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Vivinavi Los AngelesCar insurance
- #1
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- AAA
- 2020/11/01 13:41
車の保険金額が今年1月$269だったのが、11月からは$303になります。
車は3台で事故もスピード違反等のチケットも貰っていません。
車の保険は交渉とかして値下げできるのでしょうか。
- #14
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- 高級者
- 2020/11/06 (Fri) 13:11
- Report
事故前は$350で
事故後は$650/1ヵ月
3年はこのままらしい
最悪
- #15
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- 修正
- 2020/11/06 (Fri) 13:19
- Report
高級者→高級車
- #16
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- 移動
- 2020/11/06 (Fri) 13:28
- Report
カリフォルニアってますます収入高くないと住めなくなりそう。車の保険がリース料と変わらない。
- #17
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- 倍金萬
- 2020/11/06 (Fri) 14:08
- Report
＞State FarmからAAAにした理由はなんですか?
話しは長くなり記憶も薄らいでいるのですが、確か State Farm の時に車を頻繁にぶつけられてその都度修理で保険を使った時なのか、あるいは家に大雨での浸水でもクレームを出したのが重なったのか、さらに遡り Northridge 大地震でのダメージでも State Farm から払ってもらったため、総合での支払いがかなりになり向こうから保険を断ってきました。
それでセガレ夫婦と相談したら彼らは AAA ですべてカバーしてもらっており、前出のように AAA はエージェントを使わず各地にある AAA のオフィスで直にカスタマーを扱っているから安いと聞いているので AAA にしました。確かに車の保険は2割以上安い気がします。また事故での扱いも手馴れておりボディーショップの選択もほぼ自由にできます。
なお、地震の保険は Northridge 大地震で各大手の保険会社は莫大な支払いになってしまい、すべての私企業保険会社は地震保険をやめてしまいました。困ったカ州は州で地震保険機構を設立し各保険会社に地震保険のお客を取るよう強制しました。
よって私らはまた地震保険を買えるようになりましたが、以前は年に150ドルぐらいだったのが、今は500ドル以上払っています。それでも現在は不動産が高騰しており保険が全損の家の3割ぐらいしか払ってくれません。もし今自分の家が地震で全壊したら建て直す金額の半分ぐらいしか地震保険がカバーしません。
- #18
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- 倍金萬
- 2020/11/06 (Fri) 14:16
- Report
すいません、最後の2行で変なことを言っていますが、現在の不動産価格と家を更地から建てる金額とは別なもので後者が今どのくらいするのかは分からないのが素直な答えです。
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