of you will also help with that.

ps ； I am worried because the fire is spreading in the Valley area where I used to live.

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Vivinavi Los Angeles
About Global Entry and TSA Precheck Name

Question
#1
  • るりるり
  • mail
  • 2025/01/21 20:52

Hello.
For those who have applied for Global Entry, I think it comes with TSA Precheck, but the name （ last name ） on the green card and passport are different, can you take the ticket with the name on the passport and use TSA Precheck without problems

My passport is Hanako Yamada(Smith) and my green card is Hanako Smith.

I used to have no problem, but recently I read somewhere that the system has been unified, and if the names don't match exactly, Precheck will not be attached, and I was looking forward to being able to use it.

I would like to get information from those who have flown internationally in the recent past, whether they were able to use it or not.

When we got married in Japan, we originally planned to change our surname, but my husband's surname on his passport is JR, and the city office, which is not very flexible, insisted that they could not accept it unless it was the same as his passport, I had to decide whether to become a junior or keep my maiden name, and I decided to keep my maiden name. So, even if I changed my surname in Japan, it does not match my US ID （ green card or drivers license ）.

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#3
  • 花子
  • 2025/01/22 (Wed) 13:36
  • Report

Even if you can't do Global Entry at the kiosk, I think you will be fine because the immigration officers are always watching at the exit of the kiosk and they will take care of your immigration.　I also did Global Entry at the kiosk in October, but because my Global Entry had expired, I could not complete my entry at the kiosk, and when I was magomagoing, the immigration officer watching at the exit of the kiosk let me through.

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Vivinavi Los Angeles
Electricity Bills

Question
#1
  • ぽかぽかオレンジ
  • 2025/01/20 14:56

I am thinking of moving now and since it is a cold area, I will probably use the heater 24 hours a day in the winter.
My previous rooms had radiator type heaters, so it didn't affect my electric/gas bill, but I am wondering how much my electric bill would be if I lived in a room with a Baseboard Heater.
I googled and found it to be ＄ 500-1000 per month, and if it really costs that much, I am thinking of avoiding a room with a Baseboard Heater.
I would be happy to hear your experiences.

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#3
  • 冷える地域？
  • 2025/01/20 (Mon) 15:52
  • Report

Electricity costs don't differ at all depending on the size of the room ？.

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#4
  • っ
  • 2025/01/20 (Mon) 17:08
  • Report

OC but higher.　The electric company is being sued because of the fire, so it will be more expensive. Fire insurance also went up.

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#5

Questioner.
This is the area we are moving to, but it will be in a colder area in the winter like New York or Chicago.
It would be helpful to hear from anyone who has lived in a room with a Baseboard Heater about the cost of electricity and gas in the winter, including the size of the room and the hours of use.

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#6
  • fria
  • 2025/01/21 (Tue) 05:14
  • Report

I thought ？ you could ask the question in the NY or Chicago area of Vivinavi.
I don't know if it's just me, but being from LA, I'm not familiar with Baseboard heater.
You should ask on the information board over there.

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Vivinavi Los Angeles
Marriage after overstay, green card

Problem / Need advice
#1
  • 望
  • mail
  • 2024/11/08 07:40

Hello. I entered the country previously on a tourist visa to meet my American boyfriend (now husband). My boyfriend became sick with an internal disease and while I was taking care of him, his visa expired and he overstayed. We later married in the U.S. and my husband is now healthy and he has a stable income. I have never worked in the US. I am applying for a green card, but I am paroling ？ because of my overstay and I think I will have to go back to the US Embassy in Japan for an interview.
I am quite anxious because Trump will be president for a period of time. I am worried that I will not be able to re-enter Japan ？ if I go back to Japan because of the alternative situation due to Trump being tough on immigrants.
I would appreciate your advice or anyone with similar experiences. Sorry for the rambling.

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#44
  • ボケた高齢者
  • 2025/01/12 (Sun) 09:02
  • Report

You can tell by the cards you receive.

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#45
  • へ？笑
  • 2025/01/13 (Mon) 21:18
  • Report

It's best not to overstay than to hire a lawyer.

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#47
  • 昭和のおとっつぁん
  • 2025/01/14 (Tue) 10:31
  • Report

It looks like I can get married now and get a 10 year Grin Card application
minus the 2 year temp.
Thank goodness for the world.

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#49

As far as I know, it's been over 10 years, 10 years for green cards that arrive after 2 years of marriage
#37 didn't get it within 2 years of marriage ？.

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#55
  • 0ではないと❓
  • 2025/01/22 (Wed) 10:19
  • Report

If you apply for a green card within 2 years of marriage, the first green card you will be issued will be a 2-year conditional green card; after 2 years you will apply to have the condition removed and you will be issued a 10-year green card. If you apply for a green card more than two years after your marriage, you will be issued a 10-year green card from the beginning.

You most likely obtained your green card within 2 years of marriage.

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Vivinavi Hawaii
about state farm insurance companies

Question
#1
  • yamada
  • mail
  • 2025/01/14 14:45

I have an insurance policy with state farm,
I would like to change from my current rep to another rep,
Has anyone changed ？
smoothly without any conflict ？
on the internet? I found a new person （ and told them I wanted to change directly to ） not the new person but the current person in charge
"Of course it is possible, but it would be like competing for customers, which is not very desirable." I was told.
The reason I want to change my contact person is because he/she seems more polite than my current contact person.
I don't want to get into trouble with my current contact person because she has been very helpful to me, but
I wonder if I will get into trouble if I change my contact person ？.

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#2

It's okay.
Since you are paying for the service yourself
you should ask someone you are comfortable with.
You don't even have to worry about getting into trouble with a fan.

I changed insurance companies several times,
and I am very
glad that I found one that I am satisfied with.

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#3
  • BP
  • 2025/01/15 (Wed) 10:18
  • Report

My husband is in the insurance business. My husband once told me that in small Hawaii, there is an unspoken rule that we don't take each other's clients so that we can all stay in business, but that is because we are not allowed to solicit other agents' clients, and it is not acceptable for clients to go back for more satisfaction ）. I think it is justified . However, if the new client is reluctant to change, it is probably because they don't want to do so. If the new client is still reluctant to change, it may be better not to force the change.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4

I found this by accident.
I am also insured with state farm

I got hit by a car the other day, how do I proceed with the claim
and how do I get the repair money from them ？
I'm having trouble getting a response when I ask.

If you don't mind, can you recommend an Agent ？ ？
I would like to change mine.

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