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Vivinavi Hawaii
Use either yen or dollars ？.

Question
#1
  • お金
  • mail
  • 2023/09/05 18:07

I am planning to go to Japan and have enough yen and dollars, but which is more economical, using the yen I have or exchanging dollars for yen ？
I think it is better to use dollars because of the weak yen, but there are fees involved.
If it is better to exchange money, I would also like to know the recommended exchange offices.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • こーの字
  • 2023/09/06 (Wed) 11:59
  • Report

Whether or not to use your yen is a matter of what you can afford to lose if the yen appreciates in the future.
If the dollar continues to be relatively strong （ until it drops to 130 yen or so, I don't think you will regret spending yen now.
On the other hand, if the yen goes extremely strong (¥80 - ¥100 ）), I will wish I had not used yen at that time.

At the end of last year and during my stay in Japan this summer, I paid as much as possible with credit cards denominated in dollars, and only used the yen I had for cash payments. Even small purchases at convenience stores are now conveniently accepted by credit card. Also, the effect of 140 yen per dollar was quite impressive.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • お金
  • 2023/09/06 (Wed) 13:17
  • Report

Koji
It certainly depends on future moves ！
Thank you ‼︎

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4

I used dollars this summer.
If you use an Amex card, there is no fee. The rate is exactly what you see on TV.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#5
  • お金
  • 2023/09/10 (Sun) 01:34
  • Report

Thank you, Ame ！
I will check my credit card fees. I might as well use dollars where credit cards are accepted.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#6
  • こーの字
  • 2023/09/10 (Sun) 10:08
  • Report

Most airline co-branded credit cards should not charge overseas usage fees.
Normal credit cards are said to charge 1-3%.
You can also compare the fees of your card and the fees when you exchange dollars to yen in Hawaii or Japan.
Currently, the exchange rate is 147 yen to the dollar, so I think it is more economical to use dollars.

I think it is because of Corona, but it was convenient to be able to pay small amounts by card at convenience stores （ 100-yen stores only accept cash and electronic money ）.
I took Amex (no fee) as main card and Visa (1% fee) as sub card.
Amex was accepted in most places, and I paid with Visa when it was not available.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#7
  • お金
  • 2023/09/10 (Sun) 13:05
  • Report

Thank you very much, Koji.
It seems to be a good idea to use credit cards without exchanging cash for dollars ！
It helped because it has been too long since I have been to Japan and I had never experienced such a weak yen.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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