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Vivinavi Los Angelescheckについて。。
- #1
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- yujimax
- 2003/12/08 06:02
ある会社から、ちょうど一年前に300ドルほどのチェックを私宛にいただいたのですが、ずっと忘れていて先日出てきました。そこで質問なのですがチェックには現金に切り替えるための有効期限はありますか?帰国してしまうので自分の銀行の口座は閉じています。どなたか教えてください。
- #2
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- sed
- 2003/12/08 (Mon) 08:38
- Report
ある場合は有効期限が書いてある。でも1年以上ほっておくのはよくないと思われる。以前1年ほってあったチェックをcashにしようとしたら、あとでcashできないという通知が銀行から来て、さらに手数料まで取られてしまった。
- #3
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- 専門家
- 2003/12/08 (Mon) 09:53
- Report
Checkの上に、期限が明記してない場合は、6ヶ月が有効期限です。それ以上の古いCheckは振り出した会社へ連絡して、代わりのCheckをもらうといいです。あなたがもらうべきお金でしたら例え、期限切れであっても in Good Faithという事で受け取れる筈です。それには、今もっている古いCheckと交換する必要がありますが、もしそのCheckを返さないのでしたら、会社側は古いCheckをStop paymentした上で、新しい日付のCheckを発行するので、その手続きに要する手数料を引いて残りの金額を振り出すのが普通です。 もし交渉が成立して、Checkを手で渡して、交換するのであれば問題ありませんがメールする場合は、VOIDと大きくCheckの上に書いておいた方がいいです。出来れば新しいCheckを受け取った時点でメールバックした方が望ましいです。
- #4
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- sed
- 2003/12/08 (Mon) 10:13
- Report
おお、専門家さんありがとうございます。そのチェック一つはCA州から、一つはどっかのお店のチェックでした。金額が$100程度だったので、授業料だと思って、破って捨ててしまった。
- #5
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- 専門家
- 2003/12/08 (Mon) 18:04
- Report
#1 Yujimaxさん
口座を閉めたという事は、新しいチェックを頂いてもDeposit出来ませんよね,もし振出銀行がlocalでしたら行って換金できますが通常企業の場合はcash flowの為にout of stateの銀行を使っている可能性がありますのでやはり口座を開く必要が出てくるのでは...
#4さん
捨てたのですか、残念なことをしましたね。
Posting period for “ checkについて。。 ” has been closed.
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