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Find out if you qualify for the BMR Home Ownership Program.





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Sunnyvale




*BELOW MARKET RATE (BMR) HOME OWNERSHIP PROGRAM*






Smiling family lying together on a bed




*We are accepting applications from eligible one and two-bedroom households.*

The City of Sunnyvale is now accepting applications from purchase-ready, first-time homebuyers interested in owning an affordable 1 or 2-bedroom Below Market Rate (BMR) home.

These homes are available to moderate and lower-income households, with priority given to those who currently live or work in Sunnyvale.

If you’re ready to take the next step toward homeownership, please read the information below to see if you qualify for the program.

*Review Minimum Eligibility Requirements * [ https://content.govdelivery.com/attachments/CASUNNYVALE/2025/10/08/file_attachments/3416905/Home%20Purchase%20Flyer%20.pdf ]


Visit the Home Buyer Programs [ https://www.sunnyvale.ca.gov/homes-streets-and-property/housing/home-buyer-programs ] for general information and BMR Program Resources.






How to Determine Eligibility and Apply

*Households eligible for, one and two-bedrooms**:* Apply by completing the following steps. Download the forms and resources you'll need below. 


* Verify that you meet the *Income Limits [ https://www.sunnyvale.ca.gov/home/showdocument?id=358&t=637884731401700000 ]* based on your household size.
* Review the *BMR Home Ownership Program Guidelines. [ https://www.sunnyvale.ca.gov/home/showdocument?id=354&t=637896141452630000 ]*
* Confirm with Housing staff, the number of bedrooms that your household qualifies for.
* Ensure you have 10% of the homes purchase price for down payment. 
* Obtain a pre-approval letter for a loan from a *Qualified Participating Lender [ https://www.sunnyvale.ca.gov/home/showpublisheddocument/3366/637886628233930000 ]*.
* Attend an 8-hour Homebuyer Education Workshop, in person or online. *The workshop must be from a **HUD-Certified Homebuyer Education Provider [ https://www.housing.org/first-time-homebuyer-education ]*
* Complete a *Homebuyer Program Eligibility Application [ https://www.sunnyvale.ca.gov/home/showpublisheddocument/3350/637926275362030000 ]**,* and gather all the required supporting documentation.
* *Email Housing <housing@sunnyvale.ca.gov>* to receive instructions on how to electronically* submit your:


* Homebuyer Program Eligibility Application
* Supporting documentation
* And where to mail the $75 non-refundable fee

        *Only electronic submissions are accepted






*Contact Us*

Housing Division
Email Housing <housing@sunnyvale.ca.gov>
408-730-7250
Sunnyvale.ca.gov [ https://Sunnyvale.ca.gov ]








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