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Health Insurance Marketplace

October 25, 2024

 

Affordability and Choice Anchor Biden-Harris Administration’s Launch of Window-Shopping for the 2025 Open Enrollment Period

"More popular than ever, HealthCare.gov will continue to offer millions of consumers low premiums, a range of plan options, and a better shopping experience."

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Building on the Biden-Harris Administration’s historic efforts to make high-quality, affordable health care coverage accessible for all Americans, the Centers for Medicare & Medicaid Services (CMS) today launched window-shopping for millions of consumers to preview health coverage options available through the 2025 Open Enrollment Period for the HealthCare.gov Marketplaces. Open enrollment begins November 1 for HealthCare.gov and the 20 states that run their own marketplaces.

Marketplace Open Enrollment on HealthCare.gov runs from November 1 to January 15 and can last even longer in states that run their own State-based Marketplace. CMS encourages all consumers to select a plan by December 15 so their coverage starts on January 1, 2025. Consumers who select a plan between December 16 and the end of open enrollment on January 15 can have coverage that starts February 1, 2025.

For assistance with the application process, consumers can contact the HealthCare.gov call center at 1-800-318-2596, with assistance available 24/7 in 200 languages. Consumers can also find a local assister, agent, or broker by visiting HealthCare.govand selecting the “Find local help [ https://localhelp.healthcare.gov/ ]” option.

For additional information on updates and improvements for HealthCare.gov Marketplace Open Enrollment, consult CMS’s “What’s New” fact sheet” [ https://www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-fact-sheet ], press release [ https://www.cms.gov/newsroom/press-releases/affordability-and-choice-anchor-biden-harris-administrations-launch-window-shopping-12th ], and infographic [ https://www.cms.gov/files/document/2025-open-enrollment-infographic.pdf ].

Additional details are also available in:

* The Plan Year 2025 Qualified Health Plan and Premiums in HealthCare.gov States – Report, Appendix Tables, and Methodology [ https://www.cms.gov/marketplace/resources/data/qualified-health-plan-choice-premiums-healthcaregov-states ].
* The Plan Year 2025 Health Insurance Marketplace® Public Use Files [ https://www.cms.gov/marketplace/resources/data/public-use-files ].
* Information on Quality Ratings for Plan Year 2025 [ https://www.cms.gov/medicare/quality/health-insurance-marketplace-initiatives ].
* The Plan Year 2025 Projected Health Insurance Exchange Coverage Map [ https://www.cms.gov/marketplace/about/exchange-coverage-maps ].
* The Plan Year 2025 State-based Marketplace Open Enrollment Fact Sheet [ https://www.cms.gov/files/document/state-exchange-oe-chart-py-2025.pdf ].

 




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