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Vivinavi Los Angeles
Traffic Accident at UBER

Problem / Need advice
#1
  • UBER君
  • mail
  • 2023/06/19 23:22

I am a part time UBER driver.

I was hit from behind the other day at a stoplight.

The paint was just a little peeling off and there were no dents, but

the driver came out of the car that hit me and said, ｛ What are you waiting for? You stopped suddenly and hit me. It's your fault.

He was a rather large black man, so I called the police and asked them to come over here, and we exchanged information through the police officers and left the scene.

We then contacted the other party's insurance company and are now waiting.
At the same time, I reported it to the UBER side, and they contacted me the next day, but I am not sure how UBER will respond.

They said they would refer me to an insurance adjuster, but the next day they came back saying that we cannot be involved in the insurance matter.
But we have been contacted by Progressive via Uber, so I am not sure...

The UBER website shows the UBER compensation for the driver along with the amount of compensation, but when I googled it and looked at Youtube, I found that
the UBER compensation for the driver is not included in the UBER insurance policy, but the UBER insurance policy is. I found out that ？

I have to use my own insurance...

I guess I am still treated as a sole proprietor ？

My insurance is not covered by UBER. My insurance doesn't cover UBER, and I don't think basic UBER drivers have good insurance to begin with...
But I still thought there was a driver's warranty on the website, so I was taking it easy, but I'm feeling a bit shaky.

I think we will be OK this time because it was the other driver's fault, but should we assume that UBER drivers have no basic insurance?

I think it would be really serious if you had a personal injury accident.

If there are any current or past drivers, please share the information.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#6
  • 昭和のおとっつぁん
  • 2023/06/21 (Wed) 08:06
  • Report

When you applied for vehicle insurance, was it not explained to you that UBER is not covered?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#7
  • 昭和のおとっつぁん
  • 2023/06/21 (Wed) 09:27
  • Report

If you continue with Weber, switch to commercial vehicle insurance.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#8

＞ I don't think basic UBER drivers have good insurance to begin with, but,

I was asked ？ if I was an Uber or Lyft driver when I signed up for new insurance. If I did, they said my premiums would be higher.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#9
  • 昭和のおとっつぁん
  • 2023/06/21 (Wed) 11:12
  • Report

I asked what happens if I'm an Uber or Lyft driver with AAA
I can't get AAA insurance. I was told.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#11
  • 昭和のおとっつぁん
  • 2023/06/21 (Wed) 15:38
  • Report

It's tough, living your life while caring about others.
You won't enrich your own life if you care.

AAA had cheaper premiums than other insurance companies.
I decided to sign up for AAA because they had a promotion for members' fee and I could sign up for half price.

Before that, a Japanese agent called me and asked me to apply for
6 months, but it was more than $100 more expensive than AAA.
$700 for 6 months, $1400 for a year, but
AAA was less than $700 for a year.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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