Vivinavi : World : () World

• マイル君
• 2026/01/26 (Mon) 10:08
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I heard from someone who worked for AAA about a technique to lower the cost of insurance. The low mileage （ proof needed ） thing you mentioned was the best.　I was set up with 3000 miles all along as told by the unfriendly BBA at the insurance company （ Mercury ） but I didn't want to talk to the BBA so I got a different agent and sent another agent a picture of my actual mileage of 4750 miles and a receipt with mileage for an oil change. I sent the receipt with the actual mileage of 4750 miles and oil change to another agent and got a much lower price.　Unfortunately, I did not get the money back that I kept paying for nothing.　It also depends on your Commuting and Pleasure settings for Primary Use of the Vehicle.　In case you are wondering, Costco is very inexpensive, but for several years now, they have not been able to accept new subscriptions for vehicles in the state of California.

• CA driver
• mail
• 2026/01/26 (Mon) 12:59
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Thanks for the reply. I'm a little further away from an update, so I'll check things out.

• コストコのやつ
• 2026/01/26 (Mon) 21:44
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I see ！ I can't get a new one in …

The same with the mileage ！ It's dishonest that it was set at 30000 miles. I remember agents usually asking me all kinds of questions to make it as low as possible.

I applied for Costco online, so I don't have an agent, but I had a bad experience with Farmers, and since then I have been avoiding Farmers. I need to review my insurance policy as well.

• マイル君
• 2026/01/27 (Tue) 07:27
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This is from a person who worked for AAA （ Mr. J ）. First of all, it seems that insurance premiums are quite high in the industry, and the reason for this is that they have to turn the money from the insureds to make their business viable. Since the company does not have much money, when an accident occurs, they try to avoid paying as much as possible. For example, they treat a car that would be expensive to repair as a total loss and charge less than the blue book ＞ Accidental cars are collected in large numbers somewhere in the desert and sold to used car dealers or sold for parts to pay for the next accidental car. I also asked about home insurance, but since the topic is car insurance, I'm not going to do that.

• シュワちゃん
• 2026/01/27 (Tue) 21:41
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10 Lies are terrible.

• Zoo
• 2026/01/25 (Sun) 01:33
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I have been there a few years ago and last summer. It is in the airport, above the international exit, so it is on the second floor. The airport is L-shaped, and I think there is a sign posted at the corner of the L-shaped airport. The venue, or rather the office, is very small. There are a lot of chairs in front of the entrance, and there are usually a few people sitting there waiting for their appointments. You can walk there from the airport parking lot. If you are worried, call the office directly and check. In my experience, sometimes they answer the phone and sometimes no one answers, and once I was told that the office had moved and I should call this number, but they had not moved. Of course you have an appointment ？

• mahalo
• 2026/01/25 (Sun) 16:46
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Dear Zoo
Thank you ！
I have already made an appointment.
I'm not sure what they will ask me, but I'll do my best ！.

• Zoo
• 2026/01/25 (Sun) 18:47
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The word "interview" may make you feel a bit nervous, but it's okay, because unlike a visa interview, it's just a face-to-face paperwork process. As I recall, even Japanese nationals living in Japan who do not have permanent resident status in the U.S. can apply for the visa now.

• あ
• 2026/01/26 (Mon) 18:36
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Just the basics, like names. The rest is fingerprinting and such. Just answer the questions they ask you, like have you ever committed a crime, and you'll be fine ！ although some people might be annoyed by the bureaucratic nature of it all. It's fine ！.

• ドライバー
• 2025/11/20 (Thu) 13:51
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I definitely do not recommend buses on Honomala day. They are never on time. And if you are going to the airport, you will have to be on time for your flight.
Taxi is definitely the way to go, HANA Taxi can be reserved in advance and will be there waiting for you on time.

• こーの字
• 2025/11/21 (Fri) 16:56
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I believe the information will be uploaded here, but so far it is not listed.
https://www.thebus.org/RiderAlerts.asp

Last year's information was here
https://www.thebus.org/HTMLFILE/TheBus/Files/ 638690714100589134/638690714100589134.htm

• 円満離婚
• mail
• 2025/11/27 (Thu) 17:58
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If you don't have any particular property division or custody disputes, you can usually go to court and do the paperwork on your own.
It is a hassle to make copies and all that, but we did it all ourselves because we didn't want to pay legal fees.
There is a competent concierge at the courthouse, so we took the documents there first and asked him to check for any mistakes, etc. The whole thing only cost us a little over $200. I see a lot of bog-standard divorces, so as long as you talk it out on your own, it is possible to get a divorce without an expensive lawyer.

• もちこ
• 2025/07/13 (Sun) 17:49
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Hello.
You can ask the investment company that manages that 401K directly. Chat or call them.
You can leave it as is or roll it over to another. You should check with your own life insurance agent.
They can give you a lot of advice.

When you turn 59.5 years old, you can withdraw 10% with no fee.

• 資産運用
• 2025/07/21 (Mon) 11:09
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You can rollover your 401K, though.

What you need to ask your investment manager is if you will be penalized ？

You should ask your insurance agent yourself.

I am an asset manager myself, and I think it is best to invest in a way that suits you
.

• カメハメハ
• 2025/12/03 (Wed) 14:43
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My son is attending. He is in Elementary now.
If you have a Hawaiian pedigree, you can usually get in ！ not that much （ like Punahou or Iolani ） the odds are not that high ！
the atmosphere in the school is pretty laid back. The atmosphere in the school is quite laid back, which is typical of Hawaiians. （ Laughs ） It is good for my son, but
academically, I don't think you should have high expectations. I grew up in Japan, and from my point of view, the academics are not good enough, and
the teachers at the conferences don't give many pointers. It is a very Hawaiian school with children of Hawaiian heritage ！.

• なんとなくMichi
• mail
• 2025/12/03 (Wed) 23:21
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My husband is a KS interviewer lol so I can't go into details

-The school is dedicated to keeping the Hawaiian culture alive

Even kids who can express their own opinions about what they want Hawaii to be like in the future will be noticed

-The interview The judgment has already started as soon as the
They can tell if a child is restless or not

-They want to accept as many different children as possible
I don't think you need to worry about it
A fixed number of students per region are selected


those who want to improve their skills will have dedicated
teachers who will help them to achieve their goals.

• いちご
• 2025/12/06 (Sat) 22:51
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Thank you all for your valuable comments.

I feel a little lighter now that you mentioned that "the odds are not that high if you have a Hawaiian pedigree". Also, your realistic stories about the atmosphere of school life and academic aspects were very helpful. Since I have a family member who teaches Hawaiian Studies, I feel that my child is naturally developing an interest and attachment to Hawaiian culture himself. I really agreed with what you said in the interview about the importance of having one's own opinion such as "what do you want the future of Hawaii to be like?

I would like to gradually increase the opportunities to experience Hawaiian culture in my daily life and watch over my children so that they can develop their own perspectives and ideas. The discussion about regional quotas and balance is also interesting and I will keep it in mind as a perspective when applying.

I would be happy to learn more from you.
Thank you for your continued support ！

• Kalihi
• mail
• 2025/12/27 (Sat) 12:13
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I can't go into details, but I have a family member who runs a cram school for the Kamehameha entrance exam. According to the latest information, tuition will be completely waived starting in 2026, and graduates will be able to pay for college tuition as well.
My impression is that it is not so easy to pass the entrance exam, even though it is not as easy as Punahou or Iolani.

• いちご
• 2026/01/08 (Thu) 22:04
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Thank you so much for sharing your detailed story.
This is the first time I heard about the full free tuition from 2026 and the support to the university, and once again I realized that it will be even more competitive in the future.

As you said, it is a different difficulty from Punahou and Iolani, and it is not an easy entrance exam. With this in mind, I will discuss again with my family about our future preparation. Actually, we are also looking into cram schools little by little, but we have not been able to find many that have the Kamehameha Kindergarten entrance exam in front of them, so we are not sure how to proceed.
I saw some Kamehameha names in the photos of successful applicants at Takahashi Juku, so I thought I would inquire about it, and I am wondering if there are many similarities with Iolani ・ Punahou-oriented preparation.

If you have any more advice, I would be happy to hear it.
Thank you so much for your valuable talk.

Please do not hesitate to contact me.

• 日本での携帯電話
• 2025/12/12 (Fri) 00:58
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Thank you very much. By the way, I would like to leave my cell phone in Japan not only when I go back to Japan temporarily, but I would like to use it all the time in Japan for receiving authentication codes and such like.

• mani
• mail
• 2025/12/13 (Sat) 14:22
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#2 Mr. Resident in USA,

If you have a Japanese ID, you can buy it even if you live in USA. I chose Rakuten Mobile, which has the lowest monthly call charges.

Can I use my passport as a Japanese ID? I don't have any family in Japan, so I don't have an address where I can register.

• mani
• 2025/12/13 (Sat) 14:23
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#2 Mr. Resident in USA,

If you have a Japanese ID, you can buy it even if you live in USA. I chose Rakuten Mobile, which has the lowest monthly call charges.

Can I use my passport as a Japanese ID? I don't have any family in Japan, so I don't have an address where I can register.

• アメリカ在住
• 2025/12/15 (Mon) 16:02
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#9 mani

I lived in Japan, so I have a renewed driver's license with a Japanese address.
Please check with your cell phone store to see if your Japanese passport will work as a Japanese ID.
I told them honestly when I bought my cell phone that I do not reside in Japan, so I do not receive any mail.
Nowadays, paperless is more appreciated.

• mani
• mail
• 2025/12/15 (Mon) 23:15
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#2 Resident in USA

Yes, I understand. Thank you. In this day and age, if you lose your parents' home in Japan, it is inconvenient in every way, including banking. I am very thankful for my parents' home.