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Vivinavi Los Angelesクレジットカードの手数料
- #1
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- あいがとさげもした
- 2014/02/07 12:21
クレジットカードのマスターカードを持っています。
バランスゼロで買物をしてステイトメントが送られて来たら
ファイナンスチャージが追加されてました。
ファイナンスチャージは分割払いした時に残りの差額に対してチャージされると思ってました。
年会費の低い、いらないクレジットカードはファイナンスチャージで稼ぐのでしょうかね。
- #2
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- うらしま子
- 2014/02/07 (Fri) 12:37
- Report
年会費の要るカードは持っていないのですが、普通にアメリカの店舗・サイトの買い物ではついたことないです。日本のサイト・店舗での買い物ではファイナンスチャージついてました。年会費払ってるカードではどうなんでしょうね?
- #3
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- OE-LA
- 2014/02/07 (Fri) 13:00
- Report
すべて年会費なしのカードですがファイナンスチャージが付いた事はありません。
- #4
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- fiesta
- 2014/02/07 (Fri) 21:45
- Report
過去に請求書のバランスを全額払わず翌月に持ち越してしまったことはありますか?
ちょっとややこしいのでうまく説明できるかわかりませんが、例えば１００ドルの請求書がきて５０ドルだけ払ったとします。
翌月カードを使わなければ、次の請求書は残高の５０ドルプラス金利手数料（ファイナンスチャージ）ですよね。それを全額払ったとします。
残高すべて払ったので一安心と思いきや、そこで同じBilling Cycle内にカードを使うと延々とファイナンスチャージは発生します。
１ヶ月カードを使わないで請求額をゼロにする必要があります。
あとはキャッシングしたとか?
- #5
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- 昭和のおとっつぁん
- 2014/02/08 (Sat) 23:40
- Report
amazonのクレジットカードはどうよ。
よく買物する場合はメリットがあるのじゃないだろか。
持っている人教えて。
- #6
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ファイナンスチャージって、利息のことじゃなかったっけ?
グレースピリオドが23～5日ぐらいあって、買い物からステートメントまでに、そのグレースピリオドが終わってたとかじゃない?
それか、Two Cycle Billingで、前月分のバランスの利息に対する2回目の利息請求とか?
- #7
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- 昭和のおとっつぁん
- 2014/02/09 (Sun) 10:33
- Report
分割払いで最後の支払が終わってからカードで買物すると
ファイナンスチャージが付くのでしょうか。
支払がクリアになってからじゃないとダメですか。
Posting period for “ クレジットカードの手数料 ” has been closed.
Please create new topic to continue the same topic.
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