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Vivinavi Los AngelesIndexed Universal Life Insurance(IUL)について
- #1
-
- 保険110番
- 2017/04/03 21:43
IULを保険屋から進められているのですが、ご存じの方いらっしゃますでしょうか。
日本で育ちましたがアメリカ国籍をもっており、去年妻とともにアメリカに移住してきました。
私も妻も現在27歳です。
夏のブリッジＵＳＡの祭りで知り合った保険屋からしつこく生命を保険を進められていたので、話を聞いてみたらこのIULでした。
なにかねずみ講のような構図で強引な勧誘だったので、かなり不信感を抱いきましたが、どなたかご存知でしょうか。
よろしくお願いします。
- #2
-
- ルーシー３
- 2017/04/03 (Mon) 23:47
- Report
下記のブログに各種生命保険について簡単に分かりやすく説明していますので、保険に加入される前に是非ご一読ください。
http://smartandresponsible.com/blog/life-ins-10rules1/
Universal Lifeについては、下記のように書かれていました。
「Universal Lifeなら収める保険料も死亡保証金もフレキシブルに変更できます」のうらには、キャッシュ・バリューや収める保険料の状況をきちんと把握し計画的に保険料の調整をしていないと、必要な死亡保険金がいつの間にか減っていた、ひどいと保険が無効になっていたということにもなりかねないという短所があります。
- #3
-
- たま先着
- 2017/04/04 (Tue) 10:16
- Report
保険屋さんは自分へのコミッションが高い保険しか勧めてきません。
こちらもごねていると条件のいい保険をいやいや出してきます。
お客にとって条件のいい保険は保険屋さんにとってはコミッションの条件が悪い保険なのでなかなか勧めてきません。
- #6
-
- U
- 2017/05/01 (Mon) 23:51
- Report
↑ 喧嘩を売る気は全く無くて、そういうんじゃ無いんですけど、
生命保険にそんなに熱くなれるんですねぇ。熱くなれるものですか？
Posting period for “ Indexed Universal Life Insurance(IUL)について ” has been closed.
Please create new topic to continue the same topic.
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