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• 昭和のおとっつぁん
• 2023/08/29 (Tue) 07:52
• Report

In the middle vacation, as it is called in Japan, Nippachi.

• 626
• 2023/08/29 (Tue) 09:38
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Everything is getting more expensive.
Even if you eat out for lunch, it costs ＄ 15 even if it's cheap.
I do think that the purse strings are getting tighter.

• 悲鳴
• 2023/08/29 (Tue) 10:10
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I recently started dating again, and I'll spend $ 100 or so just for lunch ～.

• 昭和のおとっつぁん
• 2023/08/29 (Tue) 10:12
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If you feel like the customer traffic has stopped
think about coming up with some ideas to bring in customers that will be competitive with other restaurants.

Uber Eats was also quite prosperous when Corona did not allow outside dining, but
sales seem to have slowed down a bit since they started allowing in-store dining.

• 昭和のおとっつぁん
• 2023/08/29 (Tue) 10:15
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Your current income won't last forever, so you need to rethink your living expenses in case your income drops, or
think of measures to prepare for the future.

• 確かに
• 2023/08/29 (Tue) 10:36
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$ 100
at lunch $ 200

regular restaurants are overpriced
these days it feels more affordable to eat at a fine restaurant

• ガセネタ太郎
• 2023/08/29 (Tue) 11:55
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＃ Even 1 says he's keeping his expenses down due to rising prices himself, so why ask others why ？
If you don't have the right to vote, you can't change anything, you have to put up with it
If you have the right to vote, give up and blame the idiot who voted for Biden and get Trump elected in 2024 I'll do everything in my power to get Trump elected in 2024.

• 中流階級
• 2023/08/29 (Tue) 12:12
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8
I didn't ask why, I asked what about you guys ？ ？.

• ガセネタ太郎
• 2023/08/29 (Tue) 12:50
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What about you guys ？ ？, there are only two answers to that question, either you're holding off on spending or you don't care ？, and you want to know why ？, not why ？ ？.

• 中流階級
• 2023/08/29 (Tue) 13:03
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Seems like people who do business don't come here
sorry for seeming out of place.

• プラス思考
• 2023/08/29 (Tue) 14:13
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Price hikes have recently stopped being expensive and we have become accustomed to it.
Choose the cheapest supermarket from the beginning and buy only what you need without looking at the price. I don't go on a supermarket shopping spree. It gives you a chance to buy unnecessary things, and you end up throwing them away because you can't finish eating them. I buy meat and fish in bulk when they are cheap and freeze them in small portions. I decide from the beginning how many times a month I will eat the more expensive menu items and try to go out shopping when the refrigerator is empty.
I save electricity by going shopping in the afternoon when it is the hottest time of the day and setting the temperature at home to a high level. I go to the supermarket alone. I go to the supermarket alone because if I take my husband and children with me, they put so many things in the basket that it goes over my budget.
I set a monthly budget and try to make ends meet within it.
I go out to eat less often and order less alcohol.　
I have started to extend my beauty routine a little longer than before and do basic maintenance.
I think I spend less money now that I can get the same satisfaction at a lower price. In fact, I've learned to find satisfaction without spending money. I decided to live here as an investment because I think I can go anywhere in my retirement with the wealth I have built in California.

I know it is hard for those who are in business, but it might be a good idea to take some time off and work slowly.
I am now studying minimalist thinking, which has made me rethink how I spend my money and time.

• 夏休み
• 2023/08/29 (Tue) 14:19
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My family is busy with kids.

• 学生ローンの支払い再開
• 2023/08/29 (Tue) 23:53
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Customer traffic has suddenly stopped since Memorial Day. Student loan payments, which could be skipped during the pandemic, resumed this month in August, so it is said that spending by young people has also decreased considerably. It is no wonder that inflation is rising because of the sudden increase of dollars in the world due to the printing of more dollars by government subsidies during the pandemic.

• 上から目線
• 2023/08/30 (Wed) 14:51
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Mid-August is when school starts, right? lol You can't even analyze that, but you're looking up at me and saying "people who do business here don't come here". If your income is going to decrease because of a slight decrease in the number of customers, it's not much of a business, is it?

• 中流階級
• 2023/08/30 (Wed) 19:01
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23

If you've been in business for years, you know that this year is unusual. By the way, the bigger the business, the bigger the pain. LOL!

• 中流階級
• 2023/08/30 (Wed) 22:02
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25

In our Corona disaster, we also received a significant amount of benefits for the lockdown loss and were busy as usual, or even more so, after the lifting.
It seems to vary quite a bit from region to region.

• 中流階級
• 2023/08/30 (Wed) 23:20
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25

It was very busy after lockdown.
The clientele seems to be different.

• レストラン
• 2023/08/31 (Thu) 02:52
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I know a restaurant that had a hard time with the Corona disaster, but now it seems to be so busy that the cat is out of the bag. I don't know what your business is.

• びっくりする
• 2023/08/31 (Thu) 05:25
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Why is everyone so contentious ？
I don't feel comfortable posting here anymore. Oh, that's why this place is overpopulated.

• 外食
• 2023/08/31 (Thu) 07:35
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When I eat out these days, the popular wait times are gone and I can be seated smoothly. Mr. Poverty should just cook for himself.

• 昭和のおとっつぁん
• 2023/08/31 (Thu) 08:02
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Mr. Poor doesn't waste money, he saves it in case of emergency.

• 外食
• 2023/08/31 (Thu) 13:29
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35
I'm guessing your income is so low to begin with that you can't save enough to eat out.

• 昭和のおとっつぁん
• 2023/08/31 (Thu) 15:49
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If you pile up dust, it becomes a mountain.
I'm working hard to get to the top of the mountain. Even if your income is low, you can save money if you know how. Unearned income, Sunday every day.

• 昭和のおとっつぁん
• 2023/08/31 (Thu) 17:23
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I don't because my income is so low to begin with that I can't save enough to eat out.

• ハリケーンでテントが流された自称ホームレスのおとっつぁん
• 2023/08/31 (Thu) 18:32
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He said that Showa Otouta always bombarded him once a week at a Japanese restaurant. When he was flamed for the tip issue, he was upset that poor people are jealous because they can't eat sushi. As one would expect from someone who lives comfortably on his pension, real estate income, and investments from both Japan and the US.

• 昭和のおとっつぁん
• 2023/09/01 (Fri) 08:19
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People's desire to "want" is, unfortunately, never-ending. If we let that desire take over and spend money, we will see the collapse of our finances. It is those who are rich in spirit who do not spend money on useless things.
Because they know what is necessary for themselves and what is wasteful.

• 昭和のおとっつぁん毎日サンデー
• 2023/09/01 (Fri) 09:48
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42

It's Sunday every day, so don't worry about work.

What's the difference between getting there? Bus, car, thoho?

• 明けない夜は無い
• 2023/09/01 (Fri) 23:58
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Right now the U.S. central bank is raising interest rates in an attempt to keep inflation and the booming economy in check.
We are very close to being able to control this inflation and slow down the economy, so we just have to be patient a little longer.

• ガセネタ太郎
• 2023/10/04 (Wed) 10:07
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https://www.youtube.com/watch?v=1u_5D1jVguM

That's why I said raising interest rates would be counterproductive.

• ってかさ
• 2023/10/04 (Wed) 14:07
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They won't backtrack until the presidential election ？
It's all a farce.

• どう逆なん？
• 2023/10/04 (Wed) 17:35
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Now that asset prices are too high and the economy is too good,
they are raising interest rates to lower inflation and the economy.

• どう逆なん？
• 2023/10/04 (Wed) 23:11
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Eh ？ Rich people with lots of assets are doing crazy well.
I'm a commoner, but
my stock and ETF holdings have on average quadrupled over the past 3 years.
Real estate prices are also climbing.

• ってかさ
• 2023/10/05 (Thu) 07:24
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The economy is not doing well
Even the very wealthy are not as active as they used to be
Everywhere has a certain amount of customers, but only so much
Prices are going up and service industry income is going down
Now is the time to get into places that are usually too popular
Real estate is also starting to drop
I can see that even those with money are getting fed up.

• ってかさ
• 2023/10/05 (Thu) 07:28
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Come to think of it,
Argent Care rattled
I usually have to wait an awful long time.

• ガセネタ太郎
• 2023/10/05 (Thu) 22:44
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53

they say stocks have quadrupled since the last 3 years ？ （ lol ）
where do you live ？ virtual world or ？ I must have lost my mind ？

• どう逆なん？
• 2023/10/06 (Fri) 06:31
• Report

#56

Eh ？
You don't own a single share. LOL
Tesla is 8x in 3 years.
Apple is 3x.
Microsoft is a little worse and still more than doubled.
NVIDIA is over 9x -
If you have assets and hedge against inflation, price increases are tiny.
I'm just an average person.

• 昭和のおとっつぁん
• 2023/10/06 (Fri) 07:37
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I think you are talking about a fourfold increase in the stock you own.

• どうでもいいけど
• 2023/10/06 (Fri) 09:11
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• Delete

＞ ＃ 56

We recommend that "Gase Taro" be renamed "Ichamon Taro".

＞ Stocks and ETFs held have on average more than quadrupled over the past three years.

Well, however, it is certainly a bit hard to believe that ETFs have quadrupled in 3 years, let alone stocks.

• どうでもいいけど
• 2023/10/06 (Fri) 10:49
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I think "Gase Taro" should change his name to "Ichimon Taro" ？

＞ The stocks and ETFs we own have on average more than quadrupled in the past three years.

But, well, ETFs quadrupling in 3 years is certainly a cocoon.

• は？
• 2023/10/06 (Fri) 11:14
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My 401K was nudging up until about July of this year, but now it's slowing down.

My colleague has 30% CONTRIBUTION and one million in 401K alone.

• 昭和のおとっつぁん
• 2023/10/06 (Fri) 11:46
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It would be better not to write posts that would damage your own reputation.

60 Have you reached the age when you can withdraw already?

• 出歯亀
• 2023/10/06 (Fri) 13:34
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60

Do you care about other people's lives?

• 昭和のおとっつぁん
• 2023/10/06 (Fri) 15:59
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Individuals opening IRAs （ Traditional, Roth, and Nondeductible IRAs ） Total savings to
Traditional, Roth, and Nondeductible IRAs $ 6,000 per year （ 2020/2021 year limit.
If you are age 50 or older + $ up to 1,000 possible ）. However,
If your income for the year is less than this, your income is the limit.
How many years have you worked
401K only one million since the 401K is a program offered by your employer.

63
I don't care about other people's lives
I only asked the question because I was curious about the post.
The writing is accurate or inaccurate.
I feel "sorry" for those who neglect it.

• 昭和のおとっつぁん
• 2023/10/06 (Fri) 16:26
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63
Have you ever felt funny about 60 posts?

• は？
• 2023/10/06 (Fri) 17:30
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For 2023, the 401(k) contribution limit for employees is $ 22,500, or $ 30,000 if you are age 50 or older.

Plus a few dozen percent from your employer plus a few dozen percent contribution from the employer.
In my company's case.

• 昭和のおとっつぁん
• 2023/10/06 (Fri) 17:46
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Wasn't there a set amount of annual deposit for 401k ？
If that is correct, all employees are doing it
and my coworkers are doing 30% contribution, and you in our company with only 401k
would be one-million?

• は？
• 2023/10/06 (Fri) 19:51
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67

I kinda don't know what you're talking about. If you have any doubts, do your own research. ？

Even though he is a co-worker, he is much older than me and I was not interested in 401K yet, so I only put in the minimum percentage that would increase the match up from the company, but I took his advice and increased it.

• どう逆なん？
• 2023/10/07 (Sat) 06:02
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The recently released September employment numbers were very good.

So all my holdings and ETFs combined have more than quadrupled in 3 years.
NVIDIA, which I own, is over 8x in 3 years.

• 昭和のおとっつぁん
• 2023/10/07 (Sat) 08:14
• Report

If you are in the One Million, please answer with numbers.
the annual 401k deposit amount is ？ the amount with 30% contribution is ？
the amount per year is ？
and in how many years did you reach One Million ？?