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Vivinavi Hawaii恋人との連名で家を購入したら、どうなるの??
- #1
-
- MMM33
- 2013/08/22 22:01
彼が連盟で家を購入しよう、と言っています
あたしが安心出来るようにという理由での提案なので、嬉しいのですが、これは、もし後々別れることになったり、引っ越すことになった時にどうなるのだろう、とふと思ってしまいました
半分半分の財産になるのですか?
結婚していて、離婚の際に連名の財産を分与、というのは聞きますが、恋人同士の場合はどうなるのでしょう??
家を購入するというのは、あたしには大きな事ですし、そのことで後々モメたりしたくないので教えて下さい
- #2
-
質問です。
購入資金は二人で半々で出すのですか?
貴方たち二人とも日本人ですか?
お付き合いの期間は?出来たら年齢も?
以上が分かったら色々と見えてきます。
- #4
-
- vivinoncyan
- 2013/08/23 (Fri) 22:08
- Report
どうして連盟なのか?
あなたが安心できるよう貴方だけの名前にはなぜしないんだろう??
どうして結婚はしないんだろう??
- #14
-
情報がもう少し必要ですね。
連名（連盟じゃないですよね?）で買うというのは、
Mortgage（不動産購入ローン）を連名で組もうという意味なのか、
Title（不動産名義人の登記）を連名にするという事なのか、
もしくは両方なのか?
もしTitleだけを連名にするという事ならば、彼の言う「あなたの為に」という事にはなります。
登記上その不動産の権利を半分所有するけれども、ローンの支払は無いので。
でも、権利を半分所有するという事は、義務も半分です。
毎年発生するProperty Tax（固定資産税）は、誰が払うのでしょうか?
物件の価値によってはかなりの金額になるので、確認しておいた方が良いと思います。
最悪のパターンは、Mortgageを半々で組むのにTitleにはあなたの名前が載らない事。
Property Taxの支払い義務は有りませんが、
万が一彼がMortgageの支払いを止めたら、Property Taxより何倍も多いであろう金額の支払い義務があなたに来ます。
お金の事で聞きにくいかも知れませんが、一歩間違えればかなり怖い事になるので
良く確認した方が良いですよ。
Posting period for “ 恋人との連名で家を購入したら、どうなるの?? ” has been closed.
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