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Vivinavi Los Angeles金利、どこがいい!?
- #1
-
- ハル
- 2018/12/19 22:11
ある程度まとまったお金を使わずにしばらく置いておきたいのですが
金利のいい銀行や、何かいい情報あればシェアしてください!
(投資などはまだ考えていません!)
ちなみにcitibankに口座を持っていますが、金利がかなり低い、、と思います。
- #4
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- ハル
- 2018/12/22 (Sat) 23:01
- Report
仙人さま
米国債ですか、、、そういう知識が全くなく聞いたこともないくらいでした。
調べてみます!ありがとうございます!!
- #3
-
you tubeでもUS bondの買い方出てます。
Treasury directのサイトで直接買えます。
手数料は$0です。銀行、証券会社でも買えますが$25手数料要ります。
ソーシャルシキュリテイーナンバー、免許証が入ります。
あまり知られてないのは、証券会社、銀行がこれを売っても、儲からないからです。
国が補償しているから、国が潰れない限り大丈夫です。
長い期間(10年以上)の場合は、米国ゼロクーポン債がオススメです。
- #9
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- 倍金萬
- 2018/12/23 (Sun) 12:46
- Report
「しばらく置いておきたい」の期間で利子の付き方が大分変ります。3年から10年ぐらいの長期間か1、2年の短期間なのか。どちらにしても、いつでも引き出せる普通の Savings Account より足すことはできるが満期まで引き下ろせない預けっぱなしの方が利子は高いです。
また銀行でも投資専門の部門を持っており、こちらは株式投資を中心に運営しています。よってこちらは FDIC の保険はつきません。Citibank もそのような部門があると思うので一度相談に行ってみてはいかがでしょう。私は Annuity を Union Bank の Union Banc という部門に頼んでいます。憎い奴だがトランプさんになってからこんなに上がっていいのかよ、と言うぐらい利息がついています。それも Most Conservative の S&P 500 でですよ。
- #10
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- トランプ株暴落で責任転嫁に必死
- 2018/12/24 (Mon) 09:13
- Report
トランプラリーが始まった2016年11月のS&P 500まであと僅か200ポイントとなりましたね。
不動産もじわじわと下落中。
メリークリスマス
- #11
-
- ハル
- 2018/12/30 (Sun) 00:03
- Report
仙人さま
丁寧にありがとうございます!
早速調べています。
お金をどう管理するかって知ってると知らないではだいぶ違いそうですね。
いい情報、本当にありがとうございました!!
倍金萬さま
大統領で違うものなんですね、、、
さすがビジネス国アメリカ!!
上手く使わなくちゃ、とは思いますが、、、ここの皆様の意見をもとにどれだけできるか頑張ってみます!
Posting period for “ 金利、どこがいい!? ” has been closed.
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